Overview |
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flagFounded: 1970 |
businessOwned by: Customers |
monetization_onFunded by: Alliance Bank Network |
securityLMI Provider: – |
account_balanceLender type: Customer-owned |
How Do Service One Alliance Bank’s Home Loans Compare?
Pros
- Discounted rates for lower LVR
- Rate lock
- 100% offset and redraw facilities
- 95% LVR home loans
- Extra repayments with no fees
- Option to split with a fixed-rate home loan
- Access to a range of calculators on its website
- Home loan key facts sheet that compares different lenders
Cons
- Poor service/ communication
- You have to become a member by paying $10
What Home Loans Does Service One Alliance Bank Have?
If you’re thinking of building your dream home, most Service One Alliance Bank home loans are available for construction purposes. You’ll get a low interest rate and the freedom to customise your loan. There are also loan options if you plan to buy a home to live in and purchase investment properties. Service One Alliance Banking service offers:- Owner-occupier home loans
- Renovation loan
- Family assist/guarantor home loans
- Bridging loan
- Kit home or other construction loans
Tips For Applying With Service One Alliance Bank
Application forms are available for download on the official website. You can call the Telephone Response Centre if you have any queries about using these forms or how to fill them out. You must first become a Service One member before applying for a home loan. Adults and juniors (those under the age of 18) are eligible to apply. You will require the following paperwork to apply for a mortgage:- Material for personal identification
- Proof of income that shows whether you are self-employed
- Evidence of other sources of income, such as rental income
- Information regarding your current debts, liabilities, and assets