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Home Loan Calculators

Use our mortgage calculators to find out how much you can borrow. We’ve designed our own unique and innovative calculators to help give you a better insight into how the banks will view your loan application.

Note that all home loan calculators are a guide only. For more precise figures and/or advice, please enquire online or speak to one of our mortgage brokers on 1300 889 743 to find out what type of finance is available for your situation.

Alternatively you can ask a question on our mortgage forum.

Our Popular Home Loan Calculators

Calculate Your Repayments/Compare Loans

Calculators For Purchasing A Property

Income Calculators/Assessable Income

Find out how lenders will assess your income when you apply for a home loan. Did you know that most of our customers have an assessable income that is lower than their actual income? This is particularly true for people who have overtime, casual, bonus or self employed income.

Getting the most from our mortgage calculators

These home loan calculators are designed to help you begin the process of calculating how much you can afford to borrow and working out if you can qualify for a home loan. Follow these three simple tips and you’ll be on your way to home ownership in no time!

  1. Are you qualified?: There isn’t much point in looking at properties & comparing loans if you can’t get approved! Use our helpful tools such as the credit score calculator and genuine savings calculator to find out where you stand.
  2. Be conservative: The banks are going to be conservative when assessing your mortgage. You should take the same approach when working out how much you can afford to borrow.
  3. How much should you borrow?: Call our mortgage brokers on 1300 889 743 and we can tell you how much the banks will allow you to borrow. You may have an idea how much you are looking to borrow, although in most cases, this is $20,000 to $50,000 less than what the banks will actually lend to you.

Learn more about home loans

Our home loan calculators are designed as a guide only, for more precise figures and/or advice, please enquire online or contact us on 1300 889 743 to speak to one of our mortgage brokers. You can also ask a question on our mortgage forum.