How much does it cost to buy a home?

Our calculator can work out the stamp duty, registration fees and discounts for first home buyers.

You can also use our first home buyers calculator to discover if you’re eligible for any grants.

We can help you through the process of buying a home and applying for grants.

Speak with one of our mortgage brokers by calling 1300 889 743 or by completing our free assessment form.

What other costs are there?

The costs to own a home calculator will work out government expenses but there are a few other costs that aren’t included.

Speak to our mortgage brokers by calling 1300 889 743 or fill in our free assessment form to find out if you can qualify to buy a home now.

Can I reduce the cost of LMI?

There isn’t much that you can do about stamp duty but the cost of LMI can be avoided in some situations.

You can apply for a family pledge loan if your parents can assist you with a guarantee over property that they own.

You can also consider a home loan with no LMI if you meet the eligibility criteria.

Does the cost vary in different states?

The calculator works for NSW, QLD, VIC, WA, SA, ACT, TAS and NT. Government fees such as stamp duty vary between different states while other costs won’t change much at all.

Do you qualify for a home loan?

Did you know that our mortgage brokers have access to special home loans discounts?

Speak to our mortgage brokers by calling 1300 889 743 or fill in our free assessment form to find out if you can afford to buy a home now and how we can get you a discounted interest rate.

Why use us?

We aim to set an example by delivering what we promise: a higher level of service, better advice and better home loans.


Australia-wide services

We finance properties anywhere in Australia for people anywhere in the world.


Get incredible interest rates

Our relationships with our panel of lenders allow us to negotiate your interest rate.


We get tough loans approved

We can help you navigate the often complex pre-approval and application process.


Our customers love us

We receive hundreds of love letters from our customers.

Discover more reasons to use Home Loan Experts

How we find you the right solution

We get a complete understanding of where you’re at and what your ultimate goals are.
You’ll get a recommendation in just a few simple steps.

free assessment

Complete our free assessment form or call us.


We assess your situation.


We look at all the options from our panel of lenders.

suitable home loan deals

We will find you the most suitable home loan deals.

Testimonials for Home loan experts

about us


lenders on
our panel


lent Australia-wide
and counting

Common Wealth
St George
Pepper Money
Me Bank

of our borrowers get
approved with a major bank


of our borrowers get a discount
below the bank standard variable rate