Fixed-Rate Home Loans Drop Below 3%
Over the last month, several of our lenders announced that they’re decreasing the interest rates on their fixed rate home loan products. Fixed rates have fallen below 3%. We’ve listed the best fixed-rate home loans available from our panel of lenders below. Owner-occupied...
Read morefolderCategory: Fixed Rate Loans
bookmarkTags: fixed interest rates, Interest Rates
RBA Says: Expect An Extended Period Of Low Interest Rates
Great news for borrowers! The Reserve Bank of Australia’s Governor Philip Lowe says that the cash rate will stay low for the long term. In its 4 September meeting, the RBA has decided to keep the cash rate unchanged at 1%, which means that borrowers can enjoy a longer...
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bookmarkTags: cash rate, fixed interest rates, Interest Rates, RBA, variable interest rates
Property Market Predictions – QBE Report 2019
According to QBE’s Australian Housing Outlook 2019-2022, house prices across all the capital cities are set to grow in the next three years. With Brisbane house prices expected to grow by as much as 20.3%, it may very well be the next property hotspot, it is followed...
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bookmarkTags: first home buyers, Home Loan, Property Investment, Report
How To Prepare For The Spring Property Season
The busy spring property season is just around the corner, and you know what that means? Whether you’re planning to buy or sell, NOW is the time to start getting organised. Here’s how. Tips if you’re planning to buy this spring Get your finance sorted pronto There’s...
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bookmarkTags: Property Buyers, Property Investment, Property Sellers
Property Market Predictions – July 2019
After the largest decline in house prices in the last 30 years, Sydney and Melbourne have seen dwelling values rise for the first time since 2017. So what do the experts have to say? BIS Oxford Economics’ Price Predictions According to the latest BIS Oxford...
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bookmarkTags: Australian property, Property Buyers, Property Investors, residential property
Borrowing Power Changes: How Much More Can I Borrow?
This month APRA (Australian Prudential Regulation Authority) has removed rules for the banks about how they calculate borrowing power. As a result, borrowing power has increased by as much as 15 per cent. Who are the winners? Home buyers have seen their borrowing power...
Read morefolderCategory: News, Policy Changes
bookmarkTags: APRA, Assessment rate, Borrowing power, Home Loan
RBA Slashes Cash Rate Again – Is Your Lender Passing On The Full Rate Cut?
The Reserve Bank of Australia (RBA) slashed the cash rate once again by 0.25% – taking the already low cash rate to its new historic low of 1.00%. Relatively, fewer banks are passing on the full rate cut compared to RBA’s rate cut in June. Who passed on the full...
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bookmarkTags: cash rate, Interest Rates, RBA, Refinance
Home Loan Experts Wins Australia’s Top Mortgage Broking Office Award
The Australian Broking Awards is the night of nights for brokers, brokerages, aggregators and mortgage industry leaders. The awards are judged by a panel of leading industry experts and competing in the awards are some of Australia’s best brokerages. On Friday night,...
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bookmarkTags: Australian Broking Awards, Home Loan, Mortgage Broker
Buying A Home Just Got Easier!
There hasn’t been a better time for first home buyers to buy their first home since the housing values peaked in 2017. We’ve listed the most important factors which makes it the right time for first home buyers to finally enter the property market. Lower house...
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bookmarkTags: Australian property, First home Buyer, Home Loan
New Assessment Rate: How Much More Can I Borrow?
In an open letter to the banks, APRA (Australian Prudential Regulation Authority) has proposed amending their guidelines to allow banks to determine their own assessment rate. This will substantially increase the maximum borrowing power of many home loan borrowers. We responded...
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bookmarkTags: APRA, Borrowing power, Refinance
