APRA’s 3% Buffer And What It Means For You
In a recent announcement, the Australian Prudential Regulation Authority (APRA) confirmed the mortgage serviceability buffer remains at 3%, following its annual update on macroprudential policy. What Is the APRA buffer rate? The APRA buffer rate, also known as the serviceability...
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How Mortgage Elves Bring Holiday Magic
Move over, Santa’s elves! There’s a new crew in town – and they’re not busy crafting toys. They’re the Mortgage Elves, working behind the scenes during this festive season to bring holiday magic to home financing. There are striking similarities between...
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Queensland Doubles First Home Owner Grant To $30,000
Effective today, eligible first-home buyers in Queensland can get $30,000 as a First Home Owner Grant. This is double the previous grant amount of $15,000. The changes will apply to eligible transactions between 20 November 2023 and 30 June 2025. First home owners are expected...
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Revealing The Investment Strategies Of Wealthy Individuals
High-net-worth clients, those who’ve achieved financial success, have distinct investment strategies that differentiate them from others. Let’s unveil some of the secrets behind their success and peek into the investment strategies they use to maintain and increase their...
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Why Chinese Investors Choose Home Loan Experts
Are you a Chinese investor thinking about buying property in Australia? You’re not alone. Recent Treasury data shows that Chinese investors are increasingly interested in Australia’s property market. They spent a record $2.3 billion on residential real estate in the...
Read morefolderCategory: Chinese investors, Expat home loan, Hong Kong investors, Investment Loans, Non resident home loan, Overseas Borrowers
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Simplify Your Home Buying Process With The 360° Home Loan Assessor
Buying a home is a monumental step in anyone’s life; it often comes with a barrage of complexities and confusion. Among the myriad online tools and resources claiming to streamline the process, it’s hard to distinguish the truly valuable ones. That’s where our...
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Navigating Home Loans For Self-Employed: Low Doc Vs. Full Doc
Are you self-employed in Australia and dreaming of buying a home? As someone with a non-traditional income structure, securing a home loan can be difficult. Fortunately, there are solutions available to help self-employed borrowers, even those with low documentation. Full-Doc...
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The Impact Of A Potential Cash Rate Increase On The Housing Market
When we think about the housing market, our minds often gravitate towards the more apparent factors like property prices, demand, and mortgage rates. Recently, the spotlight has shifted towards a potential cash rate increase as inflation data released by the Australian Bureau...
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RBA Cash Rate Prediction For October 2023
The anticipation is mounting as Australians await the Reserve Bank of Australia’s (RBA) decision on the cash rate for October 2023. In the midst of economic uncertainty and global inflation trends, Home Loan Experts CEO Alan Hemmings, and Senior Mortgage Broker Jonathan...
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Renovations Over Relocations: Is This A Trend In 2023?
As we step into spring selling season in Australia, there’s a subtle shift in the way homeowners are approaching their housing decisions. More homeowners are deciding to renovate. That alone is not surprising. What is different this year, however, is that some reports are...
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