News: Is ScoMo’s First Home Buyer Scheme Any Good?
The Government has announced a new first home buyer scheme just days out from the Federal Election. So how does it stack up in improving housing affordability? How it works If you have saved at least 5% of the property value as a deposit, the Government will guarantee...
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bookmarkTags: Deposit, First home Buyer, Government
Moving House: Sell Then Buy Or Get A Bridging Loan?
Whether you’re upsizing, downsizing or just moving to a home in a new location, no doubt things have changed since buying your last home. There are a number of home loan options available when you’re moving on to your next property so how do you get from one home to the...
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WATCH: Investment Loans, Rates And SMSF Borrowing
WATCH: Home Loan Experts managing director Otto Dargan speaks with Your Money about investment loans, interest rates and borrowing for your SMSF. Rates are lower but investment lending is still tight The Australian Prudential Regulation Authority (APRA) removed...
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Interest Rate Specials – April 2019
April 2019 interest rate specials This month, some of our lenders have announced some exceptional interest rate discounts. Home loan: From 3.55% (comparison rate 3.67%) – conditions apply. 5 years fixed: From 3.79% (comparison rate 3.80%). Investment loan:...
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bookmarkTags: First home Buyer, Home Loan, interest rate, News
Are Your Mortgage Refinance Documents Prepared?
A number of lenders have recently announced cuts to their fixed rate home loans so, if you’ve been thinking about it, you may want to refinance your home loan soon to take advantage of these deals. But how do you avoid the rigmarole of preparing for your refinance application? If...
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bookmarkTags: Home Loan, Interest Rates, Refinance
Budget 2019: Are Home Buyers Winners?
Budget 2019: Who are the winners? Budget 2019-20 is here…but there isn’t all that much for borrowers or the property market. However, if you squint really hard, there are some surprising golden nuggets that first-time buyers and business owners may have overlooked. No...
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bookmarkTags: Government, Property Investment
RAMS Says No To Low Doc Loans
Major lender RAMS have pulled up stumps on low doc loans, a bombshell for self-employed borrowers who are unable to provide traditional income evidence. The good news? There are a select few lenders offering low doc and even no doc home loan solutions. Call us on 1300...
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bookmarkTags: Low Doc Loan, Self Employed
Bad Credit Due To Death In The Family
An unexpected death in the family comes with considerable emotional distress and no one is fully-equipped to deal with it. Unfortunately, losing a partner that contributes to the household income can also result in financial difficulty, especially if there are children to...
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bookmarkTags: Bad credit, Credit Score, debt consolidation
Bad Credit Due To A Business Going Bad
Can I still get a home loan? It’s no secret that, on average, more than 50% of businesses fail within the first two years. For the other two million plus business owners in Australia, it’s common to fall behind on bills, payments on credit cards and business...
Read morefolderCategory: Bad Credit, Credit Score, Low Doc Loans
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Is Rentvesting Right For You?
If you’ve been looking into options for home ownership or property investment, rentvesting may have been a term you’ve come across. There has been a growing trend in rentvesting across Australia, particularly with millenials and first home buyers looking to get onto the...
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bookmarkTags: Investment, Investment Strategy, Investors, Property Investment
