Bad Credit Due To A Business Going Bad
Can I still get a home loan? It’s no secret that, on average, more than 50% of businesses fail within the first two years. For the other two million plus business owners in Australia, it’s common to fall behind on bills, payments on credit cards and business...
Read morefolderCategory: Bad Credit, Credit Score, Low Doc Loans
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Is Rentvesting Right For You?
If you’ve been looking into options for home ownership or property investment, rentvesting may have been a term you’ve come across. There has been a growing trend in rentvesting across Australia, particularly with millenials and first home buyers looking to get onto the...
Read morefolderCategory: Investment Loans
bookmarkTags: Investment, Investment Strategy, Investors, Property Investment
What Does The Royal Commission Mean For Borrowers?
You may have heard about the Royal Commission in the media over the last few days but what does this all mean for you as a home loan borrower? Well, one of the big recommendations that came out of it will fundamentally change the way that mortgage brokers are paid and could...
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Should I Keep My Home As An Investment?
Guest post: George Porter What should you do with your first home when you decide to upgrade and buy a new home? Understanding the benefits and identifying the common mistakes can help you make a better decision when choosing to either keep your home or sell it. 4 reasons...
Read morefolderCategory: Investment Loans
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Is The Interest Only Loan Crackdown Over?
The Australian Prudential Regulation Authority (APRA) will soon remove its so-called interest only “speed limit” that saw banks put the brakes on interest only loan approvals. We expect cheaper interest rates are just around the corner but is the right time to...
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7 Hot Tips To Buy A Home In A Falling Market
The media has been positively frothing this week with some economists forecasting a real estate market crash. We think that sentiment is a little overblown and we’re expecting a soft landing but, either way, the current environment is presenting many opportunities for...
Read morefolderCategory: Property Market
bookmarkTags: first home, Investment, Investment Strategy, Investors, Predictions, Property Investment
Has Your Investment Loan Borrowing Power Suffered?
Some of Australia’s best performing cities have been in decline for the last six months which means it’s a great opportunity for property investors to take advantage…if you can get approved for a home loan. Banks have tightened their lending criteria and borrowing...
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First Home Buyers Flock Back To Market
Is the tide turning for first home buyers? With interest rates still at record lows and the pressure on investment lending continuing, pockets of the real estate market are looking brighter for first home buyers (FHBs) for the first time since 2010. That’s according...
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We’re An Australian Mortgage Awards Finalist
For the second year in a row, Home Loan Experts has been named a finalist for ‘Brokerage of the Year (more than 20 staff)’ in the Australian Mortgage Awards (AMAs). Recognition in this highly-coveted award category is further proof of the professionalism of...
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3 Reasons Why You’re A Mortgage Prisoner
If you’ve been knocked back for a home loan refinance recently, you could be a mortgage prisoner. Banks have been slowly turning the screw on borrowing power and living expenses over the past year and many would-be refinancers are finding their properties are coming...
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