Aussie Expats Can Beat The Investment Loan Hike
Are you an Aussie expat that has been abroad for a while? You may not have heard about the increases to investment loan interest rates! Throw into the mix the lending restrictions affecting all non-residents and you may be wondering what you can do to avoid these high costs. Read...
Read morefolderCategory: Overseas Borrowers
bookmarkTags: expat, Investment, Investors
What Happened To My Home Loan Rate?
Some major lenders have reduced home loan rates on variable rate home loans and hiked investment loans but it’s not all bad news for investors! How much your monthly repayments will change will depend on the lender you’re with and the type of mortgage that you...
Read morefolderCategory: News
bookmarkTags: Home Loan, Interest Rates, Investment, Investors, Mortgage
Government Abolishes 457 Visas
Can I still buy a property in Australia? Late yesterday, the Turnbull Government announced that it would be axing 457 visas, a scheme that has been around for over 20 years. The current scheme has instead been replaced with two new temporary visas, each with stricter eligibility...
Read morefolderCategory: News
bookmarkTags: 457 Visa, Government, Mortgage, News, Non-Resident
Will A Default Stop Me From Getting A Home Loan?
Have you ever been late with an electricity, mobile or credit card bill? There’s plenty of people who have and it’s not usually a big problem unless the debt is for more than $150 and you’re more than 60 days late in paying it. At this point, you’ll have a default...
Read morefolderCategory: Credit Score
bookmarkTags: Arrears, Bad credit, Credit, Credit advisor, Credit file, Credit repair, Default, Home Loan, Mortgage
Ask Our Brokers A Question After Hours
Need a home loan but not sure where to start? Have a question about the home buying process? Maybe you just want to get an idea if you qualify. At Home Loan Experts, we understand that you have busy lives so you’re not always able to call our 1300 889 743 number during...
Read morefolderCategory: Home Loan Articles
bookmarkTags: First home Buyer, Home Loan, Mortgage, Mortgage Broker
How Do Sharia Compliant Home Loans Work?
According to Australia’s most recent census, the Muslim population in Australia has reached more than 476,291, a drop in the ocean compared to our total population (2% to be exact). Despite this, the majority of Muslims follow sharia (shari’ah) law, meaning there are...
Read morefolderCategory: Home Loan Articles
bookmarkTags: Home Loan, Islamic Banking, Mortgage, Shari'ah, Sharia-Compliant
The Truth About Being A Home Loan Guarantor
If you’re a mum or dad, chances are that you’re watching property prices going up across the country and worrying a lot about your kids buying a home of their own one day. You may have thought about helping your child out by acting as a guarantor on their home loan but...
Read morefolderCategory: No Deposit Home Loans
bookmarkTags: Deposit, First home Buyer, guarantor, Guarantor loan, Home Loan, Lenders Mortgage Insurance, Mortgage, No deposit Home Loan
The Future Of Australian Real Estate
Is the housing boom over? For some parts of Australia the property market may have reached its peak. The key for investors is to identify which parts of the market are going to do well and which are a house of cards. If you’re thinking about buying a new unit...
Read morefolderCategory: News
bookmarkTags: News, Predictions, Property Investment
Major Bank Cuts Lending To 33 Postcodes
In a surprise move on Friday, National Australia Bank (NAB) announced that it was expanding its restricted postcode list to include many more inner city and regional areas. The bank will now restrict lending in these areas by requiring people to have a larger deposit or more...
Read morefolderCategory: News, Policy Changes
bookmarkTags: Banks, Deposit, Lenders Mortgage Insurance, News, Predictions
Challenging A Bank Valuation
Are you unhappy with your property valuation? One of the leading valuation management firms has come out requesting that customers stop challenging their valuations. ValEx, VMS and other valuation companies that work with the major banks receive high numbers of dispute requests...
Read morefolderCategory: News, Property Types
bookmarkTags: Credit Score, Refinance, Valuation
