Home Loan Articles
How Mortgage Elves Bring Holiday Magic
Move over, Santa’s elves! There’s a new crew in town – and they’re not busy crafting toys. They’re the Mortgage Elves, working behind the scenes during this festive season to bring holiday magic to home financing. There are striking similarities between...
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Home-Buying Strategies For A Competitive Property Market
If you’re in the market to invest in property or looking to buy a home, the current landscape demands your attention. The property market has recently had a surge in auction clearances and home sales, indicating a highly competitive environment. If you’ve been in the...
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bookmarkTags: Australian property market, Borrowing power, First home Buyer, Investment Strategy, Mortgage Broker Tips
Taming The Housing Crisis: Availability And Affordability Tips 2023
As of 2023, CoreLogic reports the median house price in Australia’s combined capital cities has hit $882,006. What about city apartments? They come with a median price tag of $629,862. And for those seeking a home beyond the cityscape, in the regional areas, the median...
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First Home Guarantee Vs Guarantor Home Loan
As a first-home buyer, there are many options available to help you get your dream home, so making the right choice can be difficult. In this article, we’ll explore two of the most popular options available for first-home buyers: The First Home Guarantee Guarantor Home Loans First...
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bookmarkTags: First home Buyer, First Home Guarantee, Guarantor Home Loan
Is The New Budget Going To Be Inflationary?
The 2023-24 Australian federal budget has sparked a debate about whether it will cause inflation to rise or fall. The government’s $21 billion economic relief package focuses on relieving the high cost of living, promoting affordable housing, improving healthcare, and providing...
Read morefolderCategory: Home Loan Articles, Mortgage News, Policy Changes, Property Market, RBA cash rate
bookmarkTags: Australian Budget, Fiscal Budget, Inflation, Mortgage, Property Market, Property News, RBA cash rate
A Mortgage Broker Answers Your 10 Burning Questions
At Home Loan Experts, we have mortgage brokers who are specialists in all niches. Plus, they’re legally obligated to act in your best interest. This means they’ll consider your financial situation and recommend loan products that are suitable for you. Our expert...
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More Will Be Eligible For Home Guarantee Scheme
If you are looking to enter the property market but need a helping hand, we have exciting news. The government’s Home Guarantee Scheme will loosen its eligibility requirements to help more people buy homes. Changes to the schemes will include: For First Home Guarantee and...
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Tell-Tale Signs Of A Builder Going Bust – And What To Do Next
A record number of building companies are collapsing in Australia. In the first nine months of financial year 2023, the number of failing construction companies has reached a seven-year high. New data from the Australian Securities and Investments Commission (ASIC) revealed that...
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Why Is The Auction Market So Hot Right Now?
The auction market has opened strongly in 2023. Homebuyers across Australia should prepare for increased competition as the number of active bidders at each auction continues to rise. The majority of auctions now record more than five active bidders, similar to the boom-time...
Read morefolderCategory: Auction Market, First Home Buyers, Home Loan Articles, Property Market
bookmarkTags: auction, auction market, Australia property market, Property auction
Refinance Like A Pro: Insider Tips From Our Brokers
Prepare for a shock. Those enjoying historically low interest rates may soon face the full impact of 10 RBA cash rate hikes, as a staggering $141 billion in fixed-rate home loans are set to expire and revert to much higher variable rates. As rates increase, it is important to...
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bookmarkTags: Home Loan, Interest Rates, Refinance, Tips