Home Loan Articles

Top First Home Buyer Tips And Advice From The Expert

personOtto Dargan access_timeAugust 30, 2021

When it comes to purchasing your first home, there are many things to consider and lots of decisions to make. It can be easy to overlook the most important parts of the process, so here are six first home buyer tips to keep in mind. Tip No. 1: Talk To Your Parents Getting...

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The 6 Biggest Mistakes First Time Home Buyers Make

personOtto Dargan access_timeAugust 26, 2021

Buying a home is one of the biggest purchases you will ever make. Yet, over and over again, we see first home buyers make the same mistakes along the way. We want to help you get it right. So, here are the six biggest mistakes many first time home buyers make and you should...

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59 Australian Suburbs Where Buying A House Is Cheaper Than Renting

personOtto Dargan access_timeAugust 24, 2021

Australian house prices have been rising at their fastest rate in 17 years, making houses more and more unaffordable for first home buyers. Prices increased by 18.4% over the last 12 months, and the Reserve Bank of Australia has estimated a further 17% rise to December 2021....

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First Home Loan Deposit Scheme Adds 30,000 Places, Raises Price Caps

personOtto Dargan access_timeJuly 1, 2021

The price caps for homes purchased under the First Home Loan Deposit Scheme (FHLDS) have been raised by $100,000 or more across most states and territories barring the ACT, where they remain unchanged. Given the strong growth in property prices this year, this is welcome and...

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Should I Buy A House Now Or Wait?

personOtto Dargan access_timeJune 23, 2021

Here are some reasons first home buyers are hesitating to buy a house: Demand for property from home buyers and property investors is high. There is so much competition in the market. Recent figures indicate that investors are making a return to the property market. Australian...

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Renovation Activity Picks Up The Pace Along With The Rest Of The Property Boom

personOtto Dargan access_timeJune 1, 2021

Australia is undergoing a renovation boom. A record number of people are looking to upgrade their properties with the help of government incentives. Fixer-uppers, and even houses in need of a full rebuild, have been in high demand in the property market across Sydney, Melbourne...

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If Interest Rates Are Rising, Should You Fix Your Loan Now?

personOtto Dargan access_timeMay 31, 2021

In the past few weeks, Australia’s major banks have begun raising their long-term fixed interest rates. Experts predict that interest rates might get adjusted higher in July again. So, as borrowers, it makes perfect sense to ask, “Should I fix my loan now?” With the...

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Why You Don’t Really Need A 20% Deposit For Home Loans (and Why It’s Recommended)

personOtto Dargan access_timeMay 21, 2021

There’s a myth that you need a 20% deposit before applying for a home loan. At least once, as a prospective borrower, you’ll hear that you need a minimum saving of 20%. Well, we’re here to tell you that you don’t have to save that much, but we’ll also tell you why it...

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More Properties Can Avail FHLDS Now!

personOtto Dargan access_timeFebruary 10, 2021

House prices drop, more property available for FHLDS The pandemic has created a big ruffle in the housing market of Australia – the demand for the properties have taken a plunge with the onset of COVID-19. This decline, in turn, has created opportunities for issuers of...

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How To Pay Off Your Mortgage Faster In 2021?

personOtto Dargan access_timeFebruary 5, 2021

The COVID-19 pandemic has been an eye-opener for many Australians as they are starting to take a hard look at their finances. With the RBA cash rate down to 0.1%, most borrowers are looking to refinance to fixed-rate. However, both fixed and variable rate home loans have their...

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