Home Loan Articles
Tips For First-Home Buyers As Housing Affordability Worsens
The latest ANZ/CoreLogic Housing Affordability Report paints a grim picture for aspiring homeowners. Housing affordability has continued its downward spiral. Here’s a snapshot of the unsettling statistics from March 2024: The portion of income required to service median...
Read morefolderCategory: First Home Buyers
bookmarkTags: Australian property market, first home buyers, Mortgage Broker, Property Market
folderCategory: Home Loan Articles, Overseas Borrowers
bookmarkTags:
How Mortgage Elves Bring Holiday Magic
Move over, Santa’s elves! There’s a new crew in town – and they’re not busy crafting toys. They’re the Mortgage Elves, working behind the scenes during this festive season to bring holiday magic to home financing. There are striking similarities between...
Read morefolderCategory: Home Loan Articles
bookmarkTags: Christmas
Home-Buying Strategies For A Competitive Property Market
If you’re in the market to invest in property or looking to buy a home, the current landscape demands your attention. The property market has recently had a surge in auction clearances and home sales, indicating a highly competitive environment. If you’ve been in the...
Read morefolderCategory: Home Loan Articles
bookmarkTags: Australian property market, Borrowing power, First home Buyer, Investment Strategy, Mortgage Broker Tips
Taming The Housing Crisis: Availability And Affordability Tips 2023
As of 2023, CoreLogic reports the median house price in Australia’s combined capital cities has hit $882,006. What about city apartments? They come with a median price tag of $629,862. And for those seeking a home beyond the cityscape, in the regional areas, the median...
Read moreFirst Home Guarantee Vs Guarantor Home Loan
As a first-home buyer, there are many options available to help you get your dream home, so making the right choice can be difficult. In this article, we’ll explore two of the most popular options available for first-home buyers: The First Home Guarantee Guarantor...
Read morefolderCategory: Home Loan Articles
bookmarkTags: First home Buyer, First Home Guarantee, Guarantor Home Loan
A Mortgage Broker Answers Your 10 Burning Questions
At Home Loan Experts, we have mortgage brokers who are specialists in all niches. Plus, they’re legally obligated to act in your best interest. This means they’ll consider your financial situation and recommend loan products that are suitable for you. Our expert...
Read moreMore Will Be Eligible For Home Guarantee Scheme
If you are looking to enter the property market but need a helping hand, we have exciting news. The government’s Home Guarantee Scheme will loosen its eligibility requirements to help more people buy homes. Changes to the schemes will include: For First Home Guarantee...
Read moreTell-Tale Signs Of A Builder Going Bust – And What To Do Next
A record number of building companies are collapsing in Australia. In the first nine months of financial year 2023, the number of failing construction companies has reached a seven-year high. New data from the Australian Securities and Investments Commission (ASIC) revealed that...
Read morefolderCategory: Home Loan Articles
bookmarkTags: construction loan, Home Loan, Property Market
Why Is The Auction Market So Hot Right Now?
The auction market has opened strongly in 2023. Homebuyers across Australia should prepare for increased competition as the number of active bidders at each auction continues to rise. The majority of auctions now record more than five active bidders, similar to the boom-time...
Read morefolderCategory: Auction Market, First Home Buyers, Home Loan Articles, Property Market
bookmarkTags: auction, auction market, Australia property market, Property auction