Home Loan Experts

How does this calculator work?

This calculator is designed to help you work out the size of the limited guarantee and to work out if you’re likely to have trouble obtaining approval with some lenders.

Unlike with a standard home loan, the banks all have very different policies for guarantor loans. As a result, many people approach their bank, only to be declined because of a lending guideline that doesn’t even make any sense!

This is why it’s crucial to find out how the banks will view your application. Applying with the right lender first time around prevents you from damaging your credit score by having too many unnecessary enquiries on your credit file.


Learn more about guarantor loans

We’ve written a comprehensive guide to guarantor loans, which explains everything from the types of guarantor loans available, limiting the size of the guarantee and even borrowing more than 100% of the purchase price!


We can help!

While most bank managers and mortgage brokers have only approved a few guarantor loans in their entire career, we deal with them everyday! We know exactly which lender can help, how to get your loan approved and most importantly, how to set up the loan to maximise the protection for the person who is guaranteeing your loan.

If you’d like to speak to a mortgage broker who can help, please call 1300 889 743 or enquire online and one of our specialist brokers will contact you to discuss your situation.

Get in touch with
a specialist mortgage broker today.

With our award-winning mortgage brokers, tough home loan approvals become a breeze.