Guarantor Loan Calculator

Your purchase details

Your purchase

Purchase price?
Loan amount?

Your guarantors

Your Guarantor
Property value?
Home loan?

Loan details

Which property is the Guarantor using as security? ?
Is the Guarantor still working? ?
Do you have 5% in genuine savings? ?
Is your loan a construction loan? ?

Contact a mortgage broker

Talk to one of our mortgage brokers about your situation: Yes  No 

Tips for your situation

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How does this calculator work?

This calculator is designed to help you work out the size of the limited guarantee and also to work out if you’re likely to have trouble obtaining approval with some lenders.

Unlike with a standard home loan, the banks all have very different policies for guarantor loans. As a result, many people approach their bank, only to be declined because of a lending guideline that doesn’t even make any sense!

This is why it’s important to find out how the banks will view your application. Applying with the right lender first time around prevents you from damaging your credit score by having too many unnecessary enquiries on your credit file.

Learn more about guarantor loans

We’ve written a comprehensive guide to guarantor loans, which explains everything from the types of guarantor loans available, to limiting the size of the guarantee and even how to borrow more than 100% of the purchase price!

We can help!

While most bank managers and mortgage brokers have only approved a few guarantor loans in their entire career, we deal with them everyday! We know exactly which lender can help, how to get your loan approved and most importantly how to set up the loan to maximise the protection for the person who is guaranteeing your loan.

If you’d like to speak to a mortgage broker who can help please call 1300 889 743 or enquire online and one of our specialist brokers will contact you to discuss your situation.