Last Updated: 22nd November, 2023

Most online mortgage calculators are either out of date, inaccurate or don’t full answer your questions.

Not ours! We’ve designed our own calculators to give you give you a better insight into how banks will view your home loan application.

Our popular mortgage calculators


LVR Calculator

Does your loan have a high LVR?


LMI Calculator

Compare LMI premiums from six lenders.


Home Loan Deposit Calculator

How much deposit do you need for a mortgage?


How Much Can I Borrow

Which bank will lend you the most?


FHOG Calculator

Do you qualify for the first home owners grant?


Investment property calculator

How much does it cost per week to own an investment property?


Guarantor Loan Calculator

Can you qualify for a 100% mortgage with the help of your parents?


Loan Repayment Calculator

How much will your home loan repayments be?


Postcode Restrictions Calculator

Are you buying a property in a high risk area?


Should you buy a home now?

Is it better to buy now or save a larger deposit and avoid paying LMI?


Credit Score Calculator

Will the banks see you as a high risk borrower?


Genuine Savings Calculator

Does it matter where your deposit came from?

Calculate your repayments / compare loans

Calculators for purchasing a property

Calculate how the bank will see you

Income calculators

Find out how lenders will assess your income when you apply for a home loan. Did you know that most of our customers have an assessable income that is lower than their actual income? This is particularly true for people who have overtime, casual, bonus or self employed income.

Getting the most from our mortgage calculators

These home loan calculators are designed to help you begin the process of calculating how much you can afford to borrow and working out if you can qualify for a home loan. Follow these three simple tips and you’ll be on your way to home ownership in no time!

Are you qualified?: There isn’t much point in looking at properties & comparing loans if you can’t get approved! Use our helpful tools such as the credit score calculator and genuine savings calculator to find out where you stand.

Be conservative: The banks are going to be conservative when assessing your mortgage. You should take the same approach when working out how much you can afford to borrow.

How much should you borrow?: You may have an idea how much you are looking to borrow, although in most cases, you should borrow $20,000 to $50,000 less than what the banks will actually lend to you.

Learn more about home loans

Our home loan calculators are designed as a guide only, for more precise figures and/or advice, please enquire online or contact us on 1300 889 743 to speak to one of our mortgage brokers.

If you are just researching at this stage then you can also ask a question on our mortgage forum and one of our brokers will provide a detailed answer.


Whilst we try to be as accurate as possible, the results shown in our calculators are estimates only. Results are provided for illustrative purposes only and are based on the accuracy of the information provided.

A positive result does not constitute a loan approval, quote or an offer to lend. Our calculators are not intended to be relied upon for the purposes of making a decision in relation to a financial product. The calculators do not complete a holistic assessment of your needs and entire situation.

Code errors or delays with updating the calculator may cause your result to be inaccurate. You should obtain a formal approval from a lender before making any offer on a property or any financial decision that relies on a new mortgage. We accept no liability whatsoever if you rely on the results of one of our calculators to make a decision.

For specific calculations for your situation please speak to one of our mortgage brokers.