Home Loan Experts

Save money on your first home with interest rates as low as 6.13% p.a. (6.73% comparison rate)*. Call 1300 889 743 or enquire online.


Explore The Right Mortgage For You

Your dream home deserves a mortgage that resonates with your goals. Let’s find it together.

Waived LMI Home Loans

  • No need to pay Lenders Mortgage Insurance
  • Lower upfront costs
  • Accessible with smaller deposits

Low-Doc Home Loans

  • Great for self-employed borrowers
  • Offer flexibility in proving your income
  • Extensive documents not required

Low-Deposit Home Loans

  • A quicker path to home ownership
  • Great option for first-home buyers
  • Minimum of 5% deposit required

Master Your Financial Journey
Using Our Home Loan Calculators

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LMI Calculator

Use our Lenders Mortgage Insurance (LMI) calculator to find out how much you might need to pay if you’re borrowing more than 80% of the property value.

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Mortgage Repayment Calculator

You can use this calculator to work out your repayments with different loan sizes, interest rates, loan terms and repayment options.

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LVR Calculator

The percentage of the total property value you are borrowing is your Loan-To-Value Ratio (LVR). Calculate the percentage of LVR your loan situation allows.

Experience Award-Winning Mortgage Expertise Validated By Our Customers

Better Business Awards 2023: Best Large Independent office (Office) award logo
Better Business Awards 2024: Best Customer Service (Office) award logo
Homan Resources Director Asia - 5 Star Employers Of choice- 2023 award logo
The Adviser Australian Broking Award Winner for Major Independednt Brokerage of the year 2023 Award Logo
Better Business Awards 2022: Best Customer Service (Office) award logo
Better Business Awards 2022: Best Independent Office (More than 5 Brokers) award logo

4.8 out of 1,650+ reviews

4.7 out of 430+ reviews

4.7 out of 720+ reviews

Home Loan Experts Is Here To Help

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Understanding your situation

We thoroughly assess your financial situation, including your income, expenses, credit history, and long-term goals.

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Finding the right deal

We compare interest rates, loan terms, fees, and other factors to find a deal that aligns with your needs.

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Closing the deal

We finalise all the paperwork and coordinate with other parties, such as lenders and conveyancers, to ensure your loan is approved.

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Broker for life

Your mortgage journey doesn’t end at settlement. As it evolves, our experts remain by your side.

We Have 50+ Lenders You Can Trust

At Home Loan Experts, we will compare thousands of mortgages to find the right one for you.

Why Choose Home Loan Experts As Your Mortgage Broker?

As your mortgage broker, we’re here to provide transparent and trustworthy guidance for your home loan.

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We Get Tough Loans Approved

We help customers with unique circumstances. Where others fail, we secure approvals from reputable lenders.

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Complete Solutions Tailored To You

Your journey is unique, and so is our approach. We look at your current and future needs to provide a complete solution.

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Clear Communication, No Surprises

We believe in transparency – no hidden fees, no confusing jargon. Just straightforward discussions about your mortgage options.

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Customer Care Beyond Settlement

Your relationship with us doesn’t end at settlement. Get ongoing customer care and support throughout the life of your loan.

Answers To Your Top Questions About
Home Loan Experts

How much do you charge?

You rarely have to pay for our services. There may be some scenarios where you need to pay a fee, but that depends on the complexity of the loan, loan size and type of loan.

It's the lenders that pay us commissions for introducing customers to them. This does not create a conflict of interest, as mortgage brokers get paid only when the home loan settles, so it’s in their best interest to get you the right loan for your situation!

Won't shopping around for the right lender affect my credit score?

Are your services available Australia-wide?

Can a mortgage broker help me check my borrowing capacity?

Do you offer services for first-home buyers?

Latest news and insights

Blue background with text that shows RBA held cash rate at 4.35% for June 2024

Cash Rate Decision June 2024: RBA Leaves Rate Unchanged At 4.35%

Why Did The RBA Hold The Cash Rate In June 2024? This decision is rooted in the ongoing challenge of controlling inflation. While inflation has dec...

Queensland’s 2024-25 Budget Offers First-Home Buyers More Help

The Queensland Government has rolled out its 2024-25 Budget with a strong focus on addressing housing affordability issues and making homeownership more att...

HLE Blog

May 2024 Property Market Update: Home Values Continue Upward

In May, CoreLogic's Home Value Index (HVI) showed a notable rise of 0.8%, marking the 16th consecutive month of growth. This increase is the largest since Oc...

Our Slides

Explore helpful slides, and expert tips from Home Loan Experts. From home loans to refinancing and mortgage calculators, access valuable information for informed decisions....

Our Videos

These simple videos explain why you may be declined for a home loan, what's in your credit file, why doctors get special discounts, and much more....

Online eBooks

These easy-to-read ebooks will tell how to avoid getting your home loan application declined, managing your mortgage, getting cheap LMI and much more....