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Last Updated: 27th February, 2024

These simple videos explain why you may be declined for a home loan, what’s in your credit file, why doctors and other professionals get special discounts, how guarantor loans work and why you can still get a mortgage even if you’re on a 457 visa.

11 Reasons why you could get declined for a home loan

Worried about your home loan application being knocked back by a bank? Many lenders in Australia are quite strict when it comes to allowing people to borrow money to buy a property and chances are one of these 11 reasons will be the basis for why your application is declined. Watch the video to find out more.


Have you ever seen your credit file?

According to the most recent estimates from credit reporting agency illion (formerly Dun & Bradstreet), 9 out of 10 Australians haven’t seen their credit file! It’s pretty scary when you find out how much the banks actually know about you just from your credit history. Watch the video to find out more.


How do guarantor home loans work?

Are you struggling to save up enough for a deposit to buy a home? Rising property prices are great if you’re an investor but it can lock you out of the market if you’re a first home buyer. Luckily, your parents can help. Watch the video to find out more.


Home loan discounts for doctors

Did you know that you can be rewarded with special home loan discounts just because of your profession? Doctors and other medical professionals are low risk borrowers with great incomes and some banks will go the extra mile to get your business. Watch the video to find out more.


Home loan discounts for optometrists

As an optometrist, you help people see the world clearly again. Isn’t it about time someone pulled the wool from your eyes? Did you know that you may be eligible for special home loan discounts not advertised to the general public? Watch the video to find out more.


Home loan discounts for dentists

Some people are afraid of dentists. Luckily, banks absolutely love dental professionals! In fact, some lenders are willing to offer you incredible home loan discounts. Watch the video to find out more.


Home loan discounts for vets

Are you a practicing veterinarian thinking about buying a property or starting your own business? If so, we have some good news for you! Australian lenders consider vets low risk borrowers due to their profession and high incomes so they’re willing to offer significant home loan discounts just to get your business. Watch the video to find out more.


Home loan discounts for mining engineers

Mining engineers rock and Australian lenders know it! You guys are so awesome that lenders are happy to offer mining engineers unbelievable home loan deals. Watch the video to find out more.


Home loan discounts for lawyers

Legal professionals in Australia tend to earn great salaries and, coupled with a long history of paying back their loans on time, Australian lenders consider them low risk borrowers. Because of this, lenders are willing to offer huge interest rate discounts and reduced LMI. Watch the video to find out more.


Home loan discounts for accountants

As an accountant, you know how to properly manage the financials of people and businesses. What if we were to tell you though that you could be missing out on incredible discounts on one of the biggest debts you will ever have: your home loan. Watch the video to find out more.


457 visa home loans

More than 50,000 skilled workers have migrated to Australia in the past year but did you know that you can buy a home on your 457 visa? On top of that, 457 visa holders can get the same interest rates and mortgage packages as an Australian citizen or permanent resident. Watch the video to find out more.