Property Investment Tools | Guides And Calculators For Investors

Finding accurate and up to date information is a huge challenge for property investors.

To help you, we’ve put together a comprehensive list of resources that you can use to educate yourself on investment loans and how to buy an investment property.


  • How much can I borrow: We’ve created an accurate online calculator that can take negative gearing into account and exactly matches the methods used by several banks.

  • LMI calculator: Did you know each lender has different LMI premiums? Find out if you are eligible for discounted or waived LMI.

  • Credit score calculator: Are you a high risk borrower? Find out how the banks will view your situation.

  • Postcode location guide: Are you buying a property in a high risk area? Find out how the banks will assess your next investment property.

  • More calculators: Using our mortgage calculators will help you to make an informed investment decision.

Basic mortgage concepts

Advanced loan types

Documents & templates

  • Accountant’s letter: Use these templates if your bank asks for your accountant to write a letter confirming the particulars of your situation.

  • Employment letter: Some lenders will require a letter from your employer. Use these templates to make sure the letter is accepted.

  • Rental income letter: Your property manager can write a letter to confirm your rental income.

  • Statements and transaction history: What is the difference between a statement and a transaction history?

  • Statutory declaration: Some lenders will require you to confirm certain aspects of your situation with a stat dec.

  • Discharge form: A database of each lender’s security release form. Use these forms if you sell your property or refinance your mortgage.

Property Info

Tax for property investors

Get the experts on your side!

We believe that informed borrowers will make better decisions when buying an investment property.

If you’re thinking about applying for an investment loan, give us a call on 1300 889 743 or complete our free assessment form to speak with one of our experienced mortgage brokers.

We can give you an idea of your borrowing power and the best way to set up your home loan.

Why use us?

We aim to set an example by delivering what we promise: a higher level of service, better advice and better home loans.


Australia-wide services

We finance properties anywhere in Australia for people anywhere in the world.


Get incredible interest rates

Our relationships with our panel of lenders allow us to negotiate your interest rate.


We get tough loans approved

We can help you navigate the often complex pre-approval and application process.


Our customers love us

We receive hundreds of love letters from our customers.

Discover more reasons to use Home Loan Experts

How we find you the right solution

We get a complete understanding of where you’re at and what your ultimate goals are.
You’ll get a recommendation in just a few simple steps.

free assessment

Complete our free assessment form or call us.


We assess your situation.


We look at all the options from our panel of lenders.

suitable home loan deals

We will find you the most suitable home loan deals.

Testimonials for Home loan experts

about us


lenders on
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lent Australia-wide
and counting

Common Wealth
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Me Bank

of our borrowers get
approved with a major bank


of our borrowers get a discount
below the bank standard variable rate