Are you confused about the sheer number of home loan products available?

You’ve probably come across so much mortgage jargon that you’re overwhelmed – we hear you!

By choosing us as your mortgage broker, we can compare the many different home loan products from our panel of lenders for you.

Our popular articles on home loan types

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Basic loan

Does a basic home loan suit my needs?

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100% offset

How does it benefit me?

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Fixed rate loan

Can I make extra repayments?

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Line of credit

Is a LOC more expensive than an offset loan?

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Equity loan

Access your equity to invest or renovate.

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Low doc loan

A flexible home loan solution for the self-employed.

What home loan types are available?

Every lender has their own name for each of their home loans. There’s no need to be daunted though because in reality there are only a handful of different loan types.

Call 1300 889 743 or enquire online so one of our brokers can can tell you which loan best meets your needs.


Which one is right for me?

When selecting the type of loan to apply for, you should firstly work out what features you need and which you do not.

The more features your loan has, the higher the interest rate.

This is particularly true for low doc loans, fixed rate loans and line of credit loans (LOCs).

The main things you need to consider are:

  • Do I need to be able to make extra repayments?
  • Do I need to be able to redraw any extra repayments I have made?
  • Do I need easy access to my funds via an offset account or ATM access to my loan?
  • Can I prove my income?
  • Would I like the security of knowing exactly what my repayments are each month?
  • Would I like to be protected from interest rate fluctuations?
  • Is my loan large enough to negotiate a professional discount? (Generally $250,000+)

Find out more

Our mortgage brokers have sophisticated software and deep knowledge to help you choose the most suitable home loan.

Why waste your time researching online when you can call us on 1300 889 743 or enquire online and let us do the hard work for you!

Why use us?

We aim to set an example by delivering what we promise: a higher level of service, better advice and better home loans.

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Australia-wide services

We finance properties anywhere in Australia for people anywhere in the world.

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Get incredible interest rates

Our relationships with our panel of lenders allow us to negotiate your interest rate.

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We get tough loans approved

We can help you navigate the often complex pre-approval and application process.

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Our customers love us

We receive hundreds of love letters from our customers.

Discover more reasons to use Home Loan Experts

How we find you the right solution

We get a complete understanding of where you’re at and what your ultimate goals are.
You’ll get a recommendation in just a few simple steps.

1

Complete our free assessment form or call us.

2

We assess your situation.

3

We look at all the options from our panel of lenders.

4

We will find you the most suitable home loan deals.

Testimonials for Home loan experts

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Facts
about us

50+

lenders on
our panel

$4B+

lent Australia-wide
and counting

Westpac
ANZ
Nab
AMP
Qudos
Firstmac
common wealth
St George
Homeloan
Macquire
Suncorp
Pepper
Me bank
Bankwest
75%

of our borrowers get
approved with a major bank

95%

of our borrowers get a discount
below the bank standard variable rate