Lender choice is more important than most people realise!
We’re so used to relying on customer reviews everywhere we go in life and, in most cases, these are accurate as we can compare to other similar experiences with similar products. That approach just doesn’t work with a home loan!- You’ll probably only apply for two or three home loans in your life
- You may only have experience dealing with one or two banks
- Who you deal with at a bank matters!
- The self-employed, first home buyers and builders have very different needs
- Banks get busy leading up to Christmas, Easter or the end of the financial year
- Valuations, documents being posted or ID processes are outside the bank’s control
- Government regulations cause a lot of complications and delays
Which lenders did we review?
- 86 400
- Adelaide Bank
- Advantedge
- AMP
- ANZ
- ANZ Commercial
- Athena
- Australian First Mortgage
- Australian Military Bank
- Australian Unity
- Auswide Bank
- Bank Australia
- Bank of China Australia
- Bank of Melbourne
- Bank of QLD
- BOQ Specialist
- Bank of Sydney
- BankSA
- BankWest
- BankWest Commercial
- Bendigo Bank
- Better Choice
- Better Mortgage Management
- Beyond Bank
- Bluebay Home Loans
- Bluestone Mortgages
- BOQ Specialist
- Brighten Home Loans
- CBA
- ChoiceLend
- Citibank
- Click Loans
- Coles
- Community First Credit Union
- Connective Home Loans
- Credit Union Australia
- Defence Bank
- emoney
- ezy
- FASTLend
- Freedom Lend
- Firstmac
- Fox Symes Home Loans
- Gateway Credit Union
- Granite Home Loans
- Homeloans Ltd
- Hume Bank
- Australian Mortgage Marketplace
- Heritage Bank
- Greater Bank
- Nano Digital
- Health Professionals Bank
- Homestar Finance
- HSBC
- Iden Group
- IMB Commercial
- ING
- ING Commercial
- Investec
- La Trobe FInancial
- Loans.com.au
- Liberty Financial
- Loan Ave
- Macquarie Bank
- Me Bank
- Mortgage Ezy
- MKM Capital
- MyState Bank
- NAB
- Newcastle Permanent
- NMC
- Pepper Money
- Police Bank
- P&N Bank
- Qudos Bank
- Rabobank
- Rams
- Rate Money
- Reduce Home Loans
- RedZed
- Resimac
- St George Bank
- St George Commercial
- State Custodians
- Suncorp Bank
- Suncorp Commercial
- Teachers Mutual Bank
- Tic:Toc
- Mortgage House
- Ubank
- UniBank
- Victorian Mortgage Group
- Virgin Money
- Well Home Loans
- Westpac
- Yard Home Loan
- Paramount Mortgages
- Prime Capital
- Bank First
- Arab Bank Australia
- Service One Alliance Bank