Non-Bank Lenders | How Do Their Home Loans Compare?

Australia’s mortgage industry is getting more competitive with the resurgence of non-bank lenders and the emergence of neo-bank lenders.

Borrowers have more options to choose from when getting their home loan – so why should you choose a non-bank lender for your next home loan?

What is a non-bank?

A non-bank lender is a financial institution that does not have an authorized deposit-taking institution (ADI) licence.

They perform most of the functions like a traditional bank would, but are not able to take deposits from their customers.

However, even if they cannot take on deposits, they offer products like home loans, car loans and even credit cards at competitive interest rates compared to the bigger banks.

What are the advantages of using a non-bank lender?

There are several advantages of using a non-bank lender compared to a traditional bank:

Why use us?

We aim to set an example by delivering what we promise: a higher level of service, better advice and better home loans.

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We finance properties anywhere in Australia for people anywhere in the world.

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Get incredible interest rates

Our relationships with our panel of lenders allow us to negotiate your interest rate.

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We get tough loans approved

We can help you navigate the often complex pre-approval and application process.

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Discover more reasons to use Home Loan Experts

How we find you the right solution

We get a complete understanding of where you’re at and what your ultimate goals are.
You’ll get a recommendation in just a few simple steps.

1

Complete our free assessment form or call us.

2

We assess your situation.

3

We look at all the options from our panel of lenders.

4

We will find you the most suitable home loan deals.

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Facts
about us

50+

lenders on
our panel

$4B+

lent Australia-wide
and counting

75%

of our borrowers get
approved with a major bank

95%

of our borrowers get a discount
below the bank standard variable rate

Otto Dargan

Founder, Home Loan Experts

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