Non-Bank Lenders | How Do Their Home Loans Compare?

Australia’s mortgage industry is getting more competitive with the resurgence of non-bank lenders and the emergence of neo-bank lenders.

Borrowers have more options to choose from when getting their home loan – so why should you choose a non-bank lender for your next home loan?

What is a non-bank?

A non-bank lender is a financial institution that does not have an authorized deposit-taking institution (ADI) licence.

They perform most of the functions like a traditional bank would, but are not able to take deposits from their customers.

However, even if they cannot take on deposits, they offer products like home loans, car loans and even credit cards at competitive interest rates compared to the bigger banks.

What are the advantages of using a non-bank lender?

There are several advantages of using a non-bank lender compared to a traditional bank:

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Otto Dargan

Founder, Home Loan Experts

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