Are there discounts available?

Enter your details in our stamp duty calculator and it will work out if you’re eligible for a grant or reduced stamp duty.

Ready to apply for a home loan?

Give us a call on 1300 889 743 or complete our free assessment form to speak with one of our mortgage brokers.

Which states does the calculator work for?

You’ll find that some states charge more in stamp duty than others. In fact, the differences can be quite significant.

The first home benefits for each state are also different as many have special incentives for people buying new properties.


How is stamp duty calculated?

Stamp duty is calculated on a sliding scale as a percentage of the purchase price. It starts off as a relatively low percentage and increases for premium properties.

You can view the stamp duty table for your state to see where the cut-offs are or discuss this with your mortgage broker.


What if I buy a property below value

In most cases, you will need to obtain a stamp duty valuation and pay stamp duty on the value as opposed to the purchase price.

This is common when someone buys a property from their family and is given a discount.


Will stamp duty be abolished?

On August 14 2020, Philip Lowe, governor of the Reserve Bank of Australia said that he is in support of removing stamp duty as part of a broader tax reform agenda.

During his bi-annual address to the House of Representatives Standing Committee Economics, Governor Lowe explained that stamp duty is a tax on mobility and people moving locations.

The Premiers of New South Wales and Victoria confirmed that stamp duty reform would be considered to rejuvenate the economy that has been hit by the COVID-19 pandemic.


Can I qualify to buy a home?

Our mortgage brokers can assess your situation and work out if you have a large enough deposit to buy a home.

They can also clarify any questions you may have about the cost of stamp duty, transfer fees or first home owners grants.

Speak to our mortgage brokers by calling 1300 889 743 or fill in our free assessment form to find out if you are ready to buy.

Why use us?

We aim to set an example by delivering what we promise: a higher level of service, better advice and better home loans.

pin_drop

Australia-wide services

We finance properties anywhere in Australia for people anywhere in the world.

monetization_on

Get incredible interest rates

Our relationships with our panel of lenders allow us to negotiate your interest rate.

thumb_up

We get tough loans approved

We can help you navigate the often complex pre-approval and application process.

favorite

Our customers love us

We receive hundreds of love letters from our customers.

Discover more reasons to use Home Loan Experts

How we find you the right solution

We get a complete understanding of where you’re at and what your ultimate goals are.
You’ll get a recommendation in just a few simple steps.

enquiry form icon
1

Complete our free assessment form or call us.

lender search icon
2

We assess your situation.

panel of lenders icon
3

We look at all the options from our panel of lenders.

recommended deal icon
4

We will find you the most suitable home loan deals.

Testimonials for Home loan experts

4.7

from 300+ reviews

4.8

from 250+ reviews

4.8

from 600+ reviews

Facts
about us

50+

lenders on
our panel

$4B+

lent Australia-wide
and counting

Westpac Logo
ANZ Logo
NAB Logo
AMP Logo
Adelaide Bank
Firstmac Logo
CommonwealthBank Logo
St.george Logo
ING logo
Homeloans Logo
Macquare bank logo
Suncorp logo
pepper money logo
mebank logo
bankwest logo
75%

of our borrowers get
approved with a major bank

95%

of our borrowers get a discount
below the bank standard variable rate