SA Stamp Duty Calculator 2022: Property Transfer Duty

What is stamp duty?

Stamp duty, also known as transfer duty, is a one-off government fee paid by the purchaser of a property in South Australia. It is payable on the transfer of property.

Stamp duty is calculated on the purchase price or the market value of the property, whichever is higher.

So the higher the property value, the more expensive the stamp duty will be.

How do I calculate stamp duty in SA?

The stamp duty (transfer) in SA is calculated using the rates below:

Property Purchase Price/ Value Stamp Duty (Transfer Duty) Rate
Does not exceed $12,000 $1.00 for every $100 or part of $100
Exceeds $12,000 but not $30,000 $120 plus $2.00 for every $100 over $12,000
Exceeds $30,000 but not $50,000 $480 plus $3.00 for every $100 over $30,000
Exceeds $50,000 but not $100,000 $1,080 plus $3.50 for every $100 over $50,000
Exceeds $100,000 but not $200,000 $2,830 plus $4.00 for every $100 over $100,000
Exceeds $200,000 but not $250,000 $6,830 plus $4.25 for every $100 over $200,000
Exceeds $250,000 but not $300,000 $8,955 plus $4.75 for every $100 over $250,000
Exceeds $300,000 but not $500,000 $11,330 plus $5.00 for every $100 over $300,000
Exceeds $500,000 $21,330 plus $5.50 for every $100 over $500,000

Source: SA State Revenue Office

For example, if you were purchasing a $400,000 house in Adelaide SA, you would fall within the $300,000 to $500,000 category. Therefore, you would be charged an upfront stamp duty of $11,330 plus an additional charge of $5,000 for a total of $16,330.

You may be able to add the cost of stamp duty to your home loan.

Give us a call on 1300 889 743 or complete our free assessment form to speak with one of our mortgage brokers.

What other fees are there with stamp duty in SA?

In addition to the stamp duty, there is the:

Why use us?

We aim to set an example by delivering what we promise: a higher level of service, better advice and better home loans.


Australia-wide services

We finance properties anywhere in Australia for people anywhere in the world.


Get incredible interest rates

Our relationships with our panel of lenders allow us to negotiate your interest rate.


We get tough loans approved

We can help you navigate the often complex pre-approval and application process.


Our customers love us

We receive hundreds of love letters from our customers.

Discover more reasons to use Home Loan Experts

How we find you the right solution

We get a complete understanding of where you’re at and what your ultimate goals are.
You’ll get a recommendation in just a few simple steps.

free assessment

Complete our free assessment form or call us.


We assess your situation.


We look at all the options from our panel of lenders.

suitable home loan deals

We will find you the most suitable home loan deals.

Testimonials for Home loan experts

about us


lenders on
our panel


lent Australia-wide
and counting

Common Wealth
St George
Pepper Money
Me Bank

of our borrowers get
approved with a major bank


of our borrowers get a discount
below the bank standard variable rate

FHB Ebook Cover

Download Your Free

First Home Buyer Guide

Deciding to buy your first home is an exciting time but it can also quickly become challenging if you don’t know where to start. We’ve created a multi-stage guide to help you on your home buying journey with expert tips, guidance and practical information.

Get Instant Access

After signing up, we’ll send the next four stages of the guide straight to your inbox. You’ll also occasionally receive property market updates, cashback offers & news articles. You can unsubscribe anytime you want. View our Privacy Policy.