Last Updated: 9th April, 2024

Otto Dargan is the Founder of Home Loan Experts. He is involved in strategic and operational matters. He utilises his time in seeking new directions and ways to improve and grow the company.

Otto’s passion for real estate, investing and financial services has compelled him to create a business with a strong service focus that’s often lacking from the services offered by other brokers and the major banks.

Most mortgage brokers are salesman, not experts. Otto holds our mortgage brokers to a higher standard, which is why our systems, people and training are considered to be some of the best in the industry.

Otto’s experience

Otto began his career in finance at Mortgage House in 2003 after leaving university. He started right away as a mortgage broker in one of the branches and found that he enjoyed working on the tougher loans that other brokers didn’t want to deal with.

After four years working as a mortgage broker, he decided to start his own company that would allow him to help people with loans in a more flexible environment, with a broader choice of lenders.

In December 2006, Dargan Financial was founded and has since expanded rapidly. In 2009, the company name was changed to the Home Loan Experts as this new name better suited our growing online presence.

Otto has created his own training program for our brokers based on his own experience and a variety of other sources. He has a focus on continuous improvement which has driven him to complete a management course, learn public speaking and to continue to learn more about different areas of finance.

Australia’s Brightest Broker 2011 & 2012

In 2011 and 2012, Otto won the Broker IQ competition run by St George Bank and The Adviser, (a mortgage industry publication).

The quiz is designed to test mortgage brokers on a range of topics including general finance, product and industry knowledge.

Over 1,000 of Australia’s best brokers entered the competition and were put through a series of difficult tests to find just six finalists.

In both 2011 and 2012, the final was hosted by Australian TV game show legend Larry Emdur at The Adviser’s Australian Broking Awards. In 2011, Otto not only came first in the quiz, he actually doubled the next closest contestant’s score! In 2012, he returned to defend his title and once again was named Australia’s Brightest Broker.

Steven Heavey, the General Manager of St George Intermediary Distribution, presented Otto with a cheque for $10,000 for winning the competition. Read more in The Adviser‘s report on the competition.

Otto in the news

Otto has been quoted in several publications including:

He also writes a blog and a monthly column for Smart Property Investor Magazine.




If they had ten stars, I would tick them all! The service, follow up, expertise, professionalism, is beyond anything I have ever experienced in my entire 35 year plus working life!

To Binay and Otto, I cannot express how grateful my husband and I are from the tremendous service we received from you both as representatives of the Home Loans group. Believe me when I say these guys really are the experts in Home Loans.

Perhaps there are many who know about home loans but it’s not what you may or may not know, but it’s the way you are treated in a service industry. These people have great patience, deep knowledge of their business and will explain everything in detail.

Thank you so very much a ten out of ten experience. Give them a call, they really are the best in their field!

Michael A


Otto and Rojina have been meticulous in providing advice and following through on their commitments throughout our dealings with Home Loan Experts. There have been regular updates provided to us, at times on a daily basis.

We have been impressed their willingness to offer divergent approaches and alternative strategies. All in all an exceptional service, which we have greatly appreciated.

Thank you.

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