Manish recognises that the home loan process can be confusing and time-consuming, whether you’re purchasing your first home, refinancing your existing home loan, or expanding your property portfolio.
His goal is to make the home loan application process as stress-free and simple as possible for his clients, saving them valuable time, money and effort.
Manish has dedicated several years of his career developing an intimate understanding of the credit policies of nearly 40 lenders to find his customers the appropriate solution for their home loan needs.
His areas of specialty include:
- First home buyers.
- Property investment.
- Low deposit and no deposit loans.
- Guarantor home loans.
- Unusual properties.
- Waived Lenders Mortgage Insurance (LMI).
- Temporary residents and Australian expats.
- Self-employed loans.
- Company and trust loans.
- Construction loans.
Manish’s mortgage broking career grew from a broker support support role in which he helped brokers create industry-leading customer experience, gaining valuable knowledge about the home loan process as a result.
Before eventually becoming the experienced mortgage broker he is today, he worked as Home Loan Experts’ in-house trainer for two years.
It was in this role that he taught new brokers the fundamentals of mortgages, honing his own expertise in helping clients to qualify for a home loan without any hurdles.
For Manish, a home loan is a means that allows his customers to get to the root of their challenges, overcome them, and take charge of their financial future.
In 2019, he made an independent third-party’s handpicked list of Top 3 Mortgage Brokers in Sydney, NSW.
- Certificate IV in Finance and Mortgage Broking.
- Certificate IV in Training and Assessment.
Manish’s client stories
- How One Payslip Turned Into Home Loan Approval
- Buying Property In Australia As An Expat In Japan
- Structural Home Renovation Loans With Cost Plus Contracts
Worked with Manish and his team over the course of a few months. They were knowledgeable and responsive to my questions, and they kept on top of the application with the bank. I found it convenient to communicate over email and occasionally call up. The pre-approval and final loan offer both came back from the bank quickly. Recommended.
My experience with the Home Loan Experts team was fantastic! I needed to get an 80% LVR loan on the trust name for the property located in a high-density building in a complex that also includes a hotel. While this would be an absolute no-go for many banks, Manish was able to clearly understand my requirements, help me with the steps to boost my borrowing capacity and screen the financiers who might be able to provide this loan. When the property got rejected by the bank, Manish was able to successfully escalate with the bank's high credit team and get the property accepted. On the execution side, Ujjwal was making sure that the process of getting final approval gets smoothly, checking in with the bank regularly and advising me if I need to take any steps. The communications was great and prompt. We got the final approval on time. Last by not least, Dristi kept her finger on the pulse of the bank for the certification of the loan documents making everything done within a week timeframe from the final approval to the settlement. I was originally very skeptical about working with a mortgage broker, now I know that I will go to the Home Loan Experts if I need another loan. I highly recommend them!