Manish recognises that the home loan process can be confusing and time-consuming, whether you’re purchasing your first home, refinancing your existing home loan, or expanding your property portfolio.
His goal is to make the home loan application process as stress-free and simple as possible for his clients, saving them valuable time, money and effort.
Manish has dedicated several years of his career developing an intimate understanding of the credit policies of nearly 40 lenders to find his customers the appropriate solution for their home loan needs.
His areas of specialty include:
- First home buyers.
- Property investment.
- Low deposit and no deposit loans.
- Guarantor home loans.
- Unusual properties.
- Waived Lenders Mortgage Insurance (LMI).
- Temporary residents and Australian expats.
- Self-employed loans.
- Company and trust loans.
- Construction loans.
Manish’s mortgage broking career grew from a broker support support role in which he helped brokers create industry-leading customer experience, gaining valuable knowledge about the home loan process as a result.
Before eventually becoming the experienced mortgage broker he is today, he worked as Home Loan Experts’ in-house trainer for two years.
It was in this role that he taught new brokers the fundamentals of mortgages, honing his own expertise in helping clients to qualify for a home loan without any hurdles.
For Manish, a home loan is a means that allows his customers to get to the root of their challenges, overcome them, and take charge of their financial future.
In 2019, he made an independent third-party’s handpicked list of Top 3 Mortgage Brokers in Sydney, NSW.
- Certificate IV in Finance and Mortgage Broking.
- Certificate IV in Training and Assessment.
Manish’s client stories
Attentive and prompt
I had the pleasure of dealing with Mohit and Sid. Both are attentive and prompt with application lodgment and communications (emails and phone calls). Overall it was hassles free and a great experience
They did what at least 5 other brokers could not do for me.
I'm an existing and multiple-time-returning client of Home Loan Experts. I'm an investor, intensively investing in properties during last couple of years. Because of this I have ended up with so many queries under my name for credit checks which is not in interest of lenders at all. After getting three investment loans, I started getting rejections from so many lenders and I have been told by all of them (small and big) to stay away from applying for loans for while as there is so many queries under my name in credit check systems and some other reasons none of which made sense to me.
Finally, I contacted Home Loan Expert and MANISH, a hard working broker who spends a lot of time on everyone's file before putting an application through which may potentially brings you just a useless query under your name, checked every thing in details and even talked with the assessors from potential lenders and explained my situation. He had got the green light from them and put my application through and exceeded my expectations. I asked for one loan and he got me a pre approval for another loan as well. To make the long story short, I have already had those two loans settled, and another loan has been also approved, waiting for settlement.
SID the other broker who has cooperated with MANISH through the whole way is an extremly polite, patient and hard working man, offering you a perfect experience during your loan application journey.
you also deal with their customer service departments after your loan settlement regarding any question you may have about your loan. SHOVANA from that department is also a gem in this market.
In summary, I definitely recommend Home Loan Experts as they are so helpful, responsive and hard working.