Mortgage Broker
Manish recognises that the home loan process can be confusing and time-consuming, whether you’re purchasing your first home, refinancing your existing home loan, or expanding your property portfolio.
His goal is to make the home loan application process as stress-free and simple as possible for his clients, saving them valuable time, money and effort.
Manish’s specialties
Manish has dedicated several years of his career developing an intimate understanding of the credit policies of nearly 40 lenders to find his customers the appropriate solution for their home loan needs.
His areas of specialty include:
- First home buyers.
- Property investment.
- Low deposit and no deposit loans.
- Refinance.
- Guarantor home loans.
- Unusual properties.
- Waived Lenders Mortgage Insurance (LMI).
- Temporary residents and Australian expats.
- Self-employed loans.
- Company and trust loans.
- Construction loans.
Manish’s mortgage broking career grew from a broker support support role in which he helped brokers create industry-leading customer experience, gaining valuable knowledge about the home loan process as a result.
Before eventually becoming the experienced mortgage broker he is today, he worked as Home Loan Experts’ in-house trainer for two years.
It was in this role that he taught new brokers the fundamentals of mortgages, honing his own expertise in helping clients to qualify for a home loan without any hurdles.
For Manish, a home loan is a means that allows his customers to get to the root of their challenges, overcome them, and take charge of their financial future.
Industry awards
In 2019, he made an independent third-party’s handpicked list of Top 3 Mortgage Brokers in Sydney, NSW.
Qualifications
- Certificate IV in Finance and Mortgage Broking.
- Certificate IV in Training and Assessment.
Manish’s client stories
- A Smart Refinance. A Better Bank. A $430K Win.
- Bad Credit And No Deposit Didn’t Stop Them From Buying Their Rental Home
- Nepalese Expats Get A Home Loan Despite High LVR and 309 Provisional Visa
- How One Payslip Turned Into Home Loan Approval
- Buying Property In Australia As An Expat In Japan
- Structural Home Renovation Loans
Testimonials for Manish
After struggling with several brokers we found the solutions to all our queries with home loan experts. The quick turnaround with the replies shows their in-depth knowledge of the products and understanding client needs. The communication was way above standard of our expectations. Ours was a smaller but tricky project but they did excellent with getting us lower interest mortgage with heaps of add-ons. Definitely recommend team Manish Rana and Sujan Bhujel to be your next broker.
Nazmina Shaikh
NSW
I recently completed a refinancing process with the help of broker Manish and loan processing specialist Sujan, and I couldn’t be more satisfied with the experience. From the start, Manish was clear, transparent, and highly knowledgeable. He took the time to understand my financial situation and goals, presented multiple options, and explained each one thoroughly. His ability to simplify complex details made the decision-making process straightforward and stress-free. He was proactive throughout, ensuring I had the best possible rate and structure to suit my long-term plans.
Sujan played a critical role in making the loan process seamless. He was highly efficient, always responsive, and incredibly organised. Every document was processed quickly, and any queries I had were addressed promptly. He kept me informed at each stage, which gave me great confidence that everything was on track and under control.
Together, Manish and Sujan made what is often a stressful process feel smooth and well-managed. Their professionalism, responsiveness, and genuine care for the outcome stood out. I’d highly recommend them to anyone considering refinancing or navigating the home loan process—they genuinely went above and beyond.
Thank you both for your outstanding service.
Glan C
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