As a mortgage broker, Ajar sees no reason why the home loan application process can’t be stress-free and straight forward.
He intuitively understands how confusing and frustrating it can be to navigate the complexity of the home loan process.
And that is precisely why he tirelessly works behind the scenes to make every application a fruitful and hassle-free experience.
For him, getting a home loan approved is not a short term goal but a long term endeavour that will help his clients shape up their financial position.
Going beyond what’s expected, if no lender is willing to take on his clients as a borrower, he will spend months, and sometimes even years in some cases, to get his clients to a point where they are in a position to get approved for a home loan.
Moreover, as an expert on the lending policies of almost 40 lenders, he gets tough loans approved as is evident from his specialities.
- First Home Buyers
- Investment Loans
- Refinance or Equity Release
- Expat Home Loans, Non-resident Home Loans and Temporary Residents
- Bad Credit Home Loans like Defaults, Discharged Bankruptcy, Part IX agreement
- Low Doc Home Loans
- Low Deposit Home Loans
- Guarantor Home Loans
- Waived LMI
- Self Employed Home Loans
- Construction Loans
Ajar joined Home Loan Experts in 2016 as a loan processing specialist.
After a year working with Abacus Finance as a loan processing specialist (Home Loan Experts’ offshoring partner), his sharp eye for details and efficient working pattern saw him promoted to be an assistant broker.
He then worked as an assistant broker and operations manager to senior mortgage broker, Jonathan Preston, helping hundreds of clients who were let down by the major banks.
Aided by his extensive knowledge of lender policies and his exceptional customer service, Ajar came out on the other side as a mortgage broker with a thorough understanding of the end to end home loan process.
He now wants to help as many people as he can, get into their forever home and achieve their dream of homeownership.
In his own words, “He’s not just here to make clients; he is on a journey to make lasting friendships with them.”
- Bachelor’s Degree in Business Administration
- Certificate IV in Finance and Mortgage Broking
- Trained in Anti-Money Laundering and Counter-Terrorism Financing
Ajar’s client stories
- Getting A Large Cash Out On A Low-Doc Loan
- Can You Get Home Loan With Overseas Income?
- How A Couple Overcame A Poor Bank Valuation
- Why Is It Difficult To Get Approved As An Expat Earning In HKD
South East Queensland, QLD
Highly Recommend Home Loan Experts
Buying a first home is stressful but I'm so glad I decided to go with home loan experts. Excellent service at every step, they organised an LMI-free loan due to me being a registered nurse and they were able to secure us an excellent interest rate. Very happy customers. Everyone we dealt with was amazing but particularly our broker Ajar and our loan processing specialist Samip. Thanks again for the excellent service, if we buy again we will most certainly be back.
Kim T D.
Very happy with the service and timeliness from Nischal & Ajar at Home Loan Experts for my refinance. A big Thank you to Nischal who has kept me in the loop with everything, which made the process seamless.