Sheng became a mortgage broker to make a positive difference to the lives of everyday Australians and help them achieve their property owning dreams.
With a background working at one of Australia’s largest lenders, he knows exactly what banks are looking for in a home loan application so you have the best chance at approval.
His areas of specialty include:
- First home buyers
- Property investment
- Low deposit and no deposit loans
- Non-residents including foreigners, temporary residents and Australian expats
- Self employed borrowers
- Waived LMI and discounts for professionals
- Business loans
- SMSF lending
Sheng has worked in the Australian banking and finance industry for more than 10 years.
Most recently, he worked for a major bank as a lending manager.
During his tenure, he worked at a number of branches across the Sydney North Shore so is well-versed in the Sydney property market.
Previously, he held multiple roles at American Express including in the back office, customer service and credit.
Before his 10 years of banking experience, Sheng ran his own business.
He understands all too well the challenges that self-employed customers face when it comes to qualifying for a home loan.
Sheng is a true believer in the positive effect of home ownership and how it can help unlock the long-term financial goals of his clients.
Among his achievements at Bankwest, Sheng won a customer service award at their bi-annual NSW award ceremony.
- Certificate IV in Finance and Mortgage Broking
- Mast of Business Administration plus a Graduate Diploma in Accounting
- Fluent in Mandarin
Sheng’s client stories
Greater Melbourne (Inner), VIC
Expert in Home Loan for couple waiting for Partner Visa
I am on my Bridging Visa A and was looking for a home loan with my partner - Australian citizen. As some of you applying for Partner Visa would know, only a few banks would loan to non-residents. At first I didn't go to HLE, but another company. That company in the end didn't submit my pre-approval application as I lost 1 of my 2 jobs. But the thing is my deposit is huge so in theory that shouldn't be a problem.
My dream of becoming a homeowner was shattered until I decided to try again with Home Loan Experts. Assisting me was Shane (Sheng Ye) - mortgage broker & Irek. Shane did a great job and got us the loan with a major bank with a lower rate than the first company did!
Sheng and the team at Home Loan Experts were nothing but! So professional, helpful and very helpful! thanks again team!