Romy Dhungana | Mortgage Broker at Home Loan Experts

Mortgage Broker

Having been stuck in the rental rat race in the past, Romy understands the power of paying off your own mortgage rather than someone else’s.

Too often he sees good borrowers being let down by the banks and believes that every Australian deserves a fair go at buying a property.

Romy’s specialties

Not many people are aware of how banks think and what it takes to get an application approved.

Whether you want to buy your first home or release equity to invest, he can help.

Romy’s areas of specialty include:

Even if you’re not qualified right now, Romy is committed to helping you get prepared to apply for a home loan in the future.

In that way, you’ll be able jump on a property before it get gets snapped up by someone else.

Romy’s background

Romy has several years of mortgage experience and has seen many changes to lending policies over his career.

Before becoming a mortgage broker, he was a loan administrator, supporting mortgage brokers in providing ongoing service to customers and ensuring that their mortgage was still meeting their needs.

He later took on the role of variations specialist and then assistant broker.

During his time at Home Loan Experts, he has helped literally hundreds of people who have been let down by the banks, including people with bad credit and non-residents.

Some of the biggest policy restrictions he has seen have affected Australian expats, temporary residents and foreign investors.

That’s why he’s developed considerable knowledge around specialist lending policies.

In that way, he’s able to provide his clients with a clear understanding of the home loan process and where they stand on getting approved for a loan.

Romy believes in making friends as he helps his clients through their home loan journey.

Delivering an easy and stress-free experience is always guaranteed with Romy.

Best Loan Administrator Finalist at the 2016 Business Awards

The main responsibilities of a loan administrator are to assess submissions, handle loan processing and handle customer needs particularly after settlement.

Before becoming a qualified mortgage broker, Romy was already able to quickly identify his client’s needs and was named one of the top loan administrators in Australia in 2016. No easy feat!


  • Certificate IV in Finance and Mortgage Broking Management.
  • Bachelor in Business Studies
  • Anti-Money Laundering and Counter-Terrorism Financing – Finance Brokers Association of Australia (FBAA)

Romy’s client stories




Highly recommend Romy
Highly recommend Romy from home loan experts. From start to finish, the loan application process was easy and smooth.

With a lovely manner, Romy was always helpful, explaining everything thoroughly and answering any questions we had along the way. He helped us to secure a loan which we definitely would not have managed to arrange on our own. We will contact Romy if we ever need another home loan, and recommend you do too.

Samantha H


I would highly recommend the team at Home Loan Experts. Romy and Rajat assisted me with my pre-approval and home loan application and I cannot fault the service received. Romy was incredibly prompt to reply to all questions. Very smooth and easy process, and I will recommend them to friends and family in the future.

Why use us?

We aim to set an example by delivering what we promise: a higher level of service, better advice and better home loans.


Australia-wide services

We finance properties anywhere in Australia for people anywhere in the world.


Get incredible interest rates

Our relationships with our panel of lenders allow us to negotiate your interest rate.


We get tough loans approved

We can help you navigate the often complex pre-approval and application process.


Our customers love us

We receive hundreds of love letters from our customers.

Discover more reasons to use Home Loan Experts

How we find you the right solution

We get a complete understanding of where you’re at and what your ultimate goals are.
You’ll get a recommendation in just a few simple steps.


Complete our free assessment form or call us.


We assess your situation.


We look at all the options from our panel of lenders.


We will find you the most suitable home loan deals.

Testimonials for Home loan experts

about us


lenders on
our panel


lent Australia-wide
and counting


of our borrowers get
approved with a major bank


of our borrowers get a discount
below the bank standard variable rate