Having been stuck in the rental rat race in the past, Romy understands the power of paying off your own mortgage rather than someone else’s.
Too often he sees good borrowers being let down by the banks and believes that every Australian deserves a fair go at buying a property.
Not many people are aware of how banks think and what it takes to get an application approved.
Whether you want to buy your first home or release equity to invest, he can help.
Romy’s areas of specialty include:
- First home buyers.
- Guarantor loans.
- Property investment.
- Low deposit and no deposit loans.
- Equity release for all purposes.
- Non-residents including foreigners, temporary residents and Australian expats.
- Bad credit home loans.
- Self-employed, low doc and no doc loans.
- Waived LMI.
Even if you’re not qualified right now, Romy is committed to helping you get prepared to apply for a home loan in the future.
In that way, you’ll be able jump on a property before it get gets snapped up by someone else.
Romy has several years of mortgage experience and has seen many changes to lending policies over his career.
Before becoming a mortgage broker, he was a loan administrator, supporting mortgage brokers in providing ongoing service to customers and ensuring that their mortgage was still meeting their needs.
He later took on the role of variations specialist and then assistant broker.
During his time at Home Loan Experts, he has helped literally hundreds of people who have been let down by the banks, including people with bad credit and non-residents.
Some of the biggest policy restrictions he has seen have affected Australian expats, temporary residents and foreign investors.
That’s why he’s developed considerable knowledge around specialist lending policies.
In that way, he’s able to provide his clients with a clear understanding of the home loan process and where they stand on getting approved for a loan.
Romy believes in making friends as he helps his clients through their home loan journey.
Delivering an easy and stress-free experience is always guaranteed with Romy.
Best Loan Administrator Finalist at the 2016 Business Awards
The main responsibilities of a loan administrator are to assess submissions, handle loan processing and handle customer needs particularly after settlement.
Before becoming a qualified mortgage broker, Romy was already able to quickly identify his client’s needs and was named one of the top loan administrators in Australia in 2016. No easy feat!
- Certificate IV in Finance and Mortgage Broking Management.
- Bachelor in Business Studies
- Anti-Money Laundering and Counter-Terrorism Financing – Finance Brokers Association of Australia (FBAA)
Romy and Rojina were amazingly helpful, and thanks to them we now have our dream house!
Getting the initial pre-approval took longer than we'd been advised - which meant we weren't able to bid on the house we'd initially wanted - although to be fair the hold up was entirely with the bank - Romy and Rojina moved heaven and earth to try and get things done by our deadline.
We've subsequently bought something else which we like better and if we were in the same situation I wouldn't hesitate to use them again, the only thing I'd do differently is trying to allow more time for the initial pre-approval.
I've used Home Loan Experts twice because it was such a good experience the first time. My second experience with them has been nothing short of amazing!
Seriously, don't bother wasting your time and going to the banks. Leave it to the professionals that will look after you from start to finish.
I've dealt with Romy and Ganga and I'm happy to say that they've delivered customer service in spades. I wish other companies/brands were like these guys. You never feel like a number and I never once had to chase them up if I had asked a question or regarding my application.
They were on top of their game throughout. Thanks again!