Having been stuck in the rental rat race in the past, Romy understands the power of paying off your own mortgage rather than someone else’s.
Too often he sees good borrowers being let down by the banks and believes that every Australian deserves a fair go at buying a property.
Not many people are aware of how banks think and what it takes to get an application approved.
Whether you want to buy your first home or release equity to invest, he can help.
Romy’s areas of specialty include:
- First home buyers.
- Guarantor loans.
- Property investment.
- Low deposit and no deposit loans.
- Equity release for all purposes.
- Non-residents including foreigners, temporary residents and Australian expats.
- Bad credit home loans.
- Self-employed, low doc and no doc loans.
- Waived LMI.
Even if you’re not qualified right now, Romy is committed to helping you get prepared to apply for a home loan in the future.
In that way, you’ll be able jump on a property before it get gets snapped up by someone else.
Romy has several years of mortgage experience and has seen many changes to lending policies over his career.
Before becoming a mortgage broker, he was a loan administrator, supporting mortgage brokers in providing ongoing service to customers and ensuring that their mortgage was still meeting their needs.
He later took on the role of variations specialist and then assistant broker.
During his time at Home Loan Experts, he has helped literally hundreds of people who have been let down by the banks, including people with bad credit and non-residents.
Some of the biggest policy restrictions he has seen have affected Australian expats, temporary residents and foreign investors.
That’s why he’s developed considerable knowledge around specialist lending policies.
In that way, he’s able to provide his clients with a clear understanding of the home loan process and where they stand on getting approved for a loan.
Romy believes in making friends as he helps his clients through their home loan journey.
Delivering an easy and stress-free experience is always guaranteed with Romy.
Best Loan Administrator Finalist at the 2016 Business Awards
The main responsibilities of a loan administrator are to assess submissions, handle loan processing and handle customer needs particularly after settlement.
Before becoming a qualified mortgage broker, Romy was already able to quickly identify his client’s needs and was named one of the top loan administrators in Australia in 2016. No easy feat!
- Certificate IV in Finance and Mortgage Broking Management.
- Bachelor in Business Studies
- Anti-Money Laundering and Counter-Terrorism Financing – Finance Brokers Association of Australia (FBAA)
Romy’s client stories
Greater Melbourne (Outer), VIC, AU
Romy from Home Loan Experts is an amazing broker!
I have worked with Romy from Home Loan Experts for the last 6 months looking for the perfect property. He is selfless and dedicated to helping and I could not recommend him more highly. He is an honest and trusted broker who honestly had our best financial and personal interests at heart. He has worked tirelessly to get us the best possible brokered deal and has helped us achieve our goal of purchasing a new house. I can’t thank him and his team enough for there support!
Fantastic Service and the only team capable of great delivery to an overseas client
I am delighted with the service provided by Home loan Experts and particularly my dedicated broker Romy and processing specialist Abhinav. As an overseas client, I have been very pleasantly surprise to have found a company who caters for my more complex needs and a broker with the experience and expertise to work with me to achieve my objectives. I highly recommend Home Loan Experts to anyone and in particular to Australian Expats looking for the support and expertise needed to manage investment loans from overseas. Great support and great communications throughout the process