Senior Mortgage Broker
Meet one of the most experienced, award-winning members of the Home Loan Experts team – Mohit Lal Pradhan. Mohit consistently provides outstanding results for his clients, including sterling service and extremely favourable propositions.
He is recommended for having strong relationships with lenders, outstanding team and keen negotiating skills. His wealth of knowledge and experience in various credit niches empower him to record a very high conversion rate, despite handling many tough loan applications.
Mohit’s Achievements In Financial Year 2022
|Net Promoter Score||86%|
|Number of Settlements||251|
|Volume of Settlements||$157 million|
His areas of specialty include:
- First-Home Buyers
- Property Investors
- Waived LMI for Professionals (Doctors, Lawyers, Accountants, IT Personnel, Engineers)
- Expat and Non-Resident Lending
- Bad Credit Home Loan
- Low Doc or Alternate Document Home Loans
- High Net Worth Individuals
- Self-Employed Borrowers with Complex Company Structure
- Unusual properties and hobby farms
- Standard Commercial Lending
Mohit has worked in the Australian mortgage industry for many years. His previous roles as a loan processing specialist, customer care specialist and assistant mortgage broker grant him an understanding of the home loan process from each team member’s perspective.
His credit knowledge across major banks, second-tier and specialist lenders exceeds that of other mortgage brokers. As a result, he knows exactly how to package a home loan application so it gets approved the first time around.
Mohit has the skills to negotiate a strong interest rate and promotional offer on your behalf and to push the banks when they’re dragging their feet on your application.
He is well known for the wide range of recommendations he sends, providing expert advice and guiding the client through the entire process from start to end. He believes that a mortgage doesn’t end at approval or even settlement, it has to continue to work for you. Through his expert guidance, he is always happy to help clients when they face any hardships over the life of the loan.
For his constant focus on his clients’ needs, Mohit has been recognised as a winner or finalist for multiple internal company and industry awards. He won MPA Magazine’s Young Gun Award 2019 and is a finalist for the Better Business Awards’ (BBA) Best Residential Broker of the Year 2021. Mohit’s other honours include:
Won AMA Broker Of The Year Productivity 2023
Won MPA Top 100 Brokers 2022
Finalist for BBA The Rising Star Broker 2021
Finalist for ABA Rising Star Broker 2020
Finalist for AMA Best Young Broker of the Year 2020
Finalist for AMA Best Young Broker of the Year 2019
Finalist for BBA The Rising Star Broker 2019
He was also featured in one of the leading industry publication, MPA magazine – ‘How 3-year plan helps new broker break into industry’.
- Diploma of Finance and Mortgage Broking Management
- Bachelor in Business Administration (Finance Major)
- Masters In Marketing Graduate
Mohit’s client stories
- 105% No Deposit Home Loans For Doctors
- Winning A Slot For The First Home Loan Deposit Scheme (FHLDS)
Mohit In The News
- Australian Broker – Revealed: Australian Mortgage Awards 2023 winners
Being a company owner (self-employed) with trusts and other accounting complexities proved difficult with previous lenders but the team at HLE really did take the time to understand and process all the information resulting in a fairly smooth finance on two properties for me in Tasmania. Certainly wasn't easy but Sushan, Bibesh, and Mohit got the job done and I would 100% recommend using them.
Greater Melbourne (Metropolitan), VIC
Over the last five years, Mohit and his team have helped me with a few home loan applications (including refinancing). They have been responsive and hardworking, and have maintained good customer support even after the loan has been completed - for example negotiating lower rates when needed, without even me asking.