If you need a home loan to meet your short term or long term goals, Mohit is the “mortgage doctor” that’ll prescribe the home loan solution that matches your financial situation.
He recognises that a mortgage doesn’t end at approval or even settlement: it has to continue to work for you over the life of the loan.
His areas of specialty include:
- First home buyers
- Property investment
- Low deposit and no deposit loans
- Unusual properties
- Waived LMI
Mohit has worked in the Australian mortgage industry for a number of years as a broker support officer, a post-settlement specialist and, previously, as an assistant broker.
His credit knowledge across major banks, second-tier and specialist lenders puts most other mortgage brokers to shame.
As a result, he knows exactly how to package a home loan application so it gets approved the first time around.
He also has the skills to negotiate a strong interest rate on your behalf and to push the banks when they’re dragging their heels on your application.
- Certificate IV in Finance and Mortgage Broking Management
- Bachelor in Business Administration (Finance Major)
When we started looking at buying a home, we decided a mortgage broker would be the way to go. We diligently researched, chose a company to help us out and got pre-approval for a loan. We found a house we loved, put in an offer and then discovered that the interest rate on our pre-approved loan would be ridiculously high.
Thinking that we may have to cancel and wait a bit longer to realise our dream of owning a house, we decided to call Home Loan Experts thinking that maybe, just maybe they might be able to help us out.
Lucky for us, Mohit Lal Pradhan answered the call and from there everything was smooth sailing. Mohit was able to negotiate a very competitive interest rate for us, which is very important of course. More than that, and just as important, he was always contactable, very knowledgeable and confident in the information he provided, very patient with my 101 questions, and somehow managed to meet all of our deadlines with time to spare.
I honestly felt as though Mohit was just as invested in making sure that we reached our goals as we were. Of all the people we liaised with during the process of buying our home, Mohit is the one person I feel as though we couldn't have done it without.
I would definitely not hesitate to recommend Home Loan Experts, and in particular I would confidently and highly recommend Mohit Lal Pradhan.
Outstanding - Best Service Ever! 5 out of 5 :)
I had organised to see a number of different brokers to discuss mortgage options. We were first homebuyers, inexperienced, and basically had no idea what we were doing. We had 3 different brokers say to us "Nope, go away and save another $20,000 - $30,000 then come and see me". They were very dismissive and made us feel stupid.
Once I contacted Home Loan Experts, my entire experience was an absolute dream from that point onwards. Mohit, our broker, was so helpful and he did a fantastic job organising everything and being there for us to ask all the silly questions - being first home buyers, we really didn't know what to do with a lot of things and had no one to ask. Mohit was always there for us and got back to us really quickly with any questions.
Sheela was our broker support and she was also amazing to deal with; so helpful. Neither Mohit nor Sheela ever made me feel like all the other brokers did. It was such a great experience and I will definitely be using their services again next time.