Last Updated: 27th September, 2021

Mortgage Broker

Nirayu believes his objective as a mortgage broker is to find the best possible solution for his clients even when they have a tough situation.

If not, he guides them on what they need to do so they can qualify in the future.

Nirayu’s specialties

Nirayu has built an impressive understanding of the credit policies of almost 40 lenders to find the most appropriate solution for a customer’s situation so they’re one step closer to reaching their financial goals.

His areas of speciality include:

Nirayu’s background

Nirayu’s mortgage broking career grew from a broker support role, assisting and gaining invaluable knowledge about the mortgage process.

He quickly grew to the rank of an assistant broker, thus laying a foundation for his vast credit knowledge as one of our leading mortgage brokers.

For Nirayu, customer satisfaction and quality work are the two major pillars when working with his clients.

He asserts mortgage broking is more than finding a home loan solution for his clients.

It’s more about developing a long-term relationship with them through trust, a cornerstone value of his approach to mortgage broking.


  • Certificate IV in Finance and Mortgage Broking.
  • Master of Business Administration.
  • Training in Anti-Money Laundering (AML).

Nirayu’s client stories


A Omerovic


Excellent service

From the first phone call with Nirayu Shakya I knew we were in the right hands. After been given the usual run around by inexperienced mortgage brokers that had no idea how to deal with discharged bankrupts and new business start ups etc, I was extremely pleased when I discovered home loan experts. Nirayu and his team that worked on our application (Kunal Mandal, Pallavi Bhattarai) were full of knowledge regarding ex bankrupts and they were quick and efficient in communication which put us at ease. They found us the best solution and got us a homeloan approval within a week, that's amazing considering 6 months only of same trade new business and 4th year discharged bankrupt. We have settled in our home Tuesday this week and we can't be more happier.

I highly recommend home loan experts and Nirayu Shakya.



Great Team at Home Loan Experts

5 Stars to the Team . Nirayu and Nancy K had done the work brilliantly and highly Recommend to anyone.
Stress Free Process throughout the Home loan phase
Highly Recommend to everyone

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