Mortgage Broker

Nirayu believes his objective as a mortgage broker is to find the best possible solution for his clients even when they have a tough situation.

If not, he guides them on what they need to do so they can qualify in the future.

Nirayu’s specialties

Nirayu has built an impressive understanding of the credit policies of almost 40 lenders to find the most appropriate solution for a customer’s situation so they’re one step closer to reaching their financial goals.

His areas of speciality include:


Nirayu’s background

Nirayu’s mortgage broking career grew from a broker support role, assisting and gaining invaluable knowledge about the mortgage process.

He quickly grew to the rank of an assistant broker, thus laying a foundation for his vast credit knowledge as one of our leading mortgage brokers.

For Nirayu, customer satisfaction and quality work are the two major pillars when working with his clients.

He asserts mortgage broking is more than finding a home loan solution for his clients.

It’s more about developing a long-term relationship with them through trust, a cornerstone value of his approach to mortgage broking.

Qualifications

  • Certificate IV in Finance and Mortgage Broking.
  • Master of Business Administration.
  • Training in Anti-Money Laundering (AML).

Nirayu’s client stories


Testimonials

Sarah C

Central West, NSW

Sajal and Nirayu worked beyond our expectations

We can not recommend these guys enough. We thought we were at the end of the road with finding a suitable home loan and we’re almost ready to give up. We had been to three different brokers who said it situation wouldn’t work. And then we gave the Home Loan Experts a go. Nirayu & Sajal went above and beyond to find the best product for our situation. Without these guys our dream of building our family home, would still be that a dream, now it is a reality and we are so thankful for their hardwork.

John A

Central Queensland

Unbeatable, Uncomparable... Enthusiam & Persistance!

My Partner and I have a unique situation to say the least with newly established business, International Trade and Previous bankruptcy. Nirayu from the Home Loan experts, never said no. In every instance he was able to work through our circumstance and effectively communicate the situation to our lender. Nirayu gave us confidence throughout the process and clearly defined what steps we had to follow which got us to our dream investment property. Nirayu was always a phone call away and made it feel like we were a team fighting for the same objective. We would recommend Nirayu and the team to anyone, whether the situation is complex, or you simply want a better deal on your current mortgage! Its refreshing to see service like this still exists.

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Why use us?

We aim to set an example by delivering what we promise: a higher level of service, better advice and better home loans.

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Australia-wide services

We finance properties anywhere in Australia for people anywhere in the world.

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Get incredible interest rates

Our relationships with our panel of lenders allow us to negotiate your interest rate.

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We get tough loans approved

We can help you navigate the often complex pre-approval and application process.

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Our customers love us

We receive hundreds of love letters from our customers.

Discover more reasons to use Home Loan Experts

How we find you the right solution

We get a complete understanding of where you’re at and what your ultimate goals are.
You’ll get a recommendation in just a few simple steps.

free assessment
1

Complete our free assessment form or call us.

situation
2

We assess your situation.

options
3

We look at all the options from our panel of lenders.

suitable home loan deals
4

We will find you the most suitable home loan deals.

Testimonials for Home loan experts

Facts
about us

50+

lenders on
our panel

$4B+

lent Australia-wide
and counting

Westpac
ANZ
Nab
AMP
Qudos
Firstmac
Common Wealth
St George
ING
Homeloans
Macquire
Suncorp
Pepper Money
Me Bank
Bankwest
75%

of our borrowers get
approved with a major bank

95%

of our borrowers get a discount
below the bank standard variable rate