Nirayu believes his objective as a mortgage broker is to find the best possible solution for his clients even when they have a tough situation.
If not, he guides them on what they need to do so they can qualify in the future.
Nirayu has built an impressive understanding of the credit policies of almost 40 lenders to find the most appropriate solution for a customer’s situation so they’re one step closer to reaching their financial goals.
His areas of speciality include:
- First home buyers.
- Property investment.
- Low deposit and no deposit loans.
- Guarantor home loans.
Nirayu’s mortgage broking career grew from a broker support role, assisting and gaining invaluable knowledge about the mortgage process.
He quickly grew to the rank of an assistant broker, thus laying a foundation for his vast credit knowledge as one of our leading mortgage brokers.
For Nirayu, customer satisfaction and quality work are the two major pillars when working with his clients.
He asserts mortgage broking is more than finding a home loan solution for his clients.
It’s more about developing a long-term relationship with them through trust, a cornerstone value of his approach to mortgage broking.
- Certificate IV in Finance and Mortgage Broking.
- Master of Business Administration.
- Training in Anti-Money Laundering (AML).
Nirayu’s client stories
- Home Loan Approval With An Unpaid Default
- Pre-Approval With A Retired Guarantor
The team at home loan experts did a fantastic job of helping us purchase our first home! A special thank you to Devin and Nirayu who were both so patient with the long distance correspondence:)
Sydney, NSW, AU
Home Loan Experts assisted us with the purchase of our first home. Nirayu S and his team (Krisha S and Nirakar J) are highly professional and their exceptional customer service and great communication enabled us from getting a speedy pre-approval to purchasing our home within 2 months. Our bank manager from Westpac even asked Krisha S to come and work for him as he found her to be a superstar! Krisha S and Nirakar J worked tirelessly, even during the weekends, to guide us through the process. Krisha always explained the next step in the process and promptly responded back to our email within a few hours, almost immediately. They are truly the 'experts' in Home Loan and extremely reliable in their services. We are forever grateful and absolutely delighted with the outcome. We highly recommend Home Loan Experts to everyone without any hesitation. Please be sure to speak to Home Loan Experts first. A big wholehearted thank you to you Krisha S, Nirayu S and Nirakar J!!