Nirayu believes his objective as a mortgage broker is to find the best possible solution for his clients even when they have a tough situation.
If not, he guides them on what they need to do so they can qualify in the future.
Nirayu has built an impressive understanding of the credit policies of almost 40 lenders to find the most appropriate solution for a customer’s situation so they’re one step closer to reaching their financial goals.
His areas of speciality include:
- First home buyers.
- Property investment.
- Low deposit and no deposit loans.
- Guarantor home loans.
Nirayu’s mortgage broking career grew from a broker support role, assisting and gaining invaluable knowledge about the mortgage process.
He quickly grew to the rank of an assistant broker, thus laying a foundation for his vast credit knowledge as one of our leading mortgage brokers.
For Nirayu, customer satisfaction and quality work are the two major pillars when working with his clients.
He asserts mortgage broking is more than finding a home loan solution for his clients.
It’s more about developing a long-term relationship with them through trust, a cornerstone value of his approach to mortgage broking.
- Certificate IV in Finance and Mortgage Broking.
- Master of Business Administration.
- Training in Anti-Money Laundering (AML).
Nirayu’s client stories
- Buying A Second SMSF Investment Property
- Home Loan Approval With An Unpaid Default
- Pre-Approval With A Retired Guarantor
Central West, NSW
Sajal and Nirayu worked beyond our expectations
We can not recommend these guys enough. We thought we were at the end of the road with finding a suitable home loan and we’re almost ready to give up. We had been to three different brokers who said it situation wouldn’t work. And then we gave the Home Loan Experts a go. Nirayu & Sajal went above and beyond to find the best product for our situation. Without these guys our dream of building our family home, would still be that a dream, now it is a reality and we are so thankful for their hardwork.
Unbeatable, Uncomparable... Enthusiam & Persistance!
My Partner and I have a unique situation to say the least with newly established business, International Trade and Previous bankruptcy. Nirayu from the Home Loan experts, never said no. In every instance he was able to work through our circumstance and effectively communicate the situation to our lender. Nirayu gave us confidence throughout the process and clearly defined what steps we had to follow which got us to our dream investment property. Nirayu was always a phone call away and made it feel like we were a team fighting for the same objective. We would recommend Nirayu and the team to anyone, whether the situation is complex, or you simply want a better deal on your current mortgage! Its refreshing to see service like this still exists.