Mortgage Broker

Nirayu believes his objective as a mortgage broker is to find the best possible solution for his clients even when they have a tough situation.

If not, he guides them on what they need to do so they can qualify in the future.

Nirayu’s specialties

Nirayu has built an impressive understanding of the credit policies of almost 40 lenders to find the most appropriate solution for a customer’s situation so they’re one step closer to reaching their financial goals.

His areas of speciality include:

Nirayu’s background

Nirayu’s mortgage broking career grew from a broker support role, assisting and gaining invaluable knowledge about the mortgage process.

He quickly grew to the rank of an assistant broker, thus laying a foundation for his vast credit knowledge as one of our leading mortgage brokers.

For Nirayu, customer satisfaction and quality work are the two major pillars when working with his clients.

He asserts mortgage broking is more than finding a home loan solution for his clients.

It’s more about developing a long-term relationship with them through trust, a cornerstone value of his approach to mortgage broking.


  • Certificate IV in Finance and Mortgage Broking.
  • Master of Business Administration.
  • Training in Anti-Money Laundering (AML).

Nirayu’s client stories




Great mortgage services by competent brokers

Excellent services with full satisfaction. Both Nirayu and Atul provided great mortgage services to settle my loan with bank than anticipated. They were ahead of the process which helped me proactively manage smoothly my first home mortgage experience. Team helped me out even ready for final home settlement. Huge thanks and greatly admire your services. Strongly recommended for high customer experience

Gerrit K

Greater Melbourne (Metropolitan), VIC

Great service and communication

Nirayu and Bibek kept us informed throughout the refinance process. They found an option that met our requirements, were never pushy and accepted our feedback. They found an offer with a great cash back and excellent rate. They even got the rate reduced, even though we are already happy with the first rate offered.

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