Refinance Rebate Calculator: What's The Best Cashback I Can Get?

Disclaimer: This calculator is best used as a guide only. The terms and conditions of cash back vary between lenders. Moreover, offers may be withdrawn by lenders without notice. So, please talk to one of our mortgage brokers to confirm availability and eligibility before proceeding.

Did you know that some banks will actually give you money to refinance your mortgage with them?

You can benefit from the intense competition between banks by switching to a lender that has a competitive interest rate and a cash rebate.

Please call our mortgage brokers at 1300 889 743 or fill in our online enquiry form to see if you should refinance your home loan during the COVID-19 pandemic.


$4,000 and $3,000 refinance rebates

One of our major lenders is currently offering a:

  • $4,000 rebate for refinances where the loan amount is greater than $750,000 or more.
  • $3,000 rebate for refinances where the loan amount is less than $750,000 but more than $350,000.

These offers are valid for applications that are submitted by 31 August 2021 and settled by 30 November 2021.

$3,000 refinance cashback

This $3,000 refinance cashback offer is available for applications submitted by 31st August 2021 and settled by 30 November 2021.

  • To be eligible, the total loan amount must be at least $250,000 with a LVR less than 90%.
  • The offer is limited to owner occupier and investment property loans.
  • Payment will be made into the transaction account you hold or open with the bank within 60 days of the settlement date.
  • The offer is also available with some of the bank’s flagship brands.

This offer can be amended and/or withdrawn by the lender at any time without notice.

$3,000 refinance cashback

Another lender on our panel is offering a refinance cashback of up to $3,000 for applications submitted by 30 September 2021 and settled by 31 December 2021.

The eligibility crieria are as follows:

  • The minimum loan amount must be at least $500,000.
  • LVR must be less than or equal to 100%.
  • Limited to one $3,000 refinance cashback per application.

$3,000 refinance rebate

This $3,000 refinance cashback offer is available for applications submitted by 29 August 2021 and settled by 26 November 2021.

To be eligible:

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50+

lenders on
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$4B+

lent Australia-wide
and counting

Westpac
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approved with a major bank

95%

of our borrowers get a discount
below the bank standard variable rate