We strive to go beyond the finance industry norm and deliver exceptional, personalised service to our clients.

Our company mission is to help people who need it most, and our systems, people & training allows us to be a medium sized business, yet still provide an exceptional service.

What have our customers said about working with us?

Discounts for professionals
Property investors
Bad credit history
Temporary residents
Guarantor loans
95% home loans
Low deposit
Gifted deposit
Company title
Unusual employment
Everything else

Property investors



Like to mention Mohit who had helped us greatly in securing a loan with great rates.

He is a dedicated, hard worker and a patient broker who helped us greatly throughout the process.

Dion Woolford


Wow, I am blown away by how good Ayush & Prakash are.

I’ve bought and sold 7 houses and never met mortgage brokers as good as these guys. The most impressive part is they know how banks operate and they got all the information needed to prepare my case so I wouldn't fail and the banks would not decline my application.

Every time I called them they answered the phone and my emails. Nothing was ever a problem for them. As you know there is nothing more frustrating than someone not replying or calling you back when you know they can see you are trying to contact them.

They are also going to help me refinance in 6 months to a lower interest rate. Because of my situation as a contractor, they found a deal for me with Liberty. No other bank would except my situation. But now I've secured the property and I'll renovate it. I'm now in a lot better situation to refinance with the major banks.

Thank you, guys. I'm so much impressed by your knowledge and efficiency. I'll definitely recommend you.

Bad credit history

Fiona Arnfield


After being in a part IV debt agreement and struggling, I was able to get finance, fix all my debt problems, and redo my mortgage all in one go, no one else had been able to help me and the stress was terrible.

The assistance I received has changed my life. I could not fault these people in any way. I only wish I had contacted them earlier.

Tara K C


Excellent company with great ethics. We were referred to our Broker Romy Dhungana by a friend who was impressed with his service when doing his loan with them. Romy fully understood our requirements and helped us understand the complete process along with obtaining the best loan product.

Rojina, his support staff also ensured the process was seamless and stress-free. I would recommend them to everyone I know.

Temporary residents / 457 visa

Hue Dao


Our broker is Raul and his assistants helping us along our loan application are Sheela and Sarah. They are all very supportive and useful.

Everything went so smoothly. They always give us information of how our application is going. Thank you very much for your help again. Your team is amazing.

Riya Patel


Getting a loan approval especially if you are non-resident is way stressful than you can imagine. But folks at “Home loan experts” made it look really simple & easy.

There are many brokers that claim to find you a lender even if you are on a temporary resident visa but eventually they don’t. BUT HOME LOAN EXPERT DID IT. Thanks for understanding our urgency, deadlines and giving regular updates.

I appreciate & highly recommend your service.

Guarantor loans



Jenish and the team at Home Loan Experts were able to guide us through the minefield of first home ownership.

Our previous involvement with another popular broker went very sour (and somewhat scary) due to the incompetent actions of that other broker. Jenish and Home Loan Experts really saved the day by taking over and helping us through a very difficult and stressful (but exciting) time in our lives.

Jenish and Ganga were both extremely patient with our NUMEROUS enquiries and questions, but yet never made us feel once that we were being a pain or annoying.

Jenish and the team were able to secure an amount much higher than our previous broker, and this was due to their attention to detail and persistence in dealing with the lender to ensure the best result for us.

Very happy and highly recommended.



Shaba and Roy were very professional and really listened to what I was after with my loan.

They walked me through the process of securing my first loan, and always updated me with progress when they said they would!

Very happy with the service I received!

95% loans / No genuine savings


Yatala, QLD

I had been previously declined by the big banks due to not enough savings and a personal loan situation. This was despite the help of my previous broker who only had access to certain banks with the majority being big institutions.

Through some google searches, I found Home Loan Experts and was assigned Vivienne as my broker. She's so friendly to deal with and was always on my side to support throughout the loan application processes. She's always there to give me advice and be supportive, which meant a lot to me. Finally, I secured a bank loan for my first home owner occupied property with only a 5% deposit.

A big thank you to Vivienne Than from Home Loan Experts! I would definitely recommend her and Home Loan Experts to any of my friends who are facing the same situation.

Vanessa & Graham

Frankston, VIC

We really appreciate all you've done for us. You have been professional, understanding and very proactive making this process run smoothly. It's been a pleasure dealing with you and we will certainly be recommending your services.

Unusual employment



I am absolutely amazed by the level of service I received from Home Loan Experts.

Jef was fantastic and kept me informed throughout the entire process. The team at Home Loan Experts is incredible - they're a team of highly motivated, efficient and professional individuals that really go the extra mile and strive for the best outcome.

I previously had discussions with 2 other brokers who were not able to help me and Jef and the team managed to get this loan approved for me and my wife.

I highly recommend them to anyone looking for a home loan and they are the best mortgage brokers in Sydney. Can't wait to move into my new home!!

Thanks again for everything!

Jessica Helmi


I am highly satisfied with my broker, Robert Mo and the support Rushmi.

Robert is fantastic! He was helpful, friendly and knowledgeable. He was very supportive and able to calm me down since I have a tendency to overthink and being panic etc lol. It is obvious that he knows what he is doing.

I was able to get my loan within a very short time period at a highly competitive rate. Amazing!! The whole process was drama-free as Robert was amazing and really communicative. Rushmi was also helpful as she was able to communicate things on time.

Overall, I would highly recommend their service! Thanks, Robert, Rushmi and Home Loan Experts!

Discounts for professionals



Absolutely amazed with the level of service I received from Home Loan Experts.

Jef and Alisha were fantastic and kept me informed throughout the entire process. The team at Home Loan Experts is great. They're a team of highly motivated, efficient and professional individuals that really go the extra mile and strive for the best outcome.

The team were able to get me waived LMI as a pharmacist saving me thousands of dollars. Amazing!


Sydney, NSW

Thank you so much Preeti from Home Loan Experts for making my dream come true! You have been exceptional this whole process with prompt communication and you got an approval for the amount that everyone including myself thought was not possible.

You and Home Loan Experts come highly recommended and I will refer anyone who wants to purchase a property to use your services. The rate we got was great, the service and communication was great, and I cannot recommend you guys enough. Thanks again!

Low deposit



Thank you Jenish and Ganga for your awesome services.

There was absolutely nothing straightforward about our home loan! Phone calls and emails were always answered very quickly, no matter how silly the questions were.

Your knowledge, expertise and perseverance made us the proud owners of our very first home. We definitely have no hesitation recommending Home Loan Experts.

Kirsty Thys


Absolutely wonderful service and quick responses.

They made it happen against overwhelming odds and were always happy to help. Fantastic work both Shaba DC and Sleshma Shakya.

Well done from a happy customer. I would recommend you to anyone.

Thank you.




If they had ten stars, I would tick them all! The service, follow up, expertise, professionalism, is beyond anything I have ever experienced in my entire 35 year plus working life!

To Binay and Otto, I cannot express how grateful my husband and I are from the tremendous service we received from you both as representatives of the Home Loans group. Believe me when I say these guys really are the experts in Home Loans.

Perhaps there are many who know about home loans but it’s not what you may or may not know, but it’s the way you are treated in a service industry. These people have great patience, deep knowledge of their business and will explain everything in detail.

Thank you so very much a ten out of ten experience. Give them a call, they really are the best in their field!



I have dealt with Mohit Lal Pradhan and Ganga of home loan experts regarding my home loan refinancing needs.

They are amazing people and got the job done for me so fast. I have got a good deal and appreciate their communication way or skills.

Highly recommended. Thanks.



Kuala Lumpur

Romy and Binay were very helpful and responsive. they made sure the journey from application to the settlement was as smooth and as stress-free as possible.

I appreciated the quick turnaround on all queries and proactive support throughout. No hesitation in recommending Home Loan Experts - great service and got us a great rate too!

Siaw Liang


Got to know about HLE via the Internet in August 2017, contacted them & confirmed I need it around March'18.

Romy called in March'18 and guide me step by step through the process. Sam came in and both help me out and Wah-Lah!! Today 28/05, my loan has been settled.

Both Romy & Sam are extremely helpful and answered all my request with patience and confidence.

HLE knows what loan seekers are looking for and keep their hopes high and with assurance.

Gifted deposit

Amanda & Andrew

The Ponds, NSW

Our experience working with Paul was totally positive from start to finish. We sought advice from Home Loan Experts and Paul after our previous broker had been dragging the chain for months and months on arranging a pre-approval, and once obtained had not selected the right mortgage type to suit our needs. After wasting this time with the previous broker, we had little time to finalise a new mortgage as we were required to move out of rental premises.

Paul came to our rescue and sorted everything in a matter of weeks, such that we were in our new home within 6 weeks.

Given we were first home owners and not experienced in obtaining loans, Paul provided clear and objective advice that made us feel confident that things would progress well; and they did. We can't thank Paul enough for his hard work and his years of experience in the industry was clearly invaluable to us in making it possible to purchase our first home.

Company title

Michelle & Alex

Matraville, NSW

After so many complications in getting a loan for our company title property, a friend recommended Paul Da Silva when we decided to refinance.

Paul made the process so easy; because of his extensive knowledge and experience, every hurdle was dealt with promptly and stress-free without having to supply more and more documents.

We highly recommend Paul and are very happy with the deal he got for us and the advice he provided. Many thanks, Paul.


Kozzy Sox


Commercial loans are very risky and complex. Sole traders like me often find it very hard to provide required documents. But these guys really did a great job for me to get a commercial loan.

They replied my emails, and answered all my calls all the time and always on time. I did talk to other brokers about my issues but they weren't really helpful at all.

Home loan experts were fast and clear in loan proceedings. Thank you guys. Cheers!!


Brisbane, QLD

A big thank you to Russell and Shreya J. for everything!

It is really most appreciated. I honestly don't know if I would have been able to secure a home loan for my business and trust without you guys.

Everything else



Home Loan Experts were in my experience, efficient, professional and very helpful.

It was an absolute pleasure to deal with Robert and Alisha who made everything really simple and provided me with the best deal I could get in my situation. The advice was clear and precise and the paperwork efficient.

I would highly recommend Home Loan Experts for mortgage services. Thank you for all of your work.



We approached Mortgage Broker in Melbourne to buy our dream house. They certainly lived up to our expectations. Romy and Alisha were amazing and coached us through the entire process.

They even made themselves available after hours via phone and text if we needed. Alisha followed through on everything and made the process feel seamless and easy. I would recommend them to everyone looking for support not only with their mortgage but with the overall process of buying or building a home.