Mortgage Broker

Jeffrey has over 10 years experience in financial services.

Having previously worked for a major bank, Jeffrey realised that as a mortgage broker, he could provide more and diversified solutions to help customers reach their goal where the banks couldn’t.

Since becoming a broker, he has assisted several people to achieve their dreams.

Jeffrey’s specialties

Jeffrey’s areas of specialty include:

Jeffrey’s background

Jeffrey has an extensive career in credit analysis and customer service.

He has hands-on experience with a major bank the National Australia Bank (NAB) and a specialist lender (Bluestone) as a banker and a credit assessor, respectively.

This has given him a full spectrum of knowledge and experience in getting tough home loans approved.

Compared to the other bankers and brokers, this gives him a unique advantage that you would want to be on your side.

Furthermore, his personal experience of buying a home places him in your perspective as a borrower. He delivers results with the same passion and resilience as if he was trying to get an approval himself.

He recognises that everyone is an individual and will find a tailored solution from over 40 banks that he has access to. As your broker, he works on your side and not on the banks’ side.


  • Diploma of Finance and Mortgage Broking Management.
  • Certificate IV in Finance and Mortgage Broking.
  • Certificate IV of Business Management.
  • Certificate III of Financial Services.


Greg and Leisa

South-Eastern Region, NSW, AU

Jeffrey and Sage were fantastic! They helped us in so many ways.
I cannot say enough good things about the service we have received from Home Loan Experts.

Right from the very beginning, Jeffrey and Sage helped us with our application. We didn’t even think it was possible to get a home loan but they made our wishes come true.

We cannot thank you enough. You both have some very happy people right here.



The team have provided great service and very knowledgeable of the process and products.

As a first home buyer, Jeffrey Torio and Sharon Shrestha have given me a peace of mind exceeded my expectations. Thank you for your assistance and expert advice.

Well done!

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