Mortgage Broker

Jeffrey has over 10 years experience in financial services.

Having previously worked for a major bank, Jeffrey realised that as a mortgage broker, he could provide more and diversified solutions to help customers reach their goal where the banks couldn’t.

Since becoming a broker, he has assisted several people to achieve their dreams.

Jeffrey’s specialties

Jeffrey’s areas of specialty include:

Jeffrey’s background

Jeffrey has an extensive career in credit analysis and customer service.

He has hands-on experience with a major bank the National Australia Bank (NAB) and a specialist lender (Bluestone) as a banker and a credit assessor, respectively.

This has given him a full spectrum of knowledge and experience in getting tough home loans approved.

Compared to the other bankers and brokers, this gives him a unique advantage that you would want to be on your side.

Furthermore, his personal experience of buying a home places him in your perspective as a borrower. He delivers results with the same passion and resilience as if he was trying to get an approval himself.

He recognises that everyone is an individual and will find a tailored solution from over 40 banks that he has access to. As your broker, he works on your side and not on the banks’ side.


  • Diploma of Finance and Mortgage Broking Management.
  • Certificate IV in Finance and Mortgage Broking.
  • Certificate IV of Business Management.
  • Certificate III of Financial Services.




The team have provided great service and very knowledgeable of the process and products.

As a first home buyer, Jeffrey Torio and Sharon Shrestha have given me a peace of mind exceeded my expectations. Thank you for your assistance and expert advice.

Well done!



Jeffrey & Alisha were great to deal with. Helping me every step of the way to find the best lender, with my limited deposit.

Highly recommend the Home Loan Experts.

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