Prakash Rai | Mortgage Broker at Home Loan Experts

Mortgage Broker

For Prakash, it’s not about getting his clients approved for a home loan – it’s not even about buying a property.

A house itself is the means to the start of a beautiful episode in your life and that’s what he hopes to achieve for every one of his customers.

Prakash’s perseverance, ability to take up challenges and find opportunity means that you’ll always be provided with a seamless transition to your new home.

Prakash’s specialties

Prakash constantly stays on top of changing lending policies across a range of different banks and lenders.

His areas of specialty include:

Prakash’s background

Prakash has several years’ experience as both a broker support and broker support manager.

This role has given him in-depth knowledge of the grunt-work required to submit an application and continue to put pressure on the banks to get your application assessed.

It pays to have a bulldog on your side when banks drop the ball!

Apart from providing you with a smooth settlement, he is intuitive to his clients’ needs, asking the right question so you get the right home loan solution to help you achieve your long term goals.


finalist seal_NSW_Best Customer Service (Individual)Broker of the year 2020 finalistMPA young guns 2019

Prakash keeps excellent customer-first solutions as one of his integral values. At Home Loan Experts, Prakash has been able to help many people who wouldn’t usually qualify for a mortgage.

Mortgage Professional Australia‘s ‘Young Guns’ of 2019 recognises the top 30 brokers under the age of 35. He was named one of the top mortgage brokers in Australia as he made it in the list of the MPA Young Gun of the Year – Independent in 2019.

In 2020, he had landed himself as a finalist in the Broker of the Year – Productivity Australian Mortgage Awards. Subsequently, he won the excellence award.

The year 2021 is solid for Prakash’s broking experience as he has recently been chosen as a finalist for Best Customer Service (Individual) category in Better Business Awards.


  • Certificate IV in Finance and Mortgage Broking Management
  • Executive Masters in Business Administration

Prakash’s client stories



Sydney, NSW

Great customer service

Prakash and Rojina were very accommodating and explained everything as simple as possible for us first home buyers. We were given enough information to make necessary decisions about our loan. The funding position was accurate except for the council rates which was not included in the estimate. Other than that, they are highly recommended!

Amandeep S.


An excellent end to end service and a seamless journey!
Came across Home Loan experts online and based on their reviews across social media, trusted them for my first home journey in Australia. I was assigned Prakash and Pranamya as my support brokers and they handled end to end process for me from intial identification of competitive mortgage options to finally settling them as per my requirements. Through out the stage-gates, they were supportive, patient and always willing to go extra mile with help at any point of the day. I will always remember their smiling engagements and willingness to help and explain any requirement.
Without an iota of doubt, I will recommend them to all and in fact will have them as my preferred agents for all future requirements.

Why use us?

We aim to set an example by delivering what we promise: a higher level of service, better advice and better home loans.


Australia-wide services

We finance properties anywhere in Australia for people anywhere in the world.


Get incredible interest rates

Our relationships with our panel of lenders allow us to negotiate your interest rate.


We get tough loans approved

We can help you navigate the often complex pre-approval and application process.


Our customers love us

We receive hundreds of love letters from our customers.

Discover more reasons to use Home Loan Experts

How we find you the right solution

We get a complete understanding of where you’re at and what your ultimate goals are.
You’ll get a recommendation in just a few simple steps.

free assessment

Complete our free assessment form or call us.


We assess your situation.


We look at all the options from our panel of lenders.

suitable home loan deals

We will find you the most suitable home loan deals.

Testimonials for Home loan experts

about us


lenders on
our panel


lent Australia-wide
and counting

Common Wealth
St George
Pepper Money
Me Bank

of our borrowers get
approved with a major bank


of our borrowers get a discount
below the bank standard variable rate