Mortgage Broker

For Prakash, it’s not about getting his clients approved for a home loan – it’s not even about buying a property.

A house itself is the means to the start of a beautiful episode in your life and that’s what he hopes to achieve for every one of his customers.

Prakash’s perseverance, ability to take up challenges and find opportunity means that you’ll always be provided with a seamless transition to your new home.

Prakash’s specialties

Prakash constantly stays on top of changing lending policies across a range of different banks and lenders.

His areas of specialty include:

Prakash’s background

Prakash has several years’ experience as both a broker support and broker support manager.

This role has given him in-depth knowledge of the grunt-work required to submit an application and continue to put pressure on the banks to get your application assessed.

It pays to have a bulldog on your side when banks drop the ball!

Apart from providing you with a smooth settlement, he is intuitive to his clients’ needs, asking the right question so you get the right home loan solution to help you achieve your long term goals.


  • Certificate IV in Finance and Mortgage Broking Management
  • Executive Masters in Business Administration

Prakash’s client stories



Gippsland, VIC

Dedicated to helping! Amazing service
Cannot rate Prakash and his team highly enough, he has gone above and beyond to help us get our dream property. We had been trying to secure a loan for 3 months before dealing with Prakash who had an approval within 2 weeks! Amazing service and so easy to deal with. We cannot thank you enough.

Kate Mugavin


I highly recommend Home Loan Experts. My experience with Prakesh Rai was 5 star!
Prakash is extremely knowledgeable and competent, and also very friendly to work with. Prakash secured a home loan for me at a very competitive interest rate that I would not have been able to do on my own, he also worked hard to secure the loan in a very short period of time. Thank you so much Prakash!