Last Updated: 12th March, 2024

Mortgage Broker

For Prakash, it’s not about getting his clients approved for a home loan – it’s not even about buying a property.

A house itself is the means to the start of a beautiful episode in your life and that’s what he hopes to achieve for every one of his customers.

Prakash’s perseverance, ability to take up challenges and find opportunity means that you’ll always be provided with a seamless transition to your new home.

Prakash’s specialties

Prakash constantly stays on top of changing lending policies across a range of different banks and lenders.

His areas of specialty include:

Prakash’s background

Prakash has several years’ experience as both a broker support and broker support manager.

This role has given him in-depth knowledge of the grunt-work required to submit an application and continue to put pressure on the banks to get your application assessed.

It pays to have a bulldog on your side when banks drop the ball!

Apart from providing you with a smooth settlement, he is intuitive to his clients’ needs, asking the right question so you get the right home loan solution to help you achieve your long term goals.


Elite Brokers2021 Austrialianb Mortageg Awards excellencefinalist seal_NSW_Best Customer Service (Individual)Broker of the year 2020 finalistMPA young guns 2019

Prakash keeps excellent customer-first solutions as one of his integral values. At Home Loan Experts, Prakash has been able to help many people who wouldn’t usually qualify for a mortgage.

Mortgage Professional Australia‘s ‘Young Guns’ of 2019 recognises the top 30 brokers under the age of 35. He was named one of the top mortgage brokers in Australia as he made it in the list of the MPA Young Gun of the Year – Independent in 2019.

In 2020, he had landed himself as a finalist in the Broker of the Year – Productivity Australian Mortgage Awards. Subsequently, he won the excellence award.

The year 2021 is solid for Prakash’s broking experience as he has recently been chosen as a finalist for Best Customer Service (Individual) category in Better Business Awards.


  • Certificate IV in Finance and Mortgage Broking Management
  • Executive Masters in Business Administration

Prakash’s client stories




Hard-working, Patient, Highly Recommended

I want to express my sincere gratitude to the Home Loan Experts team for their outstanding assistance throughout the entire mortgage process from exploration to settlement. Their professionalism and transparency truly stood out and made this significant decision feel much more manageable.

When you're taking on one of the biggest decisions in your life, having a team like Home Loan Experts by your side is invaluable. They consistently went above and beyond to provide guidance and support at every step of the way. No question was left unanswered and believe me I had a lot of questions.

I want to give a special shout-out to Mr. Prakash Rai, Mr. Prajeet Shrestha, and Mr. Sameer Shakya for their exceptional service and expertise. Their dedication to helping clients achieve their homeownership dreams is truly commendable. Highly recommended. Thank you!!!

Hussnain M.


Excellent Team Of People With Best Customer Service.

This is the second time that I am taking services from Home Loan Experts.
I have very good experience, and always received prompt responses during the stage construction loan process.

I will definitely recommend Home Loan Experts.
Well done Suchita and Prakash.