Mortgage Broker

James loves helping people regain control of their finances, educating them, and helping them to achieve their goals.

He gets the most enjoyment out of working with customers who were knocked back for a home loan and finding them the right mortgage solution for their needs.

James’ specialties

His areas of specialty include:

James’ background

James came to mortgage broking by a planned process of elimination.

He previously worked in sales but found it too pushy. He then tried financial planning which he found too constricting.

He really wanted the immediate and positive impact that comes when getting someone approved for a home loan.

This led him to take on a position as a credit manager at Westpac and St George. It was here he developed his understanding of credit policy.

These experiences allowed him to find his true calling as a mortgage broker, helping real people get to the root of their challenges, overcome them, and take charge of their financial future.

He found Home Loan Experts to be the right fit because it stands for everything he loves about the industry. They give people a chance to reach their goals and offer expertise in a home loan market that is filled with sharks.

In particular, James’ holistic approach to money management has helped his customers pay off their mortgage faster.

This strategy opens up doors for his clients to refinance to a sharper rate or access equity for property investment much sooner.

Besides this, he is skilled at developing mortgage strategies for investment purposes, ensuring that his clients stay within mortgage exposure limits and can continue building their portfolios with home loan solutions that best suit their needs.


  • Certificate IV in Finance and Mortgage Broking
  • Diploma of Financial Planning


Nicole S

Hunter Region, NSW, AU

I first rang home loan experts about 8 months ago. We had a loan all but approved with another broker. However, I was offered an amazing job opportunity that I was always going to take and suddenly that changed everything and they would no longer consider our loan. I frantically googled and came across Home Loan Experts. James answered my call on that first day and has been with us ever since. We are first home buyers, with a small deposit and now I was on probation for 6 months at my new job - none of this was a problem for James and Swarna and they found us a few options. James and Swarna answered all my questions and guided us through every step of the way. We actually took so long to find our perfect home that our first pre-approval expired and James and Swarna had to go through the entire process again and find us a new lender - again this was not a problem.
When we actually found a home - James negotiated with the bank, the real estate and our conveyancer to make it all fall into place.
Overall I would highly recommend James, Swarna and Home Loan experts and plan on using them when we buy again! They were professional, efficient and communicated with us every step of the way.



This was my first home purchase and my case wasn't that straightforward. I have contacted 3 brokers with the highest reviews and after speaking to James Brunacci, it was an easy choice. James' response was prompt from the first enquiry up to the signing the mortgage.

I have conducted prior research on loan products applicable to me and his recommended options were pretty much spot on. Sure I could do the application myself but I'm so glad I didn't. There was no way I would be able to organise the loan in that short span of time and with no dramas.

The broker support - Sanju is another gem to deal with. Sanju always kept us in the loop, executed documents flawlessly for us and was always mindful of timelines. Bottom line is, if you want efficient, professional and friendly assistance to your home loan needs, you can never go wrong with Home Loan Experts.

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