As a specialist mortgage broker, we strive to match our customers with the home loan that suits their needs.

With our lending panel, we offer:

  • More choice
  • Free bank valuations
  • Access to specialist lenders

When applying for a home loan it is important to shop around. Luckily, we do that for you, with access to over 45 lenders and over 300 loan products.

This means that you will be getting the most competitive loan package with a lender that suits your needs!

As mortgage brokers, we have built up a very reputable name in the finance industry and have very close relationships with both major banks and non-conforming lenders.

Because of this, we have the largest selection of home loan packages available on the market.


Which financial institutions do we use?

We have access to loan products from:

  • Major banks.
  • Building societies, credit unions and regional banks.
  • Non-conforming and specialist lenders.
  • Private lenders.

We know the lending criteria of most banks and lending institutions and can make sure that your situation ticks all of their boxes before we submit your application.

By doing this, we maximise your chances of getting approval.



How do we offer more choice?

Did you know that many mortgage brokers have limitations on the lenders that they can deal with?

This is because their head broker group does not allow them to submit loans to particular lenders, often because that lender pays low commissions. In particular, many other brokers cannot work with NAB and cannot deal with specialist lenders including MKM Capital, La Trobe, RedZed and Auswide.

This means that they may not be able to get your loan approved, even though they know which lender can help you!

  • We can work with any lender that works with mortgage brokers.
  • We are accredited with NAB, MKM Capital, La Trobe, RedZed & Auswide, which few mortgage brokers have access to.
  • We can deal with a range of private lenders.

Free bank valuations

We have negotiated with several of our lenders to allow us to order a valuation of your property before we even submit your loan application.

This means that we can avoid your loan being declined due to a low valuation and we can avoid damaging your credit file with multiple applications.

For more information please refer to our free bank valuation page.


Which is the best home loan lender in Australia?

We want to make sure that you can comfortably repay your loan. We are always looking to help you reduce the cost of your mortgage, whether by changing your loan to a fixed rate or helping you refinance to a more competitive lender with lower pricing.

Finding the right lender involves us finding out which ones you qualify with, what your needs are, and then recommending several suitable home loans from our lenders. You can then choose which lender you prefer.

Under the National Consumer Credit Protection Act (NCCP) act we can be penalised or have our credit licence cancelled if we recommend an unsuitable loan. So you can have confidence in our recommendations.

In the future, your needs may change and we may work together to renegotiate your loan with the lender or refinance to a lender that is a better fit for your situation.


Which lenders do we use?

Don’t limit yourself to just one lender, when you can work with over 45!

We can help you negotiate better interest rates and get your home loan approved faster with these lenders.


Find out which lenders will approve your loan!

By speaking to our mortgage brokers, you can find out which lender will assess your loan application in the most favourable light.This will ensure that you get your mortgage approved with competitive interest rates and attractive discounts.

Speak to us today on 1300 889 743 or enquire online and one of our expert mortgage brokers will contact you to discuss your situation.

Why use us?

We aim to set an example by delivering what we promise: a higher level of service, better advice and better home loans.

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Australia-wide services

We finance properties anywhere in Australia for people anywhere in the world.

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Get incredible interest rates

Our relationships with our panel of lenders allow us to negotiate your interest rate.

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We get tough loans approved

We can help you navigate the often complex pre-approval and application process.

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Our customers love us

We receive hundreds of love letters from our customers.

Discover more reasons to use Home Loan Experts

How we find you the right solution

We get a complete understanding of where you’re at and what your ultimate goals are.
You’ll get a recommendation in just a few simple steps.

free assessment
1

Complete our free assessment form or call us.

situation
2

We assess your situation.

options
3

We look at all the options from our panel of lenders.

suitable home loan deals
4

We will find you the most suitable home loan deals.

Testimonials for Home loan experts

Facts
about us

50+

lenders on
our panel

$4B+

lent Australia-wide
and counting

Westpac
ANZ
Nab
AMP
Qudos
Firstmac
Common Wealth
St George
ING
Homeloans
Macquire
Suncorp
Pepper Money
Me Bank
Bankwest
75%

of our borrowers get
approved with a major bank

95%

of our borrowers get a discount
below the bank standard variable rate

Otto Dargon

Founder, Home Loan Experts

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