Mortgage Broker
As a mortgage broker, Ajar sees no reason why the home loan application process can’t be stress-free and straight forward. He intuitively understands how confusing and frustrating it can be to navigate the complexity of the home loan process. And that is precisely why he tirelessly works behind the scenes to make every application a fruitful and hassle-free experience. For him, getting a home loan approved is not a short term goal but a long term endeavour that will help his clients shape up their financial position. Going beyond what’s expected, if no lender is willing to take on his clients as a borrower, he will spend months, and sometimes even years in some cases, to get his clients to a point where they are in a position to get approved for a home loan. Moreover, as an expert on the lending policies of almost 40 lenders, he gets tough loans approved as is evident from his specialities.
Ajar’s Specialities
- First Home Buyers
- Investment Loans
- Refinance or Equity Release
- Expat Home Loans, Non-resident Home Loans and Temporary Residents
- Bad Credit Home Loans like Defaults, Discharged Bankruptcy, Part IX agreement
- Low Doc Home Loans
- Low Deposit Home Loans
- Guarantor Home Loans
- Waived LMI
- Self Employed Home Loans
- Construction Loans
Ajar’s Background
Ajar joined Home Loan Experts in 2016 as a loan processing specialist.
After a year working with Abacus Finance as a loan processing specialist (Home Loan Experts’ offshoring partner), his sharp eye for details and efficient working pattern saw him promoted to be an assistant broker.
He then worked as an assistant broker and operations manager to senior mortgage broker, Jonathan Preston, helping hundreds of clients who were let down by the major banks.
Aided by his extensive knowledge of lender policies and his exceptional customer service, Ajar came out on the other side as a mortgage broker with a thorough understanding of the end to end home loan process.
He now wants to help as many people as he can, get into their forever home and achieve their dream of homeownership.
In his own words, “He’s not just here to make clients; he is on a journey to make lasting friendships with them.”
Qualifications
- Bachelor’s Degree in Business Administration
- Certificate IV in Finance and Mortgage Broking
- Trained in Anti-Money Laundering and Counter-Terrorism Financing
Ajar's client stories
- Single Mum Finally Buys Home With Family Home Guarantee
- Getting A Large Cash Out On A Low-Doc Loan
- Can You Get Home Loan With Overseas Income?
- How A Couple Overcame A Poor Bank Valuation
- Why Is It Difficult To Get Approved As An Expat Earning In HKD
Ajar In The News
- Australian Broker – How brokers can help clients with mortgage arrears
Testimonials for Ajar
For months, my wife and I were struggling to find a home loan product that would suit her overdue-partner-visa-grant situation. But once my wife found Home Loan Experts, namely Ajar and Kajal who were always very professional, friendly and helpful every step of the way, they made the process of finding the right product for us quick and application for our home loan an easy, pleasant and stress-free experience: Within one week, we received our pre-approval and within one day from signing the contract of purchase we got our final formal approval. What true experts they are! We were really impressed, are very grateful to them and recommend them to you 100%.
Martin & Jackie
Martin S.
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I had an exceptional experience with Home Loan Experts when purchasing my first home. From the very beginning, the team, especially Kushal and Ajar, provided outstanding service, ensuring a smooth and stress-free home loan process.
Kushal and Ajar were not only highly knowledgeable but also incredibly proactive in guiding me through every step. They took the time to understand my financial situation and goals, offering tailored advice that helped me secure the best possible loan. Their expertise made a significant difference in simplifying what can often be a complex and overwhelming process.
What truly stood out was their commitment to customer service—they were always available to answer my questions, provide updates, and address any concerns. Even after my loan was settled, they continued to follow up regularly, demonstrating genuine care for my long-term financial well-being.
I highly recommend Home Loan Experts, especially Kushal and Ajar, to anyone looking for a reliable, professional, and customer-focused mortgage brokerage service. Their dedication and expertise made my first home-buying experience a seamless and enjoyable journey.
Thank you, Kushal, Ajar, and the entire Home Loan Experts team!
Senthil
NSW
