How Hybrid Work Shaped Today’s Property Market
Hybrid work refers to the arrangement of working from both home and office or alternating between these two. The specifics might differ based on the company’s policy or the nature of your work. Working from home has become a common part of life today. Technology has...
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Is It Better To Buy When Interest Rates Are High?
The Reserve Bank of Australia (RBA) raised the cash rate to 3.35%, and stated that further increases may be necessary to return inflation to target. However, it still might be a good idea to buy now, as the high-interest environment is only temporary, and you can refinance when...
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Outlook For The Australian Property Market 2023: A Happier New Year?
Will 2023 be a brighter year for those in the market for a home? At Home Loan Experts, we’ve delved into market trends and gathered expert insights to provide you with a clear understanding of what’s to come. Whether you’re a first-home buyer or a seasoned investor,...
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Why You Should Consider Buying A Home In Sydney In 2023
CoreLogic’s Home Value Index showed a fall in Sydney dwelling values of 1.2% in January, as the average price for homes in the city plummeted below $1 million for the first time since March 2021. Interest rates are rising, increasing borrowing costs and making homes harder...
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Should I Refinance When House Prices Are Falling?
The Australian housing market has been in a downturn since last year, with interest rates reaching record highs, shrinking borrowing power and lowering home prices. Many borrowers are looking to refinance to secure a lower interest rate on their home loan. But falling house prices...
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How To Purchase A Home Despite The High Cost Of Living
It definitely costs more to live these days. The Australian Bureau of Statistics (ABS) has confirmed the Consumer Price Index (CPI) rose 1.9% in the December 2022 quarter, which took annual inflation to 7.8% — the highest level since March 1990. Research from UBS also revealed...
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6 Signs You’re Ready To Invest In Property In 2023
This could be the year you start your property investment journey. There are positive trends for those with capital to invest: Property prices are falling, making it more affordable to make repayments, even in a current high-interest-rate environment. CoreLogic’s Home...
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The Fastest And Slowest Selling Suburbs In Australia
Whether you are ready to invest in a property now, or you’re waiting to snap up a bargain on a home to live in, the right location is always critical. Property in popular suburbs will appreciate in value more quickly, can generate strong rental income, and will have a good...
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What’s Stopping You From Refinancing?
New data released on 13 January 2023 by the Australian Bureau of Statistics shows the value of owner-occupier refinancing between lenders rose to 9.1%, to $13.4 billion, in November 2022. There’s a trend that the number of people refinancing in 2023 will increase. However,...
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Should I Fix My Home Loan In 2023?
A fixed-rate loan locks your interest rate for a set period of time, generally from 1-5 years. During your fixed-rate period, your repayments will stay the same, regardless of what happens to the interest rates in the market. Why Are Interest Rates Rising? The cash rate...
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