Investment Loans

Buy Four Properties On One $100K Income

personJonathan Preston access_timeMarch 27, 2024

Did you know that if you have a trust, you may be able to use it to increase your borrowing power? How? You can set up an advanced strategy that allows you to exclude debts from serviceability assessments if an accountant can confirm for lenders that a property is positively...

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Revealing The Investment Strategies Of Wealthy Individuals

personOtto Dargan access_timeNovember 6, 2023

High-net-worth clients, those who’ve achieved financial success, have distinct investment strategies that differentiate them from others. Let’s unveil some of the secrets behind their success and peek into the investment strategies they use to maintain and increase their...

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Why Chinese Investors Choose Home Loan Experts

personOtto Dargan access_timeNovember 1, 2023

Are you a Chinese investor thinking about buying property in Australia? You’re not alone. Recent Treasury data shows that Chinese investors are increasingly interested in Australia’s property market. They spent a record $2.3 billion on residential real estate in the...

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6 Signs You’re Ready To Invest In Property In 2023

personOtto Dargan access_timeJanuary 23, 2023

This could be the year you start your property investment journey. There are positive trends for those with capital to invest: Property prices are falling, making it more affordable to make repayments, even in a current high-interest-rate environment. CoreLogic’s Home...

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folderCategory: Investment Loans


6 Traps Of Overseas Property Investing

personOtto Dargan access_timeJanuary 19, 2015

The Australian property market is an investor’s paradise thanks to robust house prices that are likely to continue to grow over the next few years. For investors though, it’s not hard to wonder if and when the good times will come to an end. Rather than trying to choose...

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Home Loan With Spouse’s Income

personOtto Dargan access_timeJune 11, 2014

Many couples choose to separate the ownership of assets from the source of income. For example, the husband may have a good income and the wife may buy the family home in her name with a home loan in both names. Unfortunately, many banks don’t like this structure or many...

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APRA Tells The Banks What To Do

personOtto Dargan access_timeJune 5, 2014

Did you know that the Australian government monitors and reviews the lending criteria of the banks? The Australian Prudential Regulation Authority (APRA) released for consultation ‘APG 223 – Residential Mortgage Lending’, a draft prudential practice guide intended...

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Pension Age: A Win For Older Borrowers

personOtto Dargan access_timeJune 3, 2014

In 2010, the National Consumer Credit Protection Act came into effect. Although it was intended to protect borrowers from irresponsible lending practices, the unintended victims were older borrowers. You see, the new legislation requires banks to prove that you can afford...

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Significant Investor Mortgages

personOtto Dargan access_timeMay 26, 2014

Are you a high net worth (HNW) foreign investor seeking to invest in Australia? Since the Australian government introduced its Significant Investor Visa (SIV) scheme in November 2012, it has never been a better time for foreigners to invest in a vibrant and diverse economy. Best...

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