Home Loan

Ballooning Housing Debt Prompts Talk Of Lending Restrictions From Regulators

personOtto Dargan access_timeOctober 5, 2021

The Australian housing market has an imminent crisis looming. Surging property prices, record-low interest rates and increased lending of high-debt home loans are likely to result in a housing bubble burst due to ballooning housing debt. The Australian Prudential Regulation Authority...

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Should I Buy A House Now Or Wait?

personOtto Dargan access_timeJune 23, 2021

Here are some reasons first home buyers are hesitating to buy a house: Demand for property from home buyers and property investors is high. There is so much competition in the market. Recent figures indicate that investors are making a return to the property market. Australian...

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How To Pay Off Your Mortgage Faster In 2021?

personOtto Dargan access_timeFebruary 5, 2021

The COVID-19 pandemic has been an eye-opener for many Australians as they are starting to take a hard look at their finances. With the RBA cash rate down to 0.1%, most borrowers are looking to refinance to fixed-rate. However, both fixed and variable rate home loans have their...

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Why You Shouldn’t Let The Pandemic Put Your Plans For Pre-approval On Hold

personOtto Dargan access_timeOctober 22, 2020

It’s hard to believe we’re in the middle of a pandemic with the Australian Bureau of Statistics (ABS) data shows that Australians secured $16.3 billion in owner-occupier loans in August 2020. This is a 13.6% increase in August, which is the largest rebound since...

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Property Market Predictions – QBE Report 2019

personOtto Dargan access_timeSeptember 11, 2019

According to QBE’s Australian Housing Outlook 2019-2022, house prices across all the capital cities are set to grow in the next three years. With Brisbane house prices expected to grow by as much as 20.3%, it may very well be the next property hotspot, it is followed by...

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Borrowing Power Changes: How Much More Can I Borrow?

personOtto Dargan access_timeJuly 17, 2019

This month APRA (Australian Prudential Regulation Authority) has removed rules for the banks about how they calculate borrowing power. As a result, borrowing power has increased by as much as 15 per cent. Who are the winners? Home buyers have seen their borrowing power increase...

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Home Loan Experts Wins Australia’s Top Mortgage Broking Office Award

personOtto Dargan access_timeJuly 9, 2019

The Australian Broking Awards is the night of nights for brokers, brokerages, aggregators and mortgage industry leaders. The awards are judged by a panel of leading industry experts and competing in the awards are some of Australia’s best brokerages. On Friday night, we were...

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Buying A Home Just Got Easier!

personOtto Dargan access_timeJuly 8, 2019

There hasn’t been a better time for first home buyers to buy their first home since the housing values peaked in 2017. We’ve listed the most important factors which makes it the right time for first home buyers to finally enter the property market. Lower house prices...

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Moving House: Sell Then Buy Or Get A Bridging Loan?

personOtto Dargan access_timeMay 14, 2019

Whether you’re upsizing, downsizing or just moving to a home in a new location, no doubt things have changed since buying your last home. There are a number of home loan options available when you’re moving on to your next property so how do you get from one home to the next? The...

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Interest Rate Specials – April 2019

personOtto Dargan access_timeApril 9, 2019

April 2019 interest rate specials This month, some of our lenders have announced some exceptional interest rate discounts. Home loan: From 3.55% (comparison rate 3.67%) – conditions apply. 5 years fixed: From 3.79% (comparison rate 3.80%). Investment loan: From 3.89% (comparison...

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