Home Loan

Property Market Predictions – QBE Report 2019

personOtto Dargan access_timeSeptember 11, 2019

According to QBE’s Australian Housing Outlook 2019-2022, house prices across all the capital cities are set to grow in the next three years. With Brisbane house prices expected to grow by as much as 20.3%, it may very well be the next property hotspot, it is followed by...

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Borrowing Power Changes: How Much More Can I Borrow?

personOtto Dargan access_timeJuly 17, 2019

This month APRA (Australian Prudential Regulation Authority) has removed rules for the banks about how they calculate borrowing power. As a result, borrowing power has increased by as much as 15 per cent. Who are the winners? Home buyers have seen their borrowing power increase...

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Home Loan Experts Wins Australia’s Top Mortgage Broking Office Award

personOtto Dargan access_timeJuly 9, 2019

The Australian Broking Awards is the night of nights for brokers, brokerages, aggregators and mortgage industry leaders. The awards are judged by a panel of leading industry experts and competing in the awards are some of Australia’s best brokerages. On Friday night, we were...

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Buying A Home Just Got Easier!

personOtto Dargan access_timeJuly 8, 2019

There hasn’t been a better time for first home buyers to buy their first home since the housing values peaked in 2017. We’ve listed the most important factors which makes it the right time for first home buyers to finally enter the property market. Lower house prices...

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Moving House: Sell Then Buy Or Get A Bridging Loan?

personOtto Dargan access_timeMay 14, 2019

Whether you’re upsizing, downsizing or just moving to a home in a new location, no doubt things have changed since buying your last home. There are a number of home loan options available when you’re moving on to your next property so how do you get from one home to the next? The...

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Interest Rate Specials – April 2019

personOtto Dargan access_timeApril 9, 2019

April 2019 interest rate specials This month, some of our lenders have announced some exceptional interest rate discounts. Home loan: From 3.55% (comparison rate 3.67%) – conditions apply. 5 years fixed: From 3.79% (comparison rate 3.80%). Investment loan: From 3.89% (comparison...

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Are Your Mortgage Refinance Documents Prepared?

personOtto Dargan access_timeApril 9, 2019

A number of lenders have recently announced cuts to their fixed rate home loans so, if you’ve been thinking about it, you may want to refinance your home loan soon to take advantage of these deals. But how do you avoid the rigmarole of preparing for your refinance application? If...

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3 Reasons Why You’re A Mortgage Prisoner

personOtto Dargan access_timeSeptember 4, 2018

If you’ve been knocked back for a home loan refinance recently, you could be a mortgage prisoner. Banks have been slowly turning the screw on borrowing power and living expenses over the past year and many would-be refinancers are finding their properties are coming in...

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NAB Moves Closer To Comprehensive Credit Reporting

personOtto Dargan access_timeFebruary 20, 2018

Borrowers will soon feel the power of positive credit reporting The National Australia Bank (NAB) is the first major Australian bank to begin using comprehensive credit reporting (CCR) but not just yet for home loan applications. Its system will be implemented for personal loans,...

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What Borrowers Need To Know In 2018

personOtto Dargan access_timeFebruary 8, 2018

The crash hasn’t happened but it’s not all smooth sailing Despite the media hype fueling the fear, all signs are pointing to a soft landing for Sydney and Melbourne real estate and other capital cities look set to follow. That’s great news for Australian homeowners...

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