Investment

Is The Interest Only Loan Crackdown Over?

personOtto Dargan access_timeDecember 20, 2018

The Australian Prudential Regulation Authority (APRA) will soon remove its so-called interest only “speed limit” that saw banks put the brakes on interest only loan approvals. We expect cheaper interest rates are just around the corner but is the right time to apply...

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7 Hot Tips To Buy A Home In A Falling Market

personOtto Dargan access_timeDecember 13, 2018

The media has been positively frothing this week with some economists forecasting a real estate market crash. We think that sentiment is a little overblown and we’re expecting a soft landing but, either way, the current environment is presenting many opportunities for savvy...

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Has Your Investment Loan Borrowing Power Suffered?

personOtto Dargan access_timeDecember 3, 2018

Some of Australia’s best performing cities have been in decline for the last six months which means it’s a great opportunity for property investors to take advantage…if you can get approved for a home loan. Banks have tightened their lending criteria and borrowing...

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Are Investment Loans Back In Favour?

personOtto Dargan access_timeApril 30, 2018

A couple of months back, we talked about how lenders are requiring borrowers to provide more details around their living expenses and are less likely to offer interest only loans. The good news is that the Australian Prudential Regulation Authority (APRA) recently suggested that...

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Major Lender Stops Investment Loans

personOtto Dargan access_timeSeptember 1, 2017

Should investors be afraid? One of Australia’s largest non-banks, Heritage Bank, announced today that it would no longer be accepting new investment loan applications, effective immediately. So what does it mean if you already have an investment loan with Heritage? Will...

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Aussie Expats Can Beat The Investment Loan Hike

personOtto Dargan access_timeJuly 24, 2017

Are you an Aussie expat that has been abroad for a while? You may not have heard about the increases to investment loan interest rates! Throw into the mix the lending restrictions affecting all non-residents and you may be wondering what you can do to avoid these high costs. Read...

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What Happened To My Home Loan Rate?

personOtto Dargan access_timeJune 28, 2017

Some major lenders have reduced home loan rates on variable rate home loans and hiked investment loans but it’s not all bad news for investors! How much your monthly repayments will change will depend on the lender you’re with and the type of mortgage that you have. Some...

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4 Ways To Slash Your Home Loan Rate

personOtto Dargan access_timeAugust 28, 2016

4 Ways To Slash Your Home Loan Rate (And Save Thousands) People love a good bargain when it comes to clothes and gadgets but what about your home loan? Even with a tiny 0.30% discount you can save more than $30,000 in repayments! Do we have your attention now? Good! 4 magic...

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Is Your Property Located In One Of These Risky Suburbs?

personOtto Dargan access_timeSeptember 30, 2015

Did you hear? Your suburb may be on a list of high risk postcodes as identified by one of the Australia’s biggest banks! National Australia Bank (NAB) has identified 40 suburbs where “significant deterioration in credit risk has been observed” and a further 43 suburbs...

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Why Do Mining Engineers Get Special Home Loan Discounts?

personOtto Dargan access_timeSeptember 29, 2015

Whether you’re a mining engineer, surveyor or geologist, Australians know that you’re one of the backbones of our nation’s economy and you work bloody hard to keep it that way. With well over 400 mining, energy and resources projects either underway or planned for the near...

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