Investment

Are Investment Loans Back In Favour?

personOtto Dargan access_timeApril 30, 2018

A couple of months back, we talked about how lenders are requiring borrowers to provide more details around their living expenses and are less likely to offer interest only loans. The good news is that the Australian Prudential Regulation Authority (APRA) recently suggested that...

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Major Lender Stops Investment Loans

personOtto Dargan access_timeSeptember 1, 2017

Should investors be afraid? One of Australia’s largest non-banks, Heritage Bank, announced today that it would no longer be accepting new investment loan applications, effective immediately. So what does it mean if you already have an investment loan with Heritage? Will...

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Aussie Expats Can Beat The Investment Loan Hike

personOtto Dargan access_timeJuly 24, 2017

Are you an Aussie expat that has been abroad for a while? You may not have heard about the increases to investment loan interest rates! Throw into the mix the lending restrictions affecting all non-residents and you may be wondering what you can do to avoid these high costs. Read...

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What Happened To My Home Loan Rate?

personOtto Dargan access_timeJune 28, 2017

Some major lenders have reduced home loan rates on variable rate home loans and hiked investment loans but it’s not all bad news for investors! How much your monthly repayments will change will depend on the lender you’re with and the type of mortgage that you have. Some...

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4 Ways To Slash Your Home Loan Rate

personOtto Dargan access_timeAugust 28, 2016

4 Ways To Slash Your Home Loan Rate (And Save Thousands) People love a good bargain when it comes to clothes and gadgets but what about your home loan? Even with a tiny 0.30% discount you can save more than $30,000 in repayments! Do we have your attention now? Good! 4 magic...

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Is Your Property Located In One Of These Risky Suburbs?

personOtto Dargan access_timeSeptember 30, 2015

Did you hear? Your suburb may be on a list of high risk postcodes as identified by one of the Australia’s biggest banks! National Australia Bank (NAB) has identified 40 suburbs where “significant deterioration in credit risk has been observed” and a further 43 suburbs...

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Why Do Mining Engineers Get Special Home Loan Discounts?

personOtto Dargan access_timeSeptember 29, 2015

Whether you’re a mining engineer, surveyor or geologist, Australians know that you’re one of the backbones of our nation’s economy and you work bloody hard to keep it that way. With well over 400 mining, energy and resources projects either underway or planned for the near...

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What Every Property Investor Needs To Know In 2015

personOtto Dargan access_timeSeptember 23, 2015

With recent reports citing a “cooling off” in the Sydney real estate market, are there still opportunities in Australia for savvy investors? The short answer is yes, but you’ll have to be vigilant and put in the hard work…and you’ll probably also need to look outside...

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More First Home Buyers Choose To Invest First

personOtto Dargan access_timeSeptember 2, 2015

More and more first home buyers in Australia are preferring to invest first rather than buy, according to new research. A recent survey by Mortgage Choice found that around 36.6% of property investors were first home buyers. This number is significantly higher than the 21.1%...

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Foreign Investors Face Tough New Penalties

personOtto Dargan access_timeAugust 28, 2015

Last week, the Federal Treasurer Joe Hockey introduced into parliament tough new laws for foreign investment in Australian property. These new laws are set to come into effect by 1 December so if you’re planning to invest in Australian real estate, listen up. Breaches of Foreign...

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