Property Market

The Impact Of A Potential Cash Rate Increase On The Housing Market

personOtto Dargan access_timeOctober 27, 2023

When we think about the housing market, our minds often gravitate towards the more apparent factors like property prices, demand, and mortgage rates. Recently, the spotlight has shifted towards a potential cash rate increase as inflation data released by the Australian Bureau...

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Renovations Over Relocations: Is This A Trend In 2023?

personOtto Dargan access_timeSeptember 18, 2023

As we step into spring selling season in Australia, there’s a subtle shift in the way homeowners are approaching their housing decisions. More homeowners are deciding to renovate. That alone is not surprising. What is different this year, however, is that some reports are...

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Has Inflation Peaked?

personOtto Dargan access_timeJune 9, 2023

In response to the high inflation, the Reserve Bank of Australia has raised the cash rate by 4.0 percentage points since May of last year, following the latest 25-basis-point increase in June. The Treasurer and RBA governor have established a target for inflation. The goal is...

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Is The New Budget Going To Be Inflationary?

personOtto Dargan access_timeMay 12, 2023

The 2023-24 Australian federal budget has sparked a debate about whether it will cause inflation to rise or fall. The government’s $21 billion economic relief package focuses on relieving the high cost of living, promoting affordable housing, improving healthcare, and providing...

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Tell-Tale Signs Of A Builder Going Bust – And What To Do Next

personOtto Dargan access_timeApril 27, 2023

A record number of building companies are collapsing in Australia. In the first nine months of financial year 2023, the number of failing construction companies has reached a seven-year high. New data from the Australian Securities and Investments Commission (ASIC) revealed that...

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How Rate Rises Can Affect Your Pre-Approval | Home Loan Experts

personOtto Dargan access_timeMarch 3, 2023

If you are in the market for a new home, you have probably heard of pre-approval – an agreement with a lender in which it confirms that it is willing to lend you a certain amount of money to purchase a home. But did you know that rising interest rates can affect your pre-approval,...

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Outlook For The Australian Property Market 2023: A Happier New Year?

personOtto Dargan access_timeFebruary 7, 2023

Will 2023 be a brighter year for those in the market for a home? At Home Loan Experts, we’ve delved into market trends and gathered expert insights to provide you with a clear understanding of what’s to come. Whether you’re a first-home buyer or a seasoned investor,...

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How To Save On Home Loan Interest In 2023

personOtto Dargan access_timeFebruary 7, 2023

With rates rising so much over the last year, high interest and hefty monthly repayments are putting pressure on many household budgets. Fortunately, there are several strategies that can reduce the amount you pay in interest. In this blog, we will explore some of the best ways...

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Should I Fix My Home Loan In 2023?

personOtto Dargan access_timeJanuary 6, 2023

A fixed-rate loan locks your interest rate for a set period of time, generally from 1-5 years. During your fixed-rate period, your repayments will stay the same, regardless of what happens to the interest rates in the market. Why Are Interest Rates Rising? The cash rate is now...

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Where Are The Best Places To Invest In 2022?

personOtto Dargan access_timeJanuary 13, 2022

To determine the top 10 places to invest in 2022, ME Bank commissioned research from Ethos Urban. The coveted list assists all Australians looking to make the most of low interest rates and their increased savings during the COVID-19 pandemic. Qualitative and quantitative data...

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