Managing Director

Otto Dargan works as the Managing Director and Sales Manager of the Home Loan Experts. He handles the training and development of our team of mortgage brokers as well as the management and strategy development of the company.

Otto’s passion for real estate, investing and financial services has compelled him to create a business with a strong service focus that’s often lacking from the services offered by other brokers and the major banks.

Most mortgage brokers are salesman, not experts. Otto holds our mortgage brokers to a higher standard, which is why our systems, people and training are considered to be some of the best in the industry.

Otto’s experience

Otto began his career in finance at Mortgage House in 2003 after leaving university. He started right away as a mortgage broker in one of the branches and found that he enjoyed working on the tougher loans that other brokers didn’t want to deal with.

After four years working as a mortgage broker, he decided to start his own company that would allow him to help people with loans in a more flexible environment, with a broader choice of lenders.

In December 2006, Dargan Financial was founded and has since expanded rapidly. In 2009, the company name was changed to the Home Loan Experts as this new name better suited our growing online presence.

Otto has created his own training program for our brokers based on his own experience and a variety of other sources. He has a focus on continuous improvement which has driven him to complete a management course, learn public speaking and to continue to learn more about different areas of finance.

Australia’s Brightest Broker 2011 & 2012

In 2011 and 2012, Otto won the Broker IQ competition run by St George Bank and The Adviser, (a mortgage industry publication).

The quiz is designed to test mortgage brokers on a range of topics including general finance, product and industry knowledge.

Over 1,000 of Australia’s best brokers entered the competition and were put through a series of difficult tests to find just six finalists.

In both 2011 and 2012, the final was hosted by Australian TV game show legend Larry Emdur at The Adviser’s Australian Broking Awards. In 2011, Otto not only came first in the quiz, he actually doubled the next closest contestant’s score! In 2012, he returned to defend his title and once again was named Australia’s Brightest Broker.

Steven Heavey, the General Manager of St George Intermediary Distribution, presented Otto with a cheque for $10,000 for winning the competition. Read more in The Adviser‘s report on the competition.

Otto in the news

Otto has been quoted in several publications including:

He also writes a blog and a monthly column for Smart Property Investor Magazine.


Michael Abrahams


Otto and Rojina have been meticulous in providing advice and following through on their commitments throughout our dealings with Home Loan Experts. There have been regular updates provided to us, at times on a daily basis.

We have been impressed their willingness to offer divergent approaches and alternative strategies. All in all an exceptional service, which we have greatly appreciated.

Thank you.

David Gamble

Roseville, NSW

Otto and Sharon have delivered exceptional service. They have found loans that exactly meet our needs, negotiated with lenders to get the best loan packages, and kept us informed every step of the way.

They have also followed up to ensure that loans are settled on time and that no steps are missed. 10 out of 10 for everything!

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