Do you have questions about the buying home buying process, how to apply for a home loan, or aren’t sure if you even qualify for a mortgage?

You can ask our team anything, 24/7 using mortgage broker online chat.

Want to know if you qualify for a mortgage, right now?

We can answer your general home loan questions but if you’re ready to apply for a home loan today, your best option is to complete our online enquiry form or call 1300 889 743 today.

By providing us with as much detail as you can about your current financial situation and what type of property you’re planning to buy, we can let you know if you’re likely to qualify and the interest rates available to you.

How does home loan chat online work?

At Home Loan Experts, we understand that you have busy lives and you’re not always able to call our 1300 889 743 number during business hours.

Part of our mission is to educate Australians about the home buying process so our team of specialist mortgage brokers are available online after work hours and during weekends to answer your burning questions.

All you need to do to start speaking with one of our expert mortgage brokers is by hitting the ‘Chat with us’ tab in the bottom right-hand corner on any of our webpages.

The online messenger will expand so you can start typing away.

What if we’re not on Live Chat?

Our ‘Chat with us’ icon won’t always be active.

If your question isn’t urgent, you can always leave a question in the comments section at the bottom of this page or on our forum.

We manage our comments section 24/7 so, even if it’s after work hours, we’ll endeavour to have your question answered quickly.

What are the benefits of an online mortgage chat?

Our mortgage brokers are home loan specialists with years of experience in the credit departments of major banks and second-tier lenders.

Because of this, we’re able to come back to you with accurate home loan answers.

In addition to this:

What do our brokers specialise in?

We can handle all home loan enquiries, particularly for borrowers in unique situations who would normally be declined by the bank.

We’re experts in:

Frequently asked questions (FAQs)

Below, we’ve sought to answer some of the most common home loan questions and answers (Q&As) that we receive on a daily basis:

Want to get started with your home loan application?

Discover more about the benefits of choosing us and chat with a mortgage broker online.

If you want to find out if you qualify for a home loan, please call us on 1300 889 743 today or fill in our online enquiry form and one of our team will get back to you within 24 hours.

Why use us?

We aim to set an example by delivering what we promise: a higher level of service, better advice and better home loans.

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Australia-wide services

We finance properties anywhere in Australia for people anywhere in the world.

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Get incredible interest rates

Our relationships with our panel of lenders allow us to negotiate your interest rate.

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We get tough loans approved

We can help you navigate the often complex pre-approval and application process.

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Our customers love us

We receive hundreds of love letters from our customers.

Discover more reasons to use Home Loan Experts

How we find you the right solution

We get a complete understanding of where you’re at and what your ultimate goals are.
You’ll get a recommendation in just a few simple steps.

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1

Complete our free assessment form or call us.

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2

We assess your situation.

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3

We look at all the options from our panel of lenders.

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4

We will find you the most suitable home loan deals.

Testimonials for Home loan experts

4.7

from 300+ reviews

4.8

from 250+ reviews

4.8

from 600+ reviews

Facts
about us

50+

lenders on
our panel

$4B+

lent Australia-wide
and counting

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ANZ Logo
NAB Logo
AMP Logo
Qudos Bank
Firstmac Logo
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ING logo
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Macquare bank logo
Suncorp logo
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mebank logo
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75%

of our borrowers get
approved with a major bank

95%

of our borrowers get a discount
below the bank standard variable rate