Can Singaporean investors buy property in Australia?

Yes, they can.

Australian banks and lenders favour Singaporean investors because:

  • Singapore has a stable and robust economy and political climate.
  • Singapore has a strong currency and Singapore Dollar (SGD) is a preferred currency by most lenders.
  • Some lenders will even assess your income using Singapore tax rates, which allows you to borrow more.
  • Singapore has a strong job and employment market.
  • The income tax laws and policies are well organised and easy for Australian banks to ascertain.
  • Income documents are easy to verify. Employers provide documents like payslips and tax office provides Notice of Assessments.

You can read our guide on buying a property in Australia as a non-resident, which also outlines the reasons why Australian real estate is a safe place to invest.

How much can I borrow?

As a Singaporean investor, you can borrow up to:

Our mortgage brokers are experts in non-resident home loans. Please call us on 1300 889 743 or fill in our free assessment form.

How to get approved?

Ensure you can get the following documents:

  • IDs (Passport and an additional ID required by the bank)
  • Payslips
  • Notice of Assessment
  • Between 3 to 6 months worth of bank statements
  • Employment letter or contract
  • 3 to 6 months statement of debt and liabilities
  • Singapore credit file

What if I’m self-employed?

Self-employed Singaporeans are accepted if you can provide the following:

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