News

How The New Stage 3 Tax Cuts Boost Your Borrowing Power

personOtto Dargan access_timeJanuary 31, 2024

The Stage 3 Tax Cuts in Australia are expected to impact the borrowing power of individuals, particularly middle-income earners, by potentially increasing their income and borrowing capacity. We did the calculations on how the changes affect your borrowing power. How Your...

Read more

folderCategory: News

bookmarkTags: ,


APRA’s 3% Buffer And What It Means For You

personOtto Dargan access_timeDecember 11, 2023

In a recent announcement, the Australian Prudential Regulation Authority (APRA) confirmed the mortgage serviceability buffer remains at 3%, following its annual update on macroprudential policy. What Is the APRA buffer rate? The APRA buffer rate, also known as the serviceability...

Read more

Simplify Your Home Buying Process With The 360° Home Loan Assessor

personOtto Dargan access_timeNovember 1, 2023

Buying a home is a monumental step in anyone’s life; it often comes with a barrage of complexities and confusion. Among the myriad online tools and resources claiming to streamline the process, it’s hard to distinguish the truly valuable ones. That’s where our...

Read more

Help To Buy To Start In 2024

personOtto Dargan access_timeAugust 18, 2023

Prime Minister Anthony Albanese has confirmed that the Labor Party’s Help to Buy Scheme is scheduled to commence in 2024. This announcement was made during the Labor Party’s National Conference, where all states and territories reached a consensus to advance the necessary...

Read more

Changes Coming To Australia On 1 July 2023

personOtto Dargan access_timeJune 30, 2023

As the new financial year begins, many changes that were announced in the federal and state budgets will come into effect. We’ve outlined the major changes that will affect home buyers, owners, renters and investors. Federal Changes The following changes are effective...

Read more

folderCategory: News

bookmarkTags:

How To Purchase A Home Despite The High Cost Of Living

personOtto Dargan access_timeJanuary 27, 2023

It definitely costs more to live these days. The Australian Bureau of Statistics (ABS) has confirmed the Consumer Price Index (CPI) rose 1.9% in the December 2022 quarter, which took annual inflation to 7.8% — the highest level since March 1990. Research from UBS also revealed...

Read more

folderCategory: News

bookmarkTags: ,


Regional First Home Buyer Guarantee Now Available From 1 October

personOtto Dargan access_timeSeptember 29, 2022

From 1 October 2022 to June 2025, 10,000 places will be available each year under the Regional First Home Buyer Guarantee. The scheme was scheduled to come into effect on 1 January 2023, but the government has shifted the date earlier. This is huge news for Australians residing...

Read more

Is 2022 A Good Time To Build A House?

personOtto Dargan access_timeSeptember 20, 2022

The Australian construction sector has recovered considerably since the pandemic hit in 2020. Demand for home building has surged to record levels. However, the industry is struggling to meet that demand and those difficulties are expected to continue well into the future. ...

Read more

folderCategory: News

bookmarkTags:


High Interest Rates, Inflation, Financial Hardship: Here’s How You Can Prepare

personOtto Dargan access_timeAugust 12, 2022

The Reserve Bank of Australia (RBA) has begun raising its cash rate target, after more than a decade of low and falling cash rates. And the central bank anticipates several more rate hikes over the next two years. RBA Governor Philip Lowe says Australia’s cash rate will...

Read more

NSW Announces Stamp Duty Reform

personOtto Dargan access_timeJune 21, 2022

As part of the First Home Buyer Choice housing package announced in the 2022-23 New South Wales state budget, first-home buyers in NSW can choose either to pay stamp duty upfront or pay a smaller annual property tax. NSW Premier Dominic Perrottet said it was a priority to...

Read more

folderCategory: News

bookmarkTags: , ,