Mortgage Broker, Amine Berrada
Amine started his career in finance at St George Bank in August 2001 in the branch network. After several years experience working with home loans, Amine was transferred to the elite No Deposit credit team in Sydney where he often approved as much as $10,000,000 in home loans each month.
In September 2007 he accepted an offer to work with the specialist lender GMAC-RFC, where his experience helped him to work in their credit team assessing difficult loans. Amine took the opportunity to further his career when he joined us in August 2008.
Amine has the rare experience of having worked for the lenders approving or declining their loans. As a result he truly understands how banks view loan applications and can present loans in such a way as to maximise the chances that they will be approved. Whilst most mortgage brokers can find you a competitive loan, Amine is a credit expert with inside knowledge that most brokers lack.
“I would like to put forward my recommendation for anyone looking to get into the property market to use Amine Berrada for all your home loan needs.
Right from the word go I felt confident in his ability to have the banks view my application favourably.
No question was too small or too big to ask of him.
Being in Western Australia I had my doubts about enlisting the services of someone in New South Wales but having had such a wonderful experience I now know where I will be going back to in the future.
I tried with a mobile lender that lives five minutes down the road and his service and attitude will never compare to that of Amine.
If you have a situation that is a little out of the ordinary or just want a true professional free of hassle, I suggest you give this man a call!”
Bronte Ryan, White Gum Valley WA
“We were referred to the Home Loan Experts by members of our family. We cannot thank Amine enough for his help with our home loan. He went above and beyond with his level of service. We would definitely recommend Home Loan Experts to our friends and family.
Thanks Amine and thanks Home Loan Experts.”
Jeremy Liston & Lin Zhu, Bentleigh East VIC
“I was lucky enough to deal with Amine on the purchase of our first home in Hughesdale, Victoria, earlier this year. The process of buying a home can be quite intimidating the first time around, but I found the level of service and communication with Amine was absolutely fantastic.
He took the time to work through a number of different options for us and ensure we understood all aspects of each alternative. Amine’s previous experience on ‘the other side of the fence’ working in credit at financial institutions is certainly an asset and he was able to use this knowledge to explain to us how the banks assess applications.
He was always available when we needed him and provided information quickly and accurately when we requested it.
His professional and friendly nature made Amine a pleasure to deal with and I have recommended several of my colleagues and friends to contact him. What a refreshingly helpful client experience this was for us.”
Erica Davis, Hughesdale VIC
“I wanted to thank you for, first of all, for giving us faith that we could own our own home one day and then to follow through with advice and assistance. As simple as this sounds, we never got this from anyone else. At first I was worried to deal with an “online broker,” however I was re-assured once I spoke to you. You were most helpful even when handling the bank’s tough regulations.”
Naleeni, Wyoming NSW
“You have done an excellent job and and I am extremely happy with the way you have handled this – Well done!! I will definitely use your services again for any future investments we make.”
John & Kathryn, Little Mountain QLD
I Just wanted to send you a short note to thank you for all of your help with both the purchase and advice on the land that we purchased in Emerald Vic and for your advice when we then sold the land 9 months later. We found your invaluable advice more helpful than dealing directly with the bank and you were always there to answer any questions on any day or any time of the day.
“You also were invaluable in assisting us with the purchase of our new home and we just wanted to thank you again. If you are in Melbourne in the near future and up our way, we would like to thank you in person.”
Dave & Lisa, Emerald VIC
“Just wanted to write and say a huge THANKYOU to our broker, Amine. I am a single mum with 2 daughters, one of whom is 18, and we decided to try our luck buying a house, so we contacted Amine at The Home Loan Experts. Right from our first phone conversation, Amine has been professional, friendly, courteous, prompt, informative….every great word you can think of!
Amine has an amazing knowledge of how the banks will view an application, and his advice and assistance has helped us to buy our very first home, something I never thought would happen.
I have spoken to several different brokers and lenders over the last couple of years, and what I always found is that they were very interested in the initial conversation, but each time I spoke with them, the requirements would be different, or the borrowing amount would be different, or they just seemed to lose interest, and I felt as though I was getting nowhere fast so I gave up hoping for nearly 2 years.
Amine is very different. The information he gave me in that first phone call has never changed. He doesn’t promise miracles to get you in, and then change the rules as he goes along. He is honest, passionate, and he makes you feel as though getting you the loan is as important to him as it is to you. Very special service!
I have been raving about Amine and The Home Loan Experts to everyone I know, and I will continue to do so. Thankyou so much Amine, you are truly amazing at what you do.”
Doalman B, Wallerawang NSW
“We originally enquired about consolidating our debts using an expensive 90% low doc loan. Amine Berrada from Home Loan Experts suggested that different banks assess tax returns in different ways, so we may qualify for a normal loan with a professional discount. Our loan was approved by a major lender with a rate 4.47% below what we were quoted for a 90% low doc loan! This works out to be a saving of over $27,500 p.a.! Thanks again!”
Arthur S, Gold Coast QLD
“Hi Amine, I just wanted to say I have never dealt with a mortgage broker before who is so efficient and dedicated to getting a deal over the line. No wonder you have such a high success rate! You totally went above and beyond the call of duty for this loan and I would recommend you to anyone who wants to not only succeed in getting a mortgage but also have the journey to success pleasant and stress-free. Thanks for everything and feel free to use this as a testimonial wherever you see fit.”
Megan, Alstonville NSW
“My husband and I had contacted various brokers – all initially were happy and confident they could help. Only one broker proceeded to lodge an application, and to our dismay, this was declined by the bank. Although we were feeling subdued, Amine’s professional yet naturally friendly attitude gave us some hope. His “can do” attitude was a refreshing approach to other brokers’ “it’s going to be difficult…”
Amine was always efficient and kept us informed every stage of the way. His knowledge of the loan industry seemed to be superior. His exceptional customer service and competence made it a delight to deal with him and we would not hesitate to recommend him.
Thanks Amine – you have made a huge difference for us!”
Anna & Richard, Gold Coast QLD
“We are both so grateful to Amine for all of his hard work and great advice over the past year! It’s been such a long journey [to buy our home] and we felt so happy to have Amine as our broker to answer any questions we may have had.”
Amine’s dedication to the job is amazing! He was the only person we dealt with who was always contactable. Amine was so prompt in answering emails and easy to speak to no matter how stressful the situation. His professionalism and lovely manner make him a true asset.
We are starting to settle into our new home in Trentham now. It is just so beautiful and relaxing! We really love it and are so happy with our purchase. Amine was right all along – things happen for a reason!
Thank you Amine for always being there for us.”
Tanya & Andrew, VIC