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Note: Due to the COVID-19 pandemic, lenders have reduced the maximum loan amount available with waived LMI. Please contact us for more information.

The mining industry has played a significant role in Australia’s economy and banks are willing to offer amazing home loan deals to mine surveyors just to get their business.

What discounts are available?

Mine surveyors are one of only a few select engineering professionals eligible for significant discounts including:

*This includes your taxable income and rental income. It excludes your spouse’s income.

Speak to our mortgage brokers by calling 1300 889 743 or fill in our free assessment form to find out if you qualify for mine surveyor home loan discounts.


Do you earn enough to get waived LMI?

Waived LMI for mine surveyors are only offered by a few lenders, each with their own strict income requirements.

Generally speaking, your minimum income should be at least $120,000 per annum in WA, SA, NT and TAS and $150,000 per annum in NSW, ACT, VIC and QLD in order to qualify.

This includes your rental income (both existing and proposed).

Your spouse’s income isn’t considered unless they are also an eligible mining professional.


How large are the interest rate discounts?

The size of the discount that we can get you will depend on which industry association membership you have, your income and how much you’re borrowing.

The interest rates currently listed on our website are already discounted. We can get even better discounts for you just because you’re a mine surveyor!


How much can I save with waived LMI?

You will be charged LMI if you borrow over 80% of the property value.

Lenders Mortgage Insurance can be quite costly; around $24,000 for a 90% loan on a $1,000,000 property.

A home loan with no LMI could save you literally thousands of dollars!

This is great for cash flow if you have big plans to rapidly grow your investment property portfolio.

If you’re a mine surveyor, speak with one of our mortgage brokers by calling 1300 889 743 or by filling in our free assessment form today.

We’ll let you know if you qualify for these significant discounts!


Do I need to be a member of an industry association?

Lenders will require you to provide evidence of membership of one of the below industry bodies:

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