Infographics
4 Ways To Slash Your Home Loan Rate
4 Ways To Slash Your Home Loan Rate (And Save Thousands) People love a good bargain when it comes to clothes and gadgets but what about your home loan? Even with a tiny 0.30% discount you can save more than $30,000 in repayments! Do we have your attention now? Good! 4 magic...
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bookmarkTags: Banks, First home Buyer, Home, Home Loan, Investment, Lenders, Lenders Mortgage Insurance
How Much Of Your Home Loan Repayments Are Interest?
How much of your home loan repayments are actually reducing your mortgage balance and how much is going to your bank as interest and administration fees? Unless you’re paying interest only, it can be a little tricky trying to figure out the exact amount of interest that makes...
Read morefolderCategory: Home Loan Articles, Infographics
bookmarkTags: Home Loan, Interest Rates, Investment Strategy, Mortgage
7 Essential Tips For First Home Buyers
Is now the right time to buy a property? In reality, it’s impossible to predict what the Australian property market will do so perhaps a better question to ask is whether you’re ready for a home loan. For example, how much money do you need to purchase the property, how...
Read morefolderCategory: Home Loan Articles, Infographics
bookmarkTags: FHOG, First home Buyer, First Home Owners Grant, Lenders Mortgage Insurance, LMI, Mortgage Broker
When Land Used To Be Free In Australia
Did you know that there was a time when Australians were given acres of land for free by the government? How times have changed! When you’re not paying a premium for prime real estate in a good location, you’ll also need to cover the costs of stamp duty, legal costs, including...
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bookmarkTags: Government, history, land grant, NSW
Cadmans Cottage: The Story Of The Oldest House In Sydney
Australia was discovered less than 250 years ago and only became a nation in 1901, making us one of the youngest western nations in the world. Luckily for us though, our youth means there are still remnants of our colonial past scattered across the country, particularly in...
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bookmarkTags: Property, Property Investment
Australian Property Market In 2015: 3 Things You Need To Know
Property prices aren’t slowing down on the east coast Did you know that almost every Australian capital city saw an increase in median property prices over the past 12 months to May? That’s according to MyRPData’s May Property Snapshot, which found that Sydney is still...
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bookmarkTags: First home Buyer, Home, Investors, News, Property Investment, Report
The Fascinating Evolution Of Australian Home Loans
Getting a job, saving a deposit and applying for a home loan to buy your own property is an Australian institution. Today, around 60.8% or $1.5 trillion of total national credit is used for mortgage finance and, in the month of April 2015 alone, a total of 19,045 residential...
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9 Myths About Home Loans Exposed
Getting a home loan is a life-changing decision and nothing makes it harder to take the leap than trying to sort home loan fact from fiction. From the difference of making monthly repayments compared to fortnightly repayments, to the actual cost of using a mortgage broker, here...
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bookmarkTags: guarantor, LMI, misconceptions, mortgage brokers, Myths
Is A Fixed Home Loan Actually The Right Choice?
On 6 May 2015, the Reserve Bank of Australia (RBA) cut the official cash rate by 25 basis points to a new historical low of 2.00%. This came as a welcome surprise to borrowers as the cash rate was cut from 2.50% to 2.25% just four months earlier in February. With property prices...
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bookmarkTags: Banks, Fixed Rate, Home, Home Loan, Interest Rates, Investment, Mortgage, Mortgage Broker, Variable Rate
8 Powerful Reasons You Need A Mortgage Broker
More than a third of Australians intending to take out a home loan said they would use a mortgage broker over going to a bank directly and this figure is likely to rise as the next generation of homeowners begin to enter the property market. That’s according to the 2015 QBE...
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bookmarkTags: Banks, Broker vs Bank Manager, First home Buyer, Home Loan, Mortgage, Mortgage Broker