Fixed Rate Loans

Don’t Panic About The Fixed-Rate Cliff

personOtto Dargan access_timeMarch 3, 2023

The fixed-rate cliff looms over the heads of many borrowers who bought a home during the pandemic at a short-term fixed rate as low as 1.95%. It is understandable for them to feel a sense of unease about the impact of rising rates on their finances. Many are concerned that it...

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Refinance Now Or Wait: Is The Peak Of Interest Rate Increases Behind Us?

personOtto Dargan access_timeFebruary 28, 2023

Refinancing can be a smart financial move for homeowners looking to save money in the long run or reduce their short-term living expenses. Despite the record numbers of mortgage holders who have already taken advantage of refinancing, many have yet to explore whether they could...

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Major Banks Cut Fixed Rates Below 2%

personOtto Dargan access_timeMarch 22, 2021

Fixed rates for home loans are well below variable rates and are the lowest they’ve been in Australian history. Westpac was the first to launch a mega-low interest rate below 2%, after which the National Australia Bank (NAB) and Commonwealth Bank of Australia (CBA) followed....

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Fixed Rates Are Below 2%: Is It Time To Fix My Home Loan?

personOtto Dargan access_timeDecember 3, 2020

When the Reserve Bank of Australia (RBA) announced the historic low cash rate of 0.1%, most lenders slashed their fixed rates to below 2% and held off on reducing their variable rates.  To fix or not to fix?  Seeing fixed rates advertised below 2% seems enticing, however, will...

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Coronavirus: Is Now The Right Time To Fix Your Home Loan?

personOtto Dargan access_timeApril 1, 2020

The RBA cut the cash rate twice during March in an unprecedented move caused by the coronavirus (COVID-19) pandemic, bringing the cash rate down to 0.25%. As a result, home loan fixed rates are at an all-time low with one lender offering a 2.09% p.a. fixed rate (comparison rate:...

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Fixed-Rate Home Loans Drop Below 3%

personOtto Dargan access_timeSeptember 11, 2019

Over the last month, several of our lenders announced that they’re decreasing the interest rates on their fixed rate home loan products. Fixed rates have fallen below 3%. We’ve listed the best fixed-rate home loans available from our panel of lenders below. Owner-occupied...

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