WATCH: Investment Loans, Rates And SMSF Borrowing
WATCH: Home Loan Experts managing director Otto Dargan speaks with Your Money about investment loans, interest rates and borrowing for your SMSF. Rates are lower but investment lending is still tight The Australian Prudential Regulation Authority (APRA) removed...
Read morefolderCategory: News
bookmarkTags:
Interest Rate Specials – April 2019
April 2019 interest rate specials This month, some of our lenders have announced some exceptional interest rate discounts. Home loan: From 3.55% (comparison rate 3.67%) – conditions apply. 5 years fixed: From 3.79% (comparison rate 3.80%). Investment loan:...
Read morefolderCategory: News
bookmarkTags: First home Buyer, Home Loan, interest rate, News
Are Your Mortgage Refinance Documents Prepared?
A number of lenders have recently announced cuts to their fixed rate home loans so, if you’ve been thinking about it, you may want to refinance your home loan soon to take advantage of these deals. But how do you avoid the rigmarole of preparing for your refinance application? If...
Read morefolderCategory: mortgage refinance
bookmarkTags: Home Loan, Interest Rates, Refinance
Budget 2019: Are Home Buyers Winners?
Budget 2019: Who are the winners? Budget 2019-20 is here…but there isn’t all that much for borrowers or the property market. However, if you squint really hard, there are some surprising golden nuggets that first-time buyers and business owners may have overlooked. No...
Read morefolderCategory: News
bookmarkTags: Government, Property Investment
RAMS Says No To Low Doc Loans
Major lender RAMS have pulled up stumps on low doc loans, a bombshell for self-employed borrowers who are unable to provide traditional income evidence. The good news? There are a select few lenders offering low doc and even no doc home loan solutions. Call us on 1300...
Read morefolderCategory: Low Doc Loans
bookmarkTags: Low Doc Loan, Self Employed
Bad Credit Due To Death In The Family
An unexpected death in the family comes with considerable emotional distress and no one is fully-equipped to deal with it. Unfortunately, losing a partner that contributes to the household income can also result in financial difficulty, especially if there are children to...
Read morefolderCategory: Bad Credit
bookmarkTags: Bad credit, Credit Score, debt consolidation
Bad Credit Due To A Business Going Bad
Can I still get a home loan? It’s no secret that, on average, more than 50% of businesses fail within the first two years. For the other two million plus business owners in Australia, it’s common to fall behind on bills, payments on credit cards and business...
Read morefolderCategory: Bad Credit, Credit Score, Low Doc Loans
bookmarkTags: Bad credit, business loan, low doc
Is Rentvesting Right For You?
If you’ve been looking into options for home ownership or property investment, rentvesting may have been a term you’ve come across. There has been a growing trend in rentvesting across Australia, particularly with millenials and first home buyers looking to get onto the...
Read morefolderCategory: Investment Loans
bookmarkTags: Investment, Investment Strategy, Investors, Property Investment
What Does The Royal Commission Mean For Borrowers?
You may have heard about the Royal Commission in the media over the last few days but what does this all mean for you as a home loan borrower? Well, one of the big recommendations that came out of it will fundamentally change the way that mortgage brokers are paid and could...
Read morefolderCategory: News
bookmarkTags: Government
Should I Keep My Home As An Investment?
Guest post: George Porter What should you do with your first home when you decide to upgrade and buy a new home? Understanding the benefits and identifying the common mistakes can help you make a better decision when choosing to either keep your home or sell it. 4 reasons...
Read morefolderCategory: Investment Loans
bookmarkTags: Investment, Investment Strategy, Investors
