Investment Loans

Are Investment Loans Back In Favour?

personOtto Dargan access_timeApril 30, 2018

A couple of months back, we talked about how lenders are requiring borrowers to provide more details around their living expenses and are less likely to offer interest only loans. The good news is that the Australian Prudential Regulation Authority (APRA) recently suggested that...

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ATO Targeting Property Investors

personOtto Dargan access_timeJanuary 4, 2016

Have you ever under-declared your income or over-claimed your expenses while doing your property taxes? If you have, you need to talk to a tax agent immediately and get a tax health-check on any property dealings, according to H&R Block director of tax communications Mark...

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What Every Property Investor Needs To Know In 2015

personOtto Dargan access_timeSeptember 23, 2015

With recent reports citing a “cooling off” in the Sydney real estate market, are there still opportunities in Australia for savvy investors? The short answer is yes, but you’ll have to be vigilant and put in the hard work…and you’ll probably also need to look outside...

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More First Home Buyers Choose To Invest First

personOtto Dargan access_timeSeptember 2, 2015

More and more first home buyers in Australia are preferring to invest first rather than buy, according to new research. A recent survey by Mortgage Choice found that around 36.6% of property investors were first home buyers. This number is significantly higher than the 21.1%...

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3 Simple Tax Benefits That Every Property Investor Should Know

personOtto Dargan access_timeJuly 10, 2015

Do you cringe at the thought of the tax man cutting into the profit you make from your investment property? Did you know that you can reduce your taxable income and maximise your earnings from your investment? It’s important to speak to an accountant before doing so but here...

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5 Things You Need To Know About Capital Gains Tax

personOtto Dargan access_timeApril 24, 2015

Did you know that when you sell a property you may be hit with something called capital gains tax? What is it, why do I have to pay it and how much will it cost me? Here are 5 things you need to know about capital gains tax. What is capital gains tax? Property owners in Australia...

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6 Traps Of Overseas Property Investing

personOtto Dargan access_timeJanuary 19, 2015

The Australian property market is an investor’s paradise thanks to robust house prices that are likely to continue to grow over the next few years. For investors though, it’s not hard to wonder if and when the good times will come to an end. Rather than trying to choose the...

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Property Investors To Pay A Lot More

personOtto Dargan access_timeNovember 24, 2014

If you’re a seasoned property investor or considering getting your foot into the market, you may soon be paying a lot more for a home loan if the government has anything to do with it. The government is worried about the property market For some time now the RBA has raised...

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Property Prediction: Brisbane Beats Sydney

personOtto Dargan access_timeOctober 14, 2014

New figures are tipping property prices in Brisbane to grow by as much as 17 per cent over the next three years, almost twice as much as Sydney. That’s according to the latest research from QBE, which found that improvements in Brisbane’s inner region and middle suburbs...

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Why Banks Don’t Like Investment Loans

personOtto Dargan access_timeJune 11, 2014

With above average incomes, education and asset positions, you would expect that property investors would be classed as low risk borrowers to the banks. In fact, most of them need bigger loans! Yes, it’s true. Investors are higher risk borrowers. The good news is that banks...

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