Investment Loans

Is Rentvesting Right For You?

personOtto Dargan access_timeMarch 12, 2019

If you’ve been looking into options for home ownership or property investment, rentvesting may have been a term you’ve come across. There has been a growing trend in rentvesting across Australia, particularly with millenials and first home buyers looking to get onto the property...

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Should I Keep My Home As An Investment?

personOtto Dargan access_timeFebruary 5, 2019

Guest post: George Porter What should you do with your first home when you decide to upgrade and buy a new home? Understanding the benefits and identifying the common mistakes can help you make a better decision when choosing to either keep your home or sell it. 4 reasons to...

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Is The Interest Only Loan Crackdown Over?

personOtto Dargan access_timeDecember 20, 2018

The Australian Prudential Regulation Authority (APRA) will soon remove its so-called interest only “speed limit” that saw banks put the brakes on interest only loan approvals. We expect cheaper interest rates are just around the corner but is the right time to apply...

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Has Your Investment Loan Borrowing Power Suffered?

personOtto Dargan access_timeDecember 3, 2018

Some of Australia’s best performing cities have been in decline for the last six months which means it’s a great opportunity for property investors to take advantage…if you can get approved for a home loan. Banks have tightened their lending criteria and borrowing...

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Are Investment Loans Back In Favour?

personOtto Dargan access_timeApril 30, 2018

A couple of months back, we talked about how lenders are requiring borrowers to provide more details around their living expenses and are less likely to offer interest only loans. The good news is that the Australian Prudential Regulation Authority (APRA) recently suggested that...

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ATO Targeting Property Investors

personOtto Dargan access_timeJanuary 4, 2016

Have you ever under-declared your income or over-claimed your expenses while doing your property taxes? If you have, you need to talk to a tax agent immediately and get a tax health-check on any property dealings, according to H&R Block director of tax communications Mark...

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What Every Property Investor Needs To Know In 2015

personOtto Dargan access_timeSeptember 23, 2015

With recent reports citing a “cooling off” in the Sydney real estate market, are there still opportunities in Australia for savvy investors? The short answer is yes, but you’ll have to be vigilant and put in the hard work…and you’ll probably also need to look outside...

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More First Home Buyers Choose To Invest First

personOtto Dargan access_timeSeptember 2, 2015

More and more first home buyers in Australia are preferring to invest first rather than buy, according to new research. A recent survey by Mortgage Choice found that around 36.6% of property investors were first home buyers. This number is significantly higher than the 21.1%...

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3 Simple Tax Benefits That Every Property Investor Should Know

personOtto Dargan access_timeJuly 10, 2015

Do you cringe at the thought of the tax man cutting into the profit you make from your investment property? Did you know that you can reduce your taxable income and maximise your earnings from your investment? It’s important to speak to an accountant before doing so but here...

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5 Things You Need To Know About Capital Gains Tax

personOtto Dargan access_timeApril 24, 2015

Did you know that when you sell a property you may be hit with something called capital gains tax? What is it, why do I have to pay it and how much will it cost me? Here are 5 things you need to know about capital gains tax. What is capital gains tax? Property owners in Australia...

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