Home Loan Articles

What Borrowers Need To Know In 2018

personOtto Dargan access_timeFebruary 8, 2018

The crash hasn’t happened but it’s not all smooth sailing Despite the media hype fueling the fear, all signs are pointing to a soft landing for Sydney and Melbourne real estate and other capital cities look set to follow. That’s great news for Australian homeowners...

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Ask Our Brokers A Question After Hours

personOtto Dargan access_timeFebruary 6, 2017

Need a home loan but not sure where to start? Have a question about the home buying process? Maybe you just want to get an idea if you qualify. At Home Loan Experts, we understand that you have busy lives so you’re not always able to call our 1300 889 743 number during...

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How Do Sharia Compliant Home Loans Work?

personOtto Dargan access_timeJanuary 7, 2017

According to Australia’s most recent census, the Muslim population in Australia has reached more than 476,291, a drop in the ocean compared to our total population (2% to be exact). Despite this, the majority of Muslims follow sharia (shari’ah) law, meaning there are literally...

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Can Santa Get Approved For A Home Loan?

personOtto Dargan access_timeDecember 24, 2015

He brings joy to billions of children (and misguided adults) around the world but could Santa Claus actually be knocked back for a home loan in Australia? At this time of year, Home Loan Experts thought it was about time to ask the big question (that no one asked!) and the answer...

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Why A Mortgage Broker Is An Engineer’s Best Friend

personOtto Dargan access_timeNovember 4, 2015

When you’re on site, you don’t even start a job until you know for sure that you’re working in a safe environment and you have the right tools and personnel to get the work done properly. So whether you’re a mining engineer, geophysicist or a surveyor, why would you take...

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Are Honeymoon Rates Really All They’re Cracked Up To Be?

personOtto Dargan access_timeOctober 12, 2015

Buying a home can be rather expensive when you consider the costs involved and the expenses are at their peak during the first few years of home ownership. A honeymoon rate, or an introductory rate, is a special interest rate discount offered on some home loan packages for a...

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Weird Money And The Strange History Of Banks

personOtto Dargan access_timeOctober 9, 2015

Do you have money in the bank? How about a mortgage? The reason why we have banks may shock you. In fact, banks sort of started by accident! From trading chickens for a beer and a feed, to the introduction of paper notes and lending, without banks we wouldn’t live in the world...

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The Top 10 Most Liveable Suburbs In Australia Right Now

personOtto Dargan access_timeOctober 1, 2015

We here at Home Loan Experts just love to talk about property, whether it’s about the current property boom or what the Australian real estate market will look like 10 years from now. Apart from median house prices, rental yields and the overall investment potential of a particular...

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How Much Of Your Home Loan Repayments Are Interest?

personOtto Dargan access_timeSeptember 18, 2015

How much of your home loan repayments are actually reducing your mortgage balance and how much is going to your bank as interest and administration fees? Unless you’re paying interest only, it can be a little tricky trying to figure out the exact amount of interest that makes...

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