Buying your first home in Tasmania is a big step, and every bit of help counts. The First Home Owner Grant (FHOG) gives eligible buyers a $10,000 boost towards building or buying a brand-new home.
In 2025, the grant is available when purchasing or constructing a property that has never been lived in before, including:
- Newly built houses
- Off-the-plan apartments or townhouses
- Kit or prefabricated homes
- Owner-built properties
The FHOG does not apply to established homes.
First Home Owners Grant Eligibility In Tasmania
Applicant requirements
To be eligible for the FHOG in Tasmania, you must:
- be a natural person (not a company), aged 18 or older
- be an Australian citizen or permanent resident (if more than one applicant, only one applicant is required to be an Australian citizen or permanent resident)
- be intending to use the home as your principal place of residence for six continuous months, starting within 12 months of completion or settlement
You or your spouse must also not have:
- owned a residential property in Australia before 1 July 2000
- owned and lived in a home in Australia for more than six months since 1 July 2000
- previously received the FHOG in any Australian state or territory
Property Requirements
The home must be new (never lived in or sold as a residence before). Eligible transaction types include:
- signing a building contract to construct a new home
- acting as an owner-builder, starting from laying the foundations
- purchasing a new or off-the-plan dwelling
- buying a new movable building (fixed to land, not a caravan)
If you’re building, the home must be completed within 24 months of the building contract date or settlement. (This mainly applies to applicants who signed contracts before 30 June 2024, when the $30,000 FHOG was available.)
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How To Apply For The First Home Buyers Grant In TAS?
In most cases, your lender will lodge the First Home Owner Grant (FHOG) application for you. They’re approved agents of the state government, which means they can process your application and arrange for the grant to be paid with your loan funds. Just make sure your lender is submitting the application on your behalf.
If your lender isn’t an approved agent, you’ll need to lodge the application directly with the Tasmanian State Revenue Office.
Keep in mind that if you want the grant available at settlement or the first progress payment, the application must go through an approved agent.
When Is The First Home Buyers Grant Paid In Tasmania?
| Type of Transaction | When the Grant Is Paid (through an approved agent) |
|---|---|
| Purchasing a new home or an off-the-plan home | The grant is paid on the date of settlement. |
| Contract-to-build | The grant is paid following the completion of laying of the foundations/first progress payment. |
| Owner-builder | The grant is paid on receipt of the certificate of occupancy |
Direct applications lodged with the State Revenue Office are paid after completion of the eligible transaction.
Source: FHOG SRO Tasmania
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Get Expert HelpFAQs
Can You Use The FHOG Grant As A Deposit?
Yes, you can use the $10,000 First Home Owner Grant (FHOG) in Tasmania as part of your home loan deposit. However, it usually isn’t enough on its own, since most lenders require a deposit of 5–10% of the property’s value. For example, if you’re buying a $600,000 property, you’d generally need between $30,000 and $60,000.
Many lenders also require that at least 5% of the purchase price comes from genuine savings.
If you’re building a home, keep in mind that the grant isn’t released until construction commences, so you’ll still need funds available to get started
What Happens After The Grant Amount Is Paid?
What Other Assistance Is Available For First Home Buyers In Tasmania?
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