First Home Owners Grant Queensland – Complete 2025-2026 Guide

Queensland’s First Home Owners Grant gives eligible buyers $30,000 toward a brand-new home purchased or built between 20 Nov 2023 and 30 Jun 2026.

The property must be new and under $750,000, and you must live in it for six months. You can apply through your lender or directly via the Queensland Revenue Office.

What Is the First Home Owners Grant In Queensland?

The First Home Owners Grant is a tax-free government payment that helps Queensland buyers enter the property market. The grant is available for brand-new, off-the-plan, or substantially renovated homes that haven’t been lived in before.

Eligible buyers can receive $30,000 through this grant, which reduces their upfront costs such as stamp duty, legal fees, or boost your deposit.

What Does The FHOG Actually Cover?

The FHOG gives a one-off $30,000 payment toward your Queensland property. It does not reduce the property price but can help pay stamp duty, solicitors’ fees, loan costs, or be added to your deposit. The home must be new and valued under $750,000.

How Much Is the First Home Owners Grant In QLD?

You’ll receive $30,000 if your contract was signed or construction began between 20 Nov 2023 and 30 Jun 2026. If your contract pre-dates this, the grant is $15,000. The home must be new and under $750,000 including land.

Who Is Eligible For The First Home Owners Grant In QLD?

Eligibility depends on both you and the property. Applicants must be 18+, an Australian citizen or PR, and must not have owned or lived in a home before. The property must be new, under $750,000, and you must live in it for six months within 12 months of completion or settlement.

Use our calculator to find out quickly if you qualify for the first-home owners grant in Queensland.

What Are The Eligible Buyer Requirements?

You must be at least 18, an Australian citizen or permanent resident, and must not have previously owned or lived in a home in Australia. You can apply jointly with a spouse if they meet citizenship rules. Previous FHOG recipients can reapply only if the grant was fully repaid.

Eligible Buyer Checklist

• You are 18 or older

• You have never owned a home you lived in

• You will live in the home for six months within 12 months

• You have never received an FHOG, unless it was fully repaid

• You are an Australian citizen or PR (or applying with someone who is)

What Property Types Qualify For The QLD FHOG?

The FHOG applies only to brand-new homes under $750,000. This includes off-the-plan apartments, newly built homes, substantially renovated homes not lived in before, and relocated modular or kit homes that have never been occupied once installed.

Do Spouses Affect Grant Eligibility?

If applying with a spouse, both applicants’ histories are assessed. If your spouse previously owned or lived in a home, or received an FHOG, you may be ineligible. Non-PR applicants may still qualify if applying jointly with a citizen spouse who meets all requirements.

Scenario Guide

• You’re a citizen, spouse is not → Eligible when applying together

• Your spouse previously owned a home → Likely ineligible

• Your spouse previously received FHOG but repaid it fully → You may reapply

How Do You Apply for the First Home Owners Grant in QLD?

You can apply through:

• An approved lender or mortgage broker, the fastest option, processed with your loan.

• Queensland Revenue Office, if you’re not using a lender.

• Grant payment timing depends on whether you’re buying a finished home or building.

What’s The Fastest Way To Apply?

Applying through your mortgage broker or lender is usually fastest. Your FHOG form is submitted with your loan documents, and the grant is paid at settlement (for completed homes) or at the first loan drawdown (for construction loans).

How To Apply For the FHOG in Queensland?

1. Applying Through A Lender

• Choose a lender or mortgage broker.

• Complete the FHOG application form.

• Provide ID and supporting documents.

• Lender lodges the application with loan documents.

• Grant is paid at settlement (new home) or first drawdown (build).

2. Applying Directly to the Queensland Revenue Office

• Download the FHOG application form.

• Provide supporting documents like ID, contract, and building schedule.

• Submit the application online or by mail.

• Wait for approval.

• Grant is paid after you meet the residency requirement.

When Is The FHOG Paid?

What If Something Changes During Your Build Or Purchase?

• If construction is delayed: You may request an extension from the Queensland Revenue Office.

• If the contract falls through: You must notify the Office and may need to reapply.

• If you move out early: You may be required to repay the grant.

• If the property value exceeds $750k after variations: Eligibility depends on the original contract price + variations approved in writing.

Final Words

The Queensland First Home Owners Grant is a powerful tool for eligible buyers, offering $30,000 toward a brand-new home under $750,000, purchased or built between 20 November 2023 and 30 June 2026.

It applies only to new or substantially renovated homes and requires you to live in the property for six continuous months. Eligibility depends on your age, residency status, property type, and whether you’ve owned a home before.

You can apply through an approved lender for faster processing or directly via the Queensland Revenue Office. With the right guidance, the FHOG can make homeownership more achievable than you think.

Call us on 1300 889 743 or complete our free online assessment form and find out how we can help you make your FHOG process for Queensland easier.