Low Doc Loans

Navigating Home Loans For Self-Employed: Low Doc Vs. Full Doc

personOtto Dargan access_timeOctober 27, 2023

Are you self-employed in Australia and dreaming of buying a home? As someone with a non-traditional income structure, securing a home loan can be difficult. Fortunately, there are solutions available to help self-employed borrowers, even those with low documentation. Full-Doc...

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RAMS Says No To Low Doc Loans

personOtto Dargan access_timeApril 1, 2019

Major lender RAMS have pulled up stumps on low doc loans, a bombshell for self-employed borrowers who are unable to provide traditional income evidence. The good news? There are a select few lenders offering low doc and even no doc home loan solutions. Call us on 1300...

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Bad Credit Due To A Business Going Bad

personOtto Dargan access_timeMarch 15, 2019

Can I still get a home loan? It’s no secret that, on average, more than 50% of businesses fail within the first two years. For the other two million plus business owners in Australia, it’s common to fall behind on bills, payments on credit cards and business...

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Do You Have Bad Credit Due To Job Loss?

personOtto Dargan access_timeDecember 16, 2015

Job loss can be a devastating experience for any Australian. While many people do find their feet again, it can sometimes take a while to find work. In that time, bills and debts can quickly pile up and people who are unemployed can quickly find themselves missing mortgage...

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Property Investing: Is Rental Income Better Than Capital Growth?

personOtto Dargan access_timeJuly 8, 2015

Do you want to build a million dollar property investment portfolio? Join the club! One of the main problems Australians face in investing is not having a clear understanding of what they’re trying to achieve. Do you want to reach your goal quickly and retire early or...

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APRA Tells The Banks What To Do

personOtto Dargan access_timeJune 5, 2014

Did you know that the Australian government monitors and reviews the lending criteria of the banks? The Australian Prudential Regulation Authority (APRA) released for consultation ‘APG 223 – Residential Mortgage Lending’, a draft prudential practice guide intended...

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Unconventional Building Materials

personOtto Dargan access_timeNovember 28, 2012

Are you concerned about protecting the earth and conserving energy? Why not purchase an eco-friendly home with unconventional building materials? Did you know you can borrow up to 80% LVR to pay for your ecologically-friendly home? Read on to find out how we...

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Why Do Small Businesses Fail?

personOtto Dargan access_timeAugust 23, 2011

We’ve all heard that a high percentage of small businesses fail in their first five years. Only around one in ten are still around for their sixth year! This is an incredible statistic, and highlights just how hard it is for entrepreneurs to get their ideas off of the ground. So...

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