Unusual Employment Loans
We Say “Yes” To IT Contractors
Contract workers in the information and communications technology (IT) industry get the opportunity to work on many different projects throughout their career and enjoy higher than average daily rates and flexible working hours doing it! In fact, a “functional” IT consultant...
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APRA Tells The Banks What To Do
Did you know that the Australian government monitors and reviews the lending criteria of the banks? The Australian Prudential Regulation Authority (APRA) released for consultation ‘APG 223 – Residential Mortgage Lending’, a draft prudential practice guide intended...
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How Banks Read Your Payslips
When you apply for a home loan you’ll be asked to provide certain documents to support what you have written on your application form. One of the most important documents, and most poorly understood, are your payslips. What do the banks need? Most lenders will ask...
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Why Do Small Businesses Fail?
We’ve all heard that a high percentage of small businesses fail in their first five years. Only around one in ten are still around for their sixth year! This is an incredible statistic, and highlights just how hard it is for entrepreneurs to get their ideas off of the ground. So...
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