First Home Owner Grant NT

If you’re buying or building your first home in the Northern Territory, you may be eligible for the NT First Home Owner Grant, known as the HomeGrown Territory Grant. The first-home buyers grant offers $50,000 for new builds and $10,000 for established homes, with no property price cap. It’s one of the most generous First Home Owner Grants in Australia. This guide explains who can apply, how much you can get, and how to claim the grant in 2025.

This guide is for first-home buyers. If you already own a home, you may be eligible for the NT Government’s separate $30,000 FreshStart Grant.

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At A Glance: First Home Buyers Grant NT (2025)

What Are The Eligibility Requirements For The HomeGrown Territory Grant?

• You must be at least 18 years old.
• You must be an Australian citizen or permanent resident, or applying with someone who is.
• You’re buying or building your first-ever home in Australia.
• Applying as a person, not a company or trust.
• You must sign the contract (or commence construction):
  • Between 1 October 2024 and 30 September 2025 for established homes
  • Between 1 October 2024 and 30 September 2026 for new builds
• You must live in the home for at least 12 continuous months, starting within 12 months of settlement or build completion.

Source: Northern Territory Government of Australia

How To Apply For The First Home Owners Grant NT

You can apply for the NT First Home Owner Grant through your approved lender or directly through the Territory Revenue Office (TRO).

Most first-home buyers choose to apply through their lender or broker when taking out a home loan, as it’s faster, involves less paperwork, and ensures the grant is processed correctly. The grant is typically paid in time for settlement or the first construction payment, depending on the type of property.

Alternatively, you can apply directly by downloading the application form from the TRO website, attaching the required documents (including ID and your signed contract), and lodging it via email, post, or in person.

When Is The Grant Paid In NT?

The First Home Owner Grant in the Northern Territory is paid at different stages depending on how you apply and the type of property:

• If applying through an approved lender: Paid to your lender once your eligibility is confirmed, often at settlement or construction progress payment.
• If applying directly to the Territory Revenue Office (TRO):
  • Buying a property: Paid after your name is registered on the title
  • Building a home (contract build): Paid after the foundation is laid and progress payments equal to or greater than the grant have been made.
  • Owner-builder: Paid once construction is complete.

  Payments made through the TRO are typically processed within 5 business days after receiving a complete application.